Data / MFI consumer loan balances / Netherlands

MFI consumer loan balances in Netherlands

MFI consumer loan balances in the Netherlands was €6.97 billion in August 2026, according to the European Central Bank. That is down 8.5% from August 2025. That is the 14th highest of 21 EU countries in August 2026.

August 2026, EUR million6,966 Provisional
Change on August 2025-8.5%
Rank14th of 21EU countries ranked
Series high29,238August 2010
Series low6,821June 2026
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MFI consumer loan balances in Netherlands, January 2003 to August 2026

5,00010K15K20K25K30K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 6,966 EUR million010K20K30K2003-012010-122018-112026-082026-08: 6,966 EUR million
EUR million. Source: ECB, ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-086,966 Provisional
2026-076,930
2026-066,821
2026-057,175
2026-047,333
2026-037,317
2026-027,289
2026-017,305
2025-127,420
2025-117,503
2025-107,477
2025-097,592
2025-087,617
2025-077,569
2025-067,545
2025-057,479
2025-047,536
2025-037,552
2025-027,501
2025-017,568
2024-127,858
2024-117,955
2024-107,943
2024-098,027
2024-088,059
2024-078,134
2024-068,067
2024-058,037
2024-048,285
2024-038,338
2024-028,405
2024-018,537
2023-128,534
2023-118,725
2023-108,742
2023-099,106
2023-089,182
2023-079,229
2023-069,186
2023-059,306
2023-049,425
2023-039,418
2023-029,500
2023-019,625
2022-129,665
2022-119,824
2022-109,986
2022-099,997
2022-0810,123
2022-0710,337
2022-0610,348
2022-0510,307
2022-0410,623
2022-0310,555
2022-0210,309
2022-0110,372
2021-1210,448
2021-1110,747
2021-1010,970
2021-0911,060
2021-0811,048
2021-0711,061
2021-0611,061
2021-0511,182
2021-0411,345
2021-0311,512
2021-0212,763
2021-0113,078
2020-1213,317
2020-1113,340
2020-1013,425
2020-0913,639
2020-0813,851
2020-0713,920
2020-0614,104
2020-0514,156
2020-0414,595
2020-0314,995
2020-0215,462
2020-0115,660
2019-1215,912
2019-1115,850
2019-1015,936
2019-0916,049
2019-0816,058
2019-0716,076
2019-0615,943
2019-0515,955
2019-0416,368
2019-0316,376
2019-0216,486
2019-0116,604
2018-1216,835
2018-1116,891
2018-1017,023
2018-0917,007
2018-0817,224
2018-0717,120
2018-0617,081
2018-0517,133
2018-0417,480
2018-0317,333
2018-0217,422
2018-0117,418
2017-1217,617
2017-1117,385
2017-1017,573
2017-0917,579
2017-0817,680
2017-0717,663
2017-0617,465
2017-0517,577
2017-0418,009
2017-0318,044
2017-0218,145
2017-0118,260
2016-1218,392
2016-1118,349
2016-1018,662
2016-0918,740
2016-0818,953
2016-0718,990
2016-0619,048
2016-0519,268
2016-0419,699
2016-0319,791
2016-0220,003
2016-0120,307
2015-1220,378
2015-1120,507
2015-1020,786
2015-0920,940
2015-0821,220
2015-0721,095
2015-0621,322
2015-0521,304
2015-0421,802
2015-0321,887
2015-0221,827
2015-0122,839
2014-1222,418
2014-1120,683
2014-1020,999
2014-0921,196
2014-0821,100
2014-0723,507
2014-0623,486
2014-0523,798
2014-0424,266
2014-0324,423
2014-0224,456
2014-0124,588
2013-1225,073
2013-1125,888
2013-1025,673
2013-0925,878
2013-0825,935
2013-0725,853
2013-0625,688
2013-0525,800
2013-0426,417
2013-0326,206
2013-0226,315
2013-0126,455
2012-1226,796
2012-1126,787
2012-1027,153
2012-0927,267
2012-0827,341
2012-0727,201
2012-0626,957
2012-0526,881
2012-0427,384
2012-0327,348
2012-0227,622
2012-0127,562
2011-1227,856
2011-1127,836
2011-1028,037
2011-0927,982
2011-0827,957
2011-0727,741
2011-0627,689
2011-0527,702
2011-0428,096
2011-0328,148
2011-0228,414
2011-0128,816
2010-1228,890
2010-1128,914
2010-1028,943
2010-0929,156
2010-0829,238
2010-0728,980
2010-0628,702
2010-0524,497
2010-0424,783
2010-0324,853
2010-0224,562
2010-0124,671
2009-1225,058
2009-1124,855
2009-1024,753
2009-0924,782
2009-0824,876
2009-0724,719
2009-0624,894
2009-0524,609
2009-0425,303
2009-0325,137
2009-0224,827
2009-0124,723
2008-1225,357
2008-1124,917
2008-1025,083
2008-0925,112
2008-0824,580
2008-0724,595
2008-0624,514
2008-0524,216
2008-0424,560
2008-0324,392
2008-0224,206
2008-0124,240
2007-1224,786
2007-1123,536
2007-1023,714
2007-0923,904
2007-0825,005
2007-0724,795
2007-0624,434
2007-0524,442
2007-0424,837
2007-0325,106
2007-0225,154
2007-0125,338
2006-1225,365
2006-1125,726
2006-1024,757
2006-0924,388
2006-0824,225
2006-0724,007
2006-0623,997
2006-0524,066
2006-0424,397
2006-0324,239
2006-0224,316
2006-0124,429
2005-1224,662
2005-1124,643
2005-1024,248
2005-0923,813
2005-0823,977
2005-0723,740
2005-0623,730
2005-0523,480
2005-0423,842
2005-0323,706
2005-0223,344
2005-0123,376
2004-1223,480
2004-1122,523
2004-1022,160
2004-0922,141
2004-0821,885
2004-0721,290
2004-0621,213
2004-0521,021
2004-0421,290
2004-0320,658
2004-0220,216
2004-0120,185
2003-1220,442
2003-1119,799
2003-1019,713
2003-0919,496
2003-0819,420
2003-0719,538
2003-0619,294
2003-0518,873
2003-0419,367
2003-0319,572
2003-0219,363
2003-0119,443

