Data / MFI consumer loan balances / France

MFI consumer loan balances in France

MFI consumer loan balances in France was €206.59 billion in August 2026, according to the European Central Bank. That is up 2.9% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

August 2026, EUR million206,593 Provisional
Change on August 2025+2.9%
Rank1st of 21EU countries ranked
Series high208,406July 2026
Series low121,026February 2003
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MFI consumer loan balances in France, January 2003 to August 2026

120K140K160K180K200K220K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 206,593 EUR million100K125K150K175K200K225K2003-012010-122018-112026-082026-08: 206,593 EUR million
EUR million. Source: ECB, ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-08206,593 Provisional
2026-07208,406
2026-06206,412
2026-05204,122
2026-04205,193
2026-03205,039
2026-02202,441
2026-01203,956
2025-12206,044
2025-11204,085
2025-10203,805
2025-09202,449
2025-08200,743
2025-07202,432
2025-06201,196
2025-05199,705
2025-04202,300
2025-03201,119
2025-02198,472
2025-01199,199
2024-12200,878
2024-11198,825
2024-10199,202
2024-09197,314
2024-08196,827
2024-07198,478
2024-06196,247
2024-05196,900
2024-04198,524
2024-03198,274
2024-02195,689
2024-01196,206
2023-12196,724
2023-11197,335
2023-10197,930
2023-09197,118
2023-08196,323
2023-07196,612
2023-06196,152
2023-05195,527
2023-04193,954
2023-03193,984
2023-02192,596
2023-01193,091
2022-12193,917
2022-11193,802
2022-10193,020
2022-09191,705
2022-08190,661
2022-07191,001
2022-06190,678
2022-05188,580
2022-04186,559
2022-03186,063
2022-02185,553
2022-01184,991
2021-12186,041
2021-11186,059
2021-10184,450
2021-09183,734
2021-08183,210
2021-07184,612
2021-06184,103
2021-05182,333
2021-04181,795
2021-03181,659
2021-02179,297
2021-01178,918
2020-12181,058
2020-11178,286
2020-10181,675
2020-09179,734
2020-08180,213
2020-07184,503
2020-06181,458
2020-05178,397
2020-04178,089
2020-03182,119
2020-02184,064
2020-01184,782
2019-12185,507
2019-11182,245
2019-10182,219
2019-09180,752
2019-08179,540
2019-07180,151
2019-06177,024
2019-05176,578
2019-04173,809
2019-03172,573
2019-02170,550
2019-01171,959
2018-12172,292
2018-11170,333
2018-10171,646
2018-09168,730
2018-08168,919
2018-07169,269
2018-06166,924
2018-05167,568
2018-04166,029
2018-03165,019
2018-02162,627
2018-01163,607
2017-12162,922
2017-11160,470
2017-10159,459
2017-09158,103
2017-08156,887
2017-07157,303
2017-06155,689
2017-05155,127
2017-04153,410
2017-03153,410
2017-02151,456
2017-01152,731
2016-12152,596
2016-11149,716
2016-10150,458
2016-09148,674
2016-08148,435
2016-07148,605
2016-06150,010
2016-05147,796
2016-04153,906
2016-03153,638
2016-02151,980
2016-01151,611
2015-12152,776
2015-11152,190
2015-10152,754
2015-09150,956
2015-08149,387
2015-07150,141
2015-06149,846
2015-05148,874
2015-04148,749
2015-03148,694
2015-02147,143
2015-01148,797
2014-12149,967
2014-11148,612
2014-10148,745
2014-09147,623
2014-08146,179
2014-07147,990
2014-06147,504
2014-05146,294
2014-04146,123
2014-03145,466
2014-02144,669
2014-01145,189
2013-12146,257
2013-11144,694
2013-10145,754
2013-09150,077
2013-08149,958
2013-07151,720
2013-06151,176
2013-05151,950
2013-04153,029
2013-03152,147
2013-02151,988
2013-01153,690
2012-12155,097
2012-11153,287
2012-10153,479
2012-09153,031
2012-08153,795
2012-07155,595
2012-06157,576
2012-05157,154
2012-04155,618
2012-03154,909
2012-02154,740
2012-01156,697
2011-12157,243
2011-11156,973
2011-10156,791
2011-09156,390
2011-08156,985
2011-07157,885
2011-06159,461
2011-05157,849
2011-04157,754
2011-03157,091
2011-02153,753
2011-01153,748
2010-12154,761
2010-11153,786
2010-10152,482
2010-09152,604
2010-08152,078
2010-07152,976
2010-06153,280
2010-05153,285
2010-04153,546
2010-03153,230
2010-02151,910
2010-01152,952
2009-12155,205
2009-11152,782
2009-10151,571
2009-09152,068
2009-08152,016
2009-07153,305
2009-06153,382
2009-05152,020
2009-04151,948
2009-03155,680
2009-02154,032
2009-01154,892
2008-12156,336
2008-11156,764
2008-10157,294
2008-09157,342
2008-08155,787
2008-07157,277
2008-06156,830
2008-05154,432
2008-04156,889
2008-03155,890
2008-02154,827
2008-01155,494
2007-12156,270
2007-11154,329
2007-10153,226
2007-09151,468
2007-08150,848
2007-07152,208
2007-06151,421
2007-05149,876
2007-04149,011
2007-03147,598
2007-02146,472
2007-01147,290
2006-12148,748
2006-11147,602
2006-10147,035
2006-09146,360
2006-08145,672
2006-07147,285
2006-06147,791
2006-05146,026
2006-04143,253
2006-03142,876
2006-02142,247
2006-01142,387
2005-12141,976
2005-11140,967
2005-10140,298
2005-09138,619
2005-08137,886
2005-07138,134
2005-06138,183
2005-05135,993
2005-04134,622
2005-03134,349
2005-02133,223
2005-01132,848
2004-12134,093
2004-11132,702
2004-10131,609
2004-09131,061
2004-08130,885
2004-07131,632
2004-06131,560
2004-05129,604
2004-04129,174
2004-03128,310
2004-02127,309
2004-01127,541
2003-12128,415
2003-11126,729
2003-10126,300
2003-09125,294
2003-08123,846
2003-07125,499
2003-06125,518
2003-05123,825
2003-04123,418
2003-03122,464
2003-02121,026
2003-01121,116

