Data / MFI consumer loan balances / Finland

MFI consumer loan balances in Finland

MFI consumer loan balances in Finland was €17.52 billion in August 2026, according to the European Central Bank. That is down 0.7% from August 2025. That is the 7th highest of 21 EU countries in August 2026.

August 2026, EUR million17,520 Provisional
Change on August 2025-0.7%
Rank7th of 21EU countries ranked
Series high18,027July 2024
Series low6,502January 2003
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MFI consumer loan balances in Finland, January 2003 to August 2026

5,0007,50010K12.5K15K17.5K20K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 17,520 EUR million5,00010K15K20K2003-012010-122018-112026-082026-08: 17,520 EUR million
EUR million. Source: ECB, ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-0817,520 Provisional
2026-0717,482
2026-0617,476
2026-0517,513
2026-0417,469
2026-0317,427
2026-0217,364
2026-0117,459
2025-1217,566
2025-1117,634
2025-1017,602
2025-0917,603
2025-0817,639
2025-0717,661
2025-0617,645
2025-0517,671
2025-0417,635
2025-0317,683
2025-0217,673
2025-0117,788
2024-1217,921
2024-1117,852
2024-1017,916
2024-0917,846
2024-0818,014
2024-0718,027
2024-0617,977
2024-0517,999
2024-0417,930
2024-0317,911
2024-0217,855
2024-0117,838
2023-1217,346
2023-1117,155
2023-1017,137
2023-0917,173
2023-0817,238
2023-0717,222
2023-0617,134
2023-0517,145
2023-0417,028
2023-0316,981
2023-0216,974
2023-0117,048
2022-1217,141
2022-1117,115
2022-1017,087
2022-0917,080
2022-0817,125
2022-0717,160
2022-0617,090
2022-0517,007
2022-0416,883
2022-0316,836
2022-0216,794
2022-0116,819
2021-1216,884
2021-1116,778
2021-1016,685
2021-0916,675
2021-0816,743
2021-0716,772
2021-0616,711
2021-0516,681
2021-0416,663
2021-0316,613
2021-0216,612
2021-0116,631
2020-1216,778
2020-1116,747
2020-1016,701
2020-0916,721
2020-0816,787
2020-0716,734
2020-0616,667
2020-0516,601
2020-0416,578
2020-0316,698
2020-0216,725
2020-0116,738
2019-1216,509
2019-1116,437
2019-1016,401
2019-0916,314
2019-0816,311
2019-0716,258
2019-0616,169
2019-0515,981
2019-0415,840
2019-0315,767
2019-0215,728
2019-0115,738
2018-1215,831
2018-1115,894
2018-1015,831
2018-0915,775
2018-0815,719
2018-0715,670
2018-0615,594
2018-0515,513
2018-0415,379
2018-0315,273
2018-0215,218
2018-0115,214
2017-1215,251
2017-1115,310
2017-1015,229
2017-0915,138
2017-0815,068
2017-0715,034
2017-0614,937
2017-0514,849
2017-0414,747
2017-0314,686
2017-0214,582
2017-0114,565
2016-1214,555
2016-1114,543
2016-1014,561
2016-0914,493
2016-0814,402
2016-0714,355
2016-0614,295
2016-0514,226
2016-0414,148
2016-0314,092
2016-0214,065
2016-0114,040
2015-1214,110
2015-1114,061
2015-1014,030
2015-0914,021
2015-0813,994
2015-0713,975
2015-0613,897
2015-0513,655
2015-0413,623
2015-0313,544
2015-0213,466
2015-0113,480
2014-1213,523
2014-1113,599
2014-1013,601
2014-0913,521
2014-0813,464
2014-0713,456
2014-0613,421
2014-0513,297
2014-0413,258
2014-0313,171
2014-0213,107
2014-0113,127
2013-1213,134
2013-1112,994
2013-1013,001
2013-0912,945
2013-0812,954
2013-0712,960
2013-0612,906
2013-0513,135
2013-0413,059
2013-0313,204
2013-0213,206
2013-0113,225
2012-1213,281
2012-1113,325
2012-1013,315
2012-0913,192
2012-0813,288
2012-0713,263
2012-0613,144
2012-0513,169
2012-0413,100
2012-0312,968
2012-0212,930
2012-0112,882
2011-1212,835
2011-1112,912
2011-1012,896
2011-0912,816
2011-0812,820
2011-0712,720
2011-0612,742
2011-0512,663
2011-0412,533
2011-0312,535
2011-0212,508
2011-0112,529
2010-1212,563
2010-1112,636
2010-1012,546
2010-0912,554
2010-0812,587
2010-0712,522
2010-0612,517
2010-0512,436
2010-0412,349
2010-0312,286
2010-0212,309
2010-0112,332
2009-1212,385
2009-1112,512
2009-1012,505
2009-0912,452
2009-0812,485
2009-0712,484
2009-0612,408
2009-0512,247
2009-0412,202
2009-0312,117
2009-0212,055
2009-0112,049
2008-1212,068
2008-1112,063
2008-1012,063
2008-0912,009
2008-0811,923
2008-0711,895
2008-0611,780
2008-0511,663
2008-0411,481
2008-0311,463
2008-0211,365
2008-0111,274
2007-1211,237
2007-1111,244
2007-1011,202
2007-0911,091
2007-0811,050
2007-0710,979
2007-0610,856
2007-0510,740
2007-0410,615
2007-0310,631
2007-0210,494
2007-0110,441
2006-1210,422
2006-1110,364
2006-1010,321
2006-0910,227
2006-0810,143
2006-0710,051
2006-069,937
2006-059,810
2006-049,624
2006-039,520
2006-029,387
2006-019,350
2005-129,401
2005-119,264
2005-109,171
2005-099,049
2005-088,999
2005-078,931
2005-068,839
2005-058,724
2005-048,661
2005-038,536
2005-028,426
2005-018,411
2004-128,047
2004-117,967
2004-107,936
2004-097,842
2004-087,804
2004-077,788
2004-067,689
2004-057,604
2004-047,498
2004-037,397
2004-027,327
2004-017,306
2003-127,324
2003-117,239
2003-107,199
2003-097,109
2003-087,057
2003-076,986
2003-066,886
2003-056,782
2003-046,698
2003-036,594
2003-026,537
2003-016,502

