MFI consumer loan balances
End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.
Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.
Key facts
- France had the highest MFI consumer loan balances of 21 EU countries in August 2026, at €206.59 billion, and Estonia the lowest, at €868 million. Source: the European Central Bank.
- Published for 22 places, with figures from September 1997 to August 2026.
Rankings
EU countries by MFI consumer loan balances, August 2026
Places with data
World, EU and euro area
Countries
- Germany
- France
- Italy
- Spain
- Netherlands
- Belgium
- Portugal
- Greece
- Austria
- Bulgaria
- Estonia
- Slovakia
- Slovenia
- Finland
- Cyprus
- Ireland
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
Which places have the highest MFI consumer loan balances? Use official data and cite it.
rank_places {"indicator":"ecb_mfi_consumer_loans_eur","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_consumer_loans_eur&level=country&within=European%20Union%20(27)