EU countries by MFI corporate loan balances, original maturity up to 1 year

Germany had the highest MFI corporate loan balances, original maturity up to 1 year of 21 EU countries in January 2026, at €194.23 billion. Estonia had the lowest, at €440 million. The median was €14.28 billion. Source: the European Central Bank.

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Highest194,231Germany
Lowest440Estonia
Median14,27621 EU countries

Map of EU countries, January 2026

Austria: 28,561 EUR millionBelgium: 49,360 EUR millionBulgaria: 11,028.98 EUR millionCyprus: 1,833 EUR millionGermany: 194,231 EUR millionEstonia: 440 EUR millionSpain: 100,806 EUR millionFinland: 7,978 EUR millionFrance: 182,345 EUR millionGreece: 14,276 EUR millionCroatia: 2,385 EUR millionIreland: 14,880 EUR millionItaly: 150,117 EUR millionLithuania: 1,521 EUR millionLuxembourg: 16,056 EUR millionLatvia: 886 EUR millionMalta: 1,344.59 EUR millionNetherlands: 141,261 EUR millionPortugal: 16,674.63 EUR millionSlovenia: 1,851.61 EUR millionSlovakia: 5,528.55 EUR million
  • Under 2,000
  • 2,000 to 8,000
  • 8,000 to 16K
  • 16K to 100K
  • 100K and over
  • No data
EUR million, January 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, January 2026

Germany: 194,231 EUR millionGermany194,231France: 182,345 EUR millionFrance182,345Italy: 150,117 EUR millionItaly150,117Netherlands: 141,261 EUR millionNetherlands141,261Spain: 100,806 EUR millionSpain100,806Belgium: 49,360 EUR millionBelgium49,360Austria: 28,561 EUR millionAustria28,561Portugal: 16,674.63 EUR millionPortugal16,674.63Luxembourg: 16,056 EUR millionLuxembourg16,056Ireland: 14,880 EUR millionIreland14,880Greece: 14,276 EUR millionGreece14,276Bulgaria: 11,028.98 EUR millionBulgaria11,028.98Finland: 7,978 EUR millionFinland7,978Slovakia: 5,528.55 EUR millionSlovakia5,528.55Croatia: 2,385 EUR millionCroatia2,385Slovenia: 1,851.61 EUR millionSlovenia1,851.61Cyprus: 1,833 EUR millionCyprus1,833Lithuania: 1,521 EUR millionLithuania1,521Malta: 1,344.59 EUR millionMalta1,344.59Latvia: 886 EUR millionLatvia886Estonia: 440 EUR millionEstonia440Germany: 194,231 EUR millionGermany194,231France: 182,345 EUR millionFrance182,345Italy: 150,117 EUR millionItaly150,117Netherlands: 141,261 EUR millionNetherlands141,261Spain: 100,806 EUR millionSpain100,806Belgium: 49,360 EUR millionBelgium49,360Austria: 28,561 EUR millionAustria28,561Portugal: 16,674.63 EUR millionPortugal16,674.63Luxembourg: 16,056 EUR millionLuxembourg16,056Ireland: 14,880 EUR millionIreland14,880Greece: 14,276 EUR millionGreece14,276Bulgaria: 11,028.98 EUR millionBulgaria11,028.98Finland: 7,978 EUR millionFinland7,978Slovakia: 5,528.55 EUR millionSlovakia5,528.55Croatia: 2,385 EUR millionCroatia2,385Slovenia: 1,851.61 EUR millionSlovenia1,851.61Cyprus: 1,833 EUR millionCyprus1,833Lithuania: 1,521 EUR millionLithuania1,521Malta: 1,344.59 EUR millionMalta1,344.59Latvia: 886 EUR millionLatvia886Estonia: 440 EUR millionEstonia440
EUR million. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJanuary 2026
EUR million
Change on January 2025
1Germany194,231-1%
2France182,345-1.7%
3Italy150,117+2%
4Netherlands141,261+1.9%
5Spain100,806+4.9%
6Belgium49,360+4.4%
7Austria28,561+5.1%
8Portugal16,674.63+1.7%
9Luxembourg16,056+26.4%
10Ireland14,880+1.1%
11Greece14,276+9.9%
12Bulgaria11,028.98+6.9%
13Finland7,978-8.7%
14Slovakia5,528.55+7.6%
15Croatia2,385+0.5%
16Slovenia1,851.61+17.8%
17Cyprus1,833-5.9%
18Lithuania1,521+11.9%
19Malta1,344.59+13.9%
20Latvia886+5.1%
21Estonia440+5%

Other periods

About this ranking

End-of-month stock of loans with original maturity up to 1 year from resident MFIs excluding central banks to non-financial corporations resident in the euro area, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E) (EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01. Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity up to 1 year, 2026-01
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-up-to-one-year/eu-countries?period=2026-01.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.F.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI corporate loan balances, original maturity up to 1 year using official data, and cite the source.
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Questions

Which EU country has the highest MFI corporate loan balances, original maturity up to 1 year?

Germany, with €194.23 billion in January 2026, according to the European Central Bank.

Which EU country has the lowest MFI corporate loan balances, original maturity up to 1 year?

Estonia, with €440 million in January 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate loan balances, original maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.A20.F.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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