France compared with nearby places

Austria: 19,389 EUR millionBelgium: 10,755 EUR millionBulgaria: 12,956.81 EUR millionCyprus: 1,233 EUR millionGermany: 206,111 EUR millionEstonia: 868 EUR millionSpain: 120,002 EUR millionFinland: 17,520 EUR millionFrance: 206,593 EUR millionGreece: 8,751 EUR millionCroatia: 1,381 EUR millionIreland: 14,770 EUR millionItaly: 135,217 EUR millionLithuania: 4,451 EUR millionLuxembourg: 8,748 EUR millionLatvia: 1,122 EUR millionMalta: 1,042.59 EUR millionNetherlands: 6,966 EUR millionPortugal: 22,742.9 EUR millionSlovenia: 3,876.41 EUR millionSlovakia: 7,262.94 EUR million
  • Under 1,000
  • 1,000 to 7,000
  • 7,000 to 13K
  • 13K to 23K
  • 23K and over
  • No data
MFI consumer loan balances, August 2026, EUR million. France is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E) (MFI consumer loan balances, France, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, France, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/france. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). MFI consumer loan balances, France, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/france.

Harvard

European Central Bank (no date) ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, France, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-consumer-loan-balances/france (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_consumer_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, France, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/france. Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, France, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-consumer-loan-balances/france
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/france.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI consumer loan balances in France?

MFI consumer loan balances in France was €206.59 billion in August 2026, according to the European Central Bank. That is up 2.9% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI consumer loan balances in France?

€208.41 billion in July 2026, the highest value since January 2003 in this series.

MFI consumer loan balances elsewhere in European Union (27)

Related statistics for France

All statistics for France | France in figures