Netherlands compared with nearby places

Austria: 19,389 EUR millionBelgium: 10,755 EUR millionBulgaria: 12,956.81 EUR millionCyprus: 1,233 EUR millionGermany: 206,111 EUR millionEstonia: 868 EUR millionSpain: 120,002 EUR millionFinland: 17,520 EUR millionFrance: 206,593 EUR millionGreece: 8,751 EUR millionCroatia: 1,381 EUR millionIreland: 14,770 EUR millionItaly: 135,217 EUR millionLithuania: 4,451 EUR millionLuxembourg: 8,748 EUR millionLatvia: 1,122 EUR millionMalta: 1,042.59 EUR millionNetherlands: 6,966 EUR millionPortugal: 22,742.9 EUR millionSlovenia: 3,876.41 EUR millionSlovakia: 7,262.94 EUR million
  • Under 1,000
  • 1,000 to 7,000
  • 7,000 to 13K
  • 13K to 23K
  • 23K and over
  • No data
MFI consumer loan balances, August 2026, EUR million. Netherlands is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E) (MFI consumer loan balances, Netherlands, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, Netherlands, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/netherlands. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). MFI consumer loan balances, Netherlands, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/netherlands.

Harvard

European Central Bank (no date) ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, Netherlands, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-consumer-loan-balances/netherlands (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_consumer_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, Netherlands, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/netherlands. Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, Netherlands, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-consumer-loan-balances/netherlands
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/netherlands.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI consumer loan balances in Netherlands?

MFI consumer loan balances in the Netherlands was €6.97 billion in August 2026, according to the European Central Bank. That is down 8.5% from August 2025. That is the 14th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI consumer loan balances in Netherlands?

€29.24 billion in August 2010, the highest value since January 2003 in this series.

MFI consumer loan balances elsewhere in European Union (27)

Related statistics for Netherlands

All statistics for Netherlands | Netherlands in figures