Data / Rankings / MFI household loan balances for other purposes / EU countries

EU countries by MFI household loan balances for other purposes, August 2026

Germany had the highest MFI household loan balances for other purposes of 21 EU countries in August 2026, at €248.61 billion. Latvia had the lowest, at €327 million. The median was €12.45 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest248,609Germany
Lowest327Latvia
Median12,44921 EU countries

Map of EU countries, August 2026

Austria: 39,614 EUR millionBelgium: 12,449 EUR millionBulgaria: 370.27 EUR millionCyprus: 756 EUR millionGermany: 248,609 EUR millionEstonia: 547 EUR millionSpain: 65,607 EUR millionFinland: 19,616 EUR millionFrance: 82,233 EUR millionGreece: 3,798 EUR millionCroatia: 13,180 EUR millionIreland: 5,233 EUR millionItaly: 111,590 EUR millionLithuania: 1,447 EUR millionLuxembourg: 14,236 EUR millionLatvia: 327 EUR millionMalta: 503.49 EUR millionNetherlands: 18,496 EUR millionPortugal: 13,420.41 EUR millionSlovenia: 1,766.22 EUR millionSlovakia: 7,987.19 EUR million
  • Under 1,000
  • 1,000 to 5,000
  • 5,000 to 13K
  • 13K to 40K
  • 40K and over
  • No data
EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

Germany: 248,609 EUR millionGermany248,609Italy: 111,590 EUR millionItaly111,590France: 82,233 EUR millionFrance82,233Spain: 65,607 EUR millionSpain65,607Austria: 39,614 EUR millionAustria39,614Finland: 19,616 EUR millionFinland19,616Netherlands: 18,496 EUR millionNetherlands18,496Luxembourg: 14,236 EUR millionLuxembourg14,236Portugal: 13,420.41 EUR millionPortugal13,420.41Croatia: 13,180 EUR millionCroatia13,180Belgium: 12,449 EUR millionBelgium12,449Slovakia: 7,987.19 EUR millionSlovakia7,987.19Ireland: 5,233 EUR millionIreland5,233Greece: 3,798 EUR millionGreece3,798Slovenia: 1,766.22 EUR millionSlovenia1,766.22Lithuania: 1,447 EUR millionLithuania1,447Cyprus: 756 EUR millionCyprus756Estonia: 547 EUR millionEstonia547Malta: 503.49 EUR millionMalta503.49Bulgaria: 370.27 EUR millionBulgaria370.27Latvia: 327 EUR millionLatvia327Germany: 248,609 EUR millionGermany248,609Italy: 111,590 EUR millionItaly111,590France: 82,233 EUR millionFrance82,233Spain: 65,607 EUR millionSpain65,607Austria: 39,614 EUR millionAustria39,614Finland: 19,616 EUR millionFinland19,616Netherlands: 18,496 EUR millionNetherlands18,496Luxembourg: 14,236 EUR millionLuxembourg14,236Portugal: 13,420.41 EUR millionPortugal13,420.41Croatia: 13,180 EUR millionCroatia13,180Belgium: 12,449 EUR millionBelgium12,449Slovakia: 7,987.19 EUR millionSlovakia7,987.19Ireland: 5,233 EUR millionIreland5,233Greece: 3,798 EUR millionGreece3,798Slovenia: 1,766.22 EUR millionSlovenia1,766.22Lithuania: 1,447 EUR millionLithuania1,447Cyprus: 756 EUR millionCyprus756Estonia: 547 EUR millionEstonia547Malta: 503.49 EUR millionMalta503.49Bulgaria: 370.27 EUR millionBulgaria370.27Latvia: 327 EUR millionLatvia327
EUR million. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million		Change on August 2025
1Germany Provisional248,609-1.6%
2Italy Provisional111,590-0.6%
3France Provisional82,233+3.4%
4Spain Provisional65,607-16.8%
5Austria Provisional39,614+0.4%
6Finland Provisional19,616+0.3%
7Netherlands Provisional18,496+2%
8Luxembourg Provisional14,236+12.8%
9Portugal Provisional13,420.41+8.2%
10Croatia Provisional13,180+9.1%
11Belgium Provisional12,449+3.1%
12Slovakia Provisional7,987.19+6.9%
13Ireland Provisional5,233-3.2%
14Greece Provisional3,798-4.7%
15Slovenia Provisional1,766.22-0.2%
16Lithuania Provisional1,447+1.6%
17Cyprus Provisional756-22.3%
18Estonia Provisional547+16.9%
19Malta Provisional503.49+7.2%
20Bulgaria Provisional370.27+4.5%
21Latvia Provisional327+2.2%

Other periods

About this ranking

End-of-month stock of loans for purposes other than house purchase or consumption from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E) (EU countries by MFI household loan balances for other purposes, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). EU countries by MFI household loan balances for other purposes, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household loan balances for other purposes using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_household_other_loans_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_other_loans_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household loan balances for other purposes?

Germany, with €248.61 billion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household loan balances for other purposes?

Latvia, with €327 million in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings