MFI household loan balances for other purposes

End-of-month stock of loans for purposes other than house purchase or consumption from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

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Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by MFI household loan balances for other purposes, August 2026

Top 15. Source: European Central Bank.

Germany: 248,609 EUR millionGermany248,609Italy: 111,590 EUR millionItaly111,590France: 82,233 EUR millionFrance82,233Spain: 65,607 EUR millionSpain65,607Austria: 39,614 EUR millionAustria39,614Finland: 19,616 EUR millionFinland19,616Netherlands: 18,496 EUR millionNetherlands18,496Luxembourg: 14,236 EUR millionLuxembourg14,236Portugal: 13,420.41 EUR millionPortugal13,420.41Croatia: 13,180 EUR millionCroatia13,180Belgium: 12,449 EUR millionBelgium12,449Slovakia: 7,987.19 EUR millionSlovakia7,987.19Ireland: 5,233 EUR millionIreland5,233Greece: 3,798 EUR millionGreece3,798Slovenia: 1,766.22 EUR millionSlovenia1,766.22Germany: 248,609 EUR millionGermany248,609Italy: 111,590 EUR millionItaly111,590France: 82,233 EUR millionFrance82,233Spain: 65,607 EUR millionSpain65,607Austria: 39,614 EUR millionAustria39,614Finland: 19,616 EUR millionFinland19,616Netherlands: 18,496 EUR millionNetherlands18,496Luxembourg: 14,236 EUR millionLuxembourg14,236Portugal: 13,420.41 EUR millionPortugal13,420.41Croatia: 13,180 EUR millionCroatia13,180Belgium: 12,449 EUR millionBelgium12,449Slovakia: 7,987.19 EUR millionSlovakia7,987.19Ireland: 5,233 EUR millionIreland5,233Greece: 3,798 EUR millionGreece3,798Slovenia: 1,766.22 EUR millionSlovenia1,766.22
EUR million. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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Which places have the highest MFI household loan balances for other purposes? Use official data and cite it.
rank_places {"indicator":"ecb_mfi_household_other_loans_eur","level":"country","within":"European Union (27)"}
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