Data / Rankings / MFI household loan balances for other purposes / EU countries

EU countries by MFI household loan balances for other purposes

Germany had the highest MFI household loan balances for other purposes of 21 EU countries in April 2026, at €249.78 billion. Latvia had the lowest, at €315 million. The median was €12.24 billion. Source: the European Central Bank.

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Highest249,781Germany
Lowest315Latvia
Median12,23921 EU countries

Map of EU countries, April 2026

Austria: 39,393 EUR millionBelgium: 12,239 EUR millionBulgaria: 377.97 EUR millionCyprus: 807 EUR millionGermany: 249,781 EUR millionEstonia: 506 EUR millionSpain: 65,145 EUR millionFinland: 19,408 EUR millionFrance: 81,468 EUR millionGreece: 3,890 EUR millionCroatia: 12,829 EUR millionIreland: 5,148 EUR millionItaly: 111,057 EUR millionLithuania: 1,419 EUR millionLuxembourg: 13,689 EUR millionLatvia: 315 EUR millionMalta: 496.12 EUR millionNetherlands: 18,104 EUR millionPortugal: 13,097.1 EUR millionSlovenia: 1,759.74 EUR millionSlovakia: 7,761.54 EUR million
  • Under 1,000
  • 1,000 to 5,000
  • 5,000 to 13K
  • 13K to 39K
  • 39K and over
  • No data
EUR million, April 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

Germany: 249,781 EUR millionGermany249,781Italy: 111,057 EUR millionItaly111,057France: 81,468 EUR millionFrance81,468Spain: 65,145 EUR millionSpain65,145Austria: 39,393 EUR millionAustria39,393Finland: 19,408 EUR millionFinland19,408Netherlands: 18,104 EUR millionNetherlands18,104Luxembourg: 13,689 EUR millionLuxembourg13,689Portugal: 13,097.1 EUR millionPortugal13,097.1Croatia: 12,829 EUR millionCroatia12,829Belgium: 12,239 EUR millionBelgium12,239Slovakia: 7,761.54 EUR millionSlovakia7,761.54Ireland: 5,148 EUR millionIreland5,148Greece: 3,890 EUR millionGreece3,890Slovenia: 1,759.74 EUR millionSlovenia1,759.74Lithuania: 1,419 EUR millionLithuania1,419Cyprus: 807 EUR millionCyprus807Estonia: 506 EUR millionEstonia506Malta: 496.12 EUR millionMalta496.12Bulgaria: 377.97 EUR millionBulgaria377.97Latvia: 315 EUR millionLatvia315Germany: 249,781 EUR millionGermany249,781Italy: 111,057 EUR millionItaly111,057France: 81,468 EUR millionFrance81,468Spain: 65,145 EUR millionSpain65,145Austria: 39,393 EUR millionAustria39,393Finland: 19,408 EUR millionFinland19,408Netherlands: 18,104 EUR millionNetherlands18,104Luxembourg: 13,689 EUR millionLuxembourg13,689Portugal: 13,097.1 EUR millionPortugal13,097.1Croatia: 12,829 EUR millionCroatia12,829Belgium: 12,239 EUR millionBelgium12,239Slovakia: 7,761.54 EUR millionSlovakia7,761.54Ireland: 5,148 EUR millionIreland5,148Greece: 3,890 EUR millionGreece3,890Slovenia: 1,759.74 EUR millionSlovenia1,759.74Lithuania: 1,419 EUR millionLithuania1,419Cyprus: 807 EUR millionCyprus807Estonia: 506 EUR millionEstonia506Malta: 496.12 EUR millionMalta496.12Bulgaria: 377.97 EUR millionBulgaria377.97Latvia: 315 EUR millionLatvia315
EUR million. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesApril 2026
EUR million		Change on April 2025
1Germany249,781-2.1%
2Italy111,057-2.8%
3France81,468+2.8%
4Spain65,145-17.9%
5Austria39,393+0.3%
6Finland19,408+0.2%
7Netherlands18,104-1.8%
8Luxembourg13,689+11.7%
9Portugal13,097.1+9.3%
10Croatia12,829+10%
11Belgium12,239+1.5%
12Slovakia7,761.54+6.6%
13Ireland5,148-7%
14Greece3,890-6.5%
15Slovenia1,759.74+0.9%
16Lithuania1,419+6.7%
17Cyprus807-19%
18Estonia506+17.7%
19Malta496.12+9.7%
20Bulgaria377.97+7%
21Latvia315+1.6%

Other periods

About this ranking

End-of-month stock of loans for purposes other than house purchase or consumption from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E) (EU countries by MFI household loan balances for other purposes, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). EU countries by MFI household loan balances for other purposes, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household loan balances for other purposes using official data, and cite the source.
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Questions

Which EU country has the highest MFI household loan balances for other purposes?

Germany, with €249.78 billion in April 2026, according to the European Central Bank.

Which EU country has the lowest MFI household loan balances for other purposes?

Latvia, with €315 million in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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