Household term deposit rate, over 2 years in Estonia
Household term deposit rate, over 2 years in Estonia was 3.08% in August 2026, according to the European Central Bank. That is up 0.53 pts from August 2025. That is the 2nd highest of 19 EU countries in August 2026.
Household term deposit rate, over 2 years in Estonia, January 2003 to August 2026
All 284 values
| Period | % |
|---|---|
| 2026-08 | 3.08 |
| 2026-07 | 3.08 |
| 2026-06 | 3.02 |
| 2026-05 | 2.95 |
| 2026-04 | 2.84 |
| 2026-03 | 2.71 |
| 2026-02 | 2.62 |
| 2026-01 | 2.78 |
| 2025-12 | 2.83 |
| 2025-11 | 2.7 |
| 2025-10 | 2.47 |
| 2025-09 | 2.71 |
| 2025-08 | 2.55 |
| 2025-07 | 2.61 |
| 2025-06 | 2.67 |
| 2025-05 | 2.67 |
| 2025-04 | 2.81 |
| 2025-03 | 2.82 |
| 2025-02 | 2.83 |
| 2025-01 | 2.99 |
| 2024-12 | 3.1 |
| 2024-11 | 3.34 |
| 2024-10 | 3.15 |
| 2024-09 | 3.12 |
| 2024-08 | 3.28 |
| 2024-07 | 3.46 |
| 2024-06 | 3.47 |
| 2024-05 | 3.59 |
| 2024-04 | 3.56 |
| 2024-03 | 3.52 |
| 2024-02 | 3.72 |
| 2024-01 | 3.79 |
| 2023-12 | 3.85 |
| 2023-11 | 3.93 |
| 2023-10 | 3.67 |
| 2023-09 | 3.75 |
| 2023-08 | 3.69 |
| 2023-07 | 3.55 |
| 2023-06 | 3.54 |
| 2023-05 | 3.39 |
| 2023-04 | 3.3 |
| 2023-03 | 3.2 |
| 2023-02 | 3.07 |
| 2023-01 | 3.02 |
| 2022-12 | 2.98 |
| 2022-11 | 2.88 |
| 2022-10 | 2.54 |
| 2022-09 | 2.26 |
| 2022-08 | 1.91 |
| 2022-07 | 1.91 |
| 2022-06 | 1.72 |
| 2022-05 | 1.44 |
| 2022-04 | 1.28 |
| 2022-03 | 1.17 |
| 2022-02 | 1.08 |
| 2022-01 | 1.22 |
| 2021-12 | 1.22 |
| 2021-11 | 1.09 |
| 2021-10 | 1.08 |
| 2021-09 | 1.1 |
| 2021-08 | 1.08 |
| 2021-07 | 1.05 |
| 2021-06 | 1.1 |
| 2021-05 | 1.08 |
| 2021-04 | 1.26 |
| 2021-03 | 1.32 |
| 2021-02 | 1.49 |
| 2021-01 | 1.49 |
| 2020-12 | 1.46 |
| 2020-11 | 1.27 |
| 2020-10 | 1.41 |
| 2020-09 | 1.53 |
| 2020-08 | 1.56 |
| 2020-07 | 1.54 |
| 2020-06 | 1.53 |
| 2020-05 | 1.64 |
| 2020-04 | 1.33 |
| 2020-03 | 1.17 |
| 2020-02 | 1.25 |
| 2020-01 | 1.35 |
| 2019-12 | 1.24 |
| 2019-11 | 1.4 |
| 2019-10 | 1.34 |
| 2019-09 | 1.37 |
| 2019-08 | 1.44 |
| 2019-07 | 1.45 |
| 2019-06 | 1.43 |
| 2019-05 | 1.18 |
| 2019-04 | 1.49 |
| 2019-03 | 1.61 |
| 2019-02 | 1.64 |
| 2019-01 | 1.74 |
| 2018-12 | 1.17 |
| 2018-11 | 1.7 |
| 2018-10 | 1.43 |
| 2018-09 | 1.6 |
| 2018-08 | 1.61 |
| 2018-07 | 1.75 |
| 2018-06 | 1.37 |
| 2018-05 | 1.28 |
| 2018-04 | 1.63 |
| 2018-03 | 1.98 |
| 2018-02 | 2.03 |
| 2018-01 | 1.84 |
| 2017-12 | 1.69 |
| 2017-11 | 1.85 |
| 2017-10 | 1.11 |
| 2017-09 | 0.65 |
| 2017-08 | 1.7 |
| 2017-07 | 1.93 |
| 2017-06 | 1.96 |
| 2017-05 | 2.08 |
| 2017-04 | 2.2 |
| 2017-03 | 2.09 |
| 2017-02 | 2.21 |
| 2017-01 | 2.25 |
| 2016-12 | 3.32 |
| 2016-11 | 2.07 |
| 2016-10 | 2.13 |
| 2016-09 | 2.14 |
| 2016-08 | 2.39 |
| 2016-07 | 2.75 |
| 2016-06 | 2.85 |
| 2016-05 | 2.7 |
| 2016-04 | 1.05 |
| 2016-03 | 1.78 |
| 2016-02 | 1.32 |
| 2016-01 | 1.91 |
| 2015-12 | 1.93 |
| 2015-11 | 1.12 |
| 2015-10 | 1.2 |
| 2015-09 | 1.88 |
| 2015-08 | 2.2 |
| 2015-07 | 2.1 |
| 2015-06 | 2.06 |
| 2015-05 | 1.93 |
| 2015-04 | 1.84 |
| 2015-03 | 1.86 |
| 2015-02 | 1.91 |
| 2015-01 | 1.87 |
| 2014-12 | 1.98 |
| 2014-11 | 2.04 |
| 2014-10 | 1.97 |
| 2014-09 | 2.9 |
| 2014-08 | 2.73 |
| 2014-07 | 2.33 |
| 2014-06 | 2.45 |
| 2014-05 | 1.82 |
| 2014-04 | 2.08 |
| 2014-03 | 1.77 |
| 2014-02 | 2.37 |
| 2014-01 | 1.91 |
| 2013-12 | 1.88 |
| 2013-11 | 2.47 |
| 2013-10 | 2.32 |
| 2013-09 | 2.36 |
| 2013-08 | 2.54 |
| 2013-07 | 2.32 |
| 2013-06 | 2.26 |
| 2013-05 | 2.05 |
| 2013-04 | 2.06 |
| 2013-03 | 2.29 |
| 2013-02 | 2.71 |
| 2013-01 | 2.41 |
| 2012-12 | 2.22 |
| 2012-11 | 2.15 |
| 2012-10 | 3.32 |
| 2012-09 | 2.74 |
| 2012-08 | 2.96 |
| 2012-07 | 3.59 |
| 2012-06 | 3.83 |
| 2012-05 | 3.8 |
| 2012-04 | 3.84 |
| 2012-03 | 3.75 |
| 2012-02 | 3.91 |
| 2012-01 | 4.02 |
| 2011-12 | 3.87 |
| 2011-11 | 3.94 |
| 2011-10 | 3.74 |
| 2011-09 | 4.01 |
| 2011-08 | 4.14 |
| 2011-07 | 4.18 |
| 2011-06 | 3.89 |
| 2011-05 | 3.96 |
| 2011-04 | 3.73 |
| 2011-03 | 3.58 |
| 2011-02 | 3.55 |
| 2011-01 | 3.67 |
| 2010-12 | 3.03 |
| 2010-11 | 2.41 |
| 2010-10 | 2.87 |
| 2010-09 | 2.92 |
| 2010-08 | 2.85 |
| 2010-07 | 3.36 |
| 2010-06 | 2.81 |
| 2010-05 | 4.2 |
| 2010-04 | 4.71 |
| 2010-03 | 2.74 |
| 2010-02 | 3.74 |
| 2010-01 | 3.3 |
| 2009-12 | 3.52 |
| 2009-11 | 4.2 |
| 2009-10 | 4.2 |
| 2009-09 | 3.14 |
| 2009-08 | 1.82 |
| 2009-07 | 1.89 |
| 2009-06 | 2.93 |
| 2009-05 | 2.49 |
| 2009-04 | 2.01 |
| 2009-03 | 1.89 |
| 2009-02 | 2 |
| 2009-01 | 3.56 |
| 2008-12 | 4.77 |
| 2008-11 | 4.76 |
| 2008-10 | 4.61 |
| 2008-09 | 4.4 |
| 2008-08 | 4.32 |
| 2008-07 | 4.22 |
| 2008-06 | 3.86 |
| 2008-05 | 3.92 |
| 2008-04 | 3.86 |
| 2008-03 | 4.04 |
| 2008-02 | 3.77 |
| 2008-01 | 4.15 |
| 2007-12 | 1.54 |
| 2007-11 | 0.69 |
| 2007-10 | 0.55 |
| 2007-09 | 4.22 |
| 2007-08 | 4.06 |
| 2007-07 | 0.69 |
| 2007-06 | 4.77 |
| 2007-05 | 2.7 |
| 2007-04 | 0.36 |
| 2007-03 | 2.54 |
| 2007-02 | 0.04 |
| 2007-01 | 0.15 |
| 2006-12 | 2.61 |
| 2006-11 | 0.05 |
| 2006-10 | 0.12 |
| 2006-09 | 1.72 |
| 2006-08 | 0.06 |
| 2006-07 | 2.94 |
| 2006-06 | 0.01 |
| 2006-05 | 0.95 |
| 2006-04 | 0.02 |
| 2006-03 | 1.59 |
| 2006-02 | 0.09 |
| 2006-01 | 2.63 |
| 2005-12 | 2.46 |
| 2005-11 | 1.67 |
| 2005-10 | 2.22 Series break |
| 2005