Finland compared with nearby places

Austria: 19,389 EUR millionBelgium: 10,755 EUR millionBulgaria: 12,956.81 EUR millionCyprus: 1,233 EUR millionGermany: 206,111 EUR millionEstonia: 868 EUR millionSpain: 120,002 EUR millionFinland: 17,520 EUR millionFrance: 206,593 EUR millionGreece: 8,751 EUR millionCroatia: 1,381 EUR millionIreland: 14,770 EUR millionItaly: 135,217 EUR millionLithuania: 4,451 EUR millionLuxembourg: 8,748 EUR millionLatvia: 1,122 EUR millionMalta: 1,042.59 EUR millionNetherlands: 6,966 EUR millionPortugal: 22,742.9 EUR millionSlovenia: 3,876.41 EUR millionSlovakia: 7,262.94 EUR million
  • Under 1,000
  • 1,000 to 7,000
  • 7,000 to 13K
  • 13K to 23K
  • 23K and over
  • No data
MFI consumer loan balances, August 2026, EUR million. Finland is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E) (MFI consumer loan balances, Finland, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, Finland, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/finland. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). MFI consumer loan balances, Finland, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/finland.

Harvard

European Central Bank (no date) ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E), MFI consumer loan balances, Finland, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-consumer-loan-balances/finland (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_consumer_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, Finland, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/finland. Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E): MFI consumer loan balances, Finland, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-consumer-loan-balances/finland
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-consumer-loan-balances/finland.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI consumer loan balances in Finland?

MFI consumer loan balances in Finland was €17.52 billion in August 2026, according to the European Central Bank. That is down 0.7% from August 2025. That is the 7th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI consumer loan balances in Finland?

€18.03 billion in July 2024, the highest value since January 2003 in this series.

MFI consumer loan balances elsewhere in European Union (27)

Related statistics for Finland

All statistics for Finland | Finland in figures