Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR)

Denmark had the highest household spending on insurance and financial services per inhabitant (EUR) of 26 EU countries in 2014, at €1,520. Romania had the lowest, at €40. The median was €505 and the figure for the European Union (27) was €730. Source: Eurostat, European Commission.

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Highest1,520Denmark
Lowest40Romania
Median50526 EU countries
European Union (27)730History

Map of EU countries, 2014

Austria: 930 EURBelgium: 1,170 EURBulgaria: 80 EURCyprus: 690 EURCzechia: 260 EURGermany: 1,120 EURDenmark: 1,520 EUREstonia: 230 EURSpain: 510 EURFinland: 920 EURFrance: 970 EURGreece: 450 EURCroatia: 250 EURHungary: 260 EURIreland: 610 EURItaly: 650 EURLuxembourg: 1,430 EURLatvia: 200 EURMalta: 370 EURNetherlands: 1,220 EURPoland: 390 EURPortugal: 500 EURRomania: 40 EURSweden: 1,010 EURSlovenia: 500 EURSlovakia: 300 EUR
  • Under 260
  • 260 to 450
  • 450 to 650
  • 650 to 1,000
  • 1,000 and over
  • No data
EUR, 2014. Hatched areas have no value for this period. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2014

Denmark: 1,520 EURDenmark1,520Luxembourg: 1,430 EURLuxembourg1,430Netherlands: 1,220 EURNetherlands1,220Belgium: 1,170 EURBelgium1,170Germany: 1,120 EURGermany1,120Sweden: 1,010 EURSweden1,010France: 970 EURFrance970Austria: 930 EURAustria930Finland: 920 EURFinland920Cyprus: 690 EURCyprus690Italy: 650 EURItaly650Ireland: 610 EURIreland610Spain: 510 EURSpain510Portugal: 500 EURPortugal500Slovenia: 500 EURSlovenia500Greece: 450 EURGreece450Poland: 390 EURPoland390Malta: 370 EURMalta370Slovakia: 300 EURSlovakia300Czechia: 260 EURCzechia260Hungary: 260 EURHungary260Croatia: 250 EURCroatia250Estonia: 230 EUREstonia230Latvia: 200 EURLatvia200Bulgaria: 80 EURBulgaria80Romania: 40 EURRomania40Denmark: 1,520 EURDenmark1,520Luxembourg: 1,430 EURLuxembourg1,430Netherlands: 1,220 EURNetherlands1,220Belgium: 1,170 EURBelgium1,170Germany: 1,120 EURGermany1,120Sweden: 1,010 EURSweden1,010France: 970 EURFrance970Austria: 930 EURAustria930Finland: 920 EURFinland920Cyprus: 690 EURCyprus690Italy: 650 EURItaly650Ireland: 610 EURIreland610Spain: 510 EURSpain510Portugal: 500 EURPortugal500Slovenia: 500 EURSlovenia500Greece: 450 EURGreece450Poland: 390 EURPoland390Malta: 370 EURMalta370Slovakia: 300 EURSlovakia300Czechia: 260 EURCzechia260Hungary: 260 EURHungary260Croatia: 250 EURCroatia250Estonia: 230 EUREstonia230Latvia: 200 EURLatvia200Bulgaria: 80 EURBulgaria80Romania: 40 EURRomania40
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2014
EUR		Change on 2013
1Denmark1,520+6.3%
2Luxembourg1,430-0.7%
3Netherlands1,220+2.5%
4Belgium1,170+7.3%
5Germany1,1200%
6Sweden1,010-1%
7France970-2%
8Austria930+6.9%
9Finland920+7%
10Cyprus690+6.2%
11Italy650+6.6%
12Ireland610+8.9%
13Spain510+15.9%
14Portugal500-7.4%
14Slovenia500-2%
16Greece Provisional450+7.1%
17Poland390+11.4%
18Malta370-14%
19Slovakia300-3.2%
20Czechia260-10.3%
20Hungary260-10.3%
22Croatia2500%
23Estonia2300%
24Latvia200-4.8%
25Bulgaria80+60%
26Romania40+100%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2014,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2014
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2014.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Denmark, with €1,520 in 2014, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €40 in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12. 1 EU countries have no value for 2014 and are not ranked.

EU countries: more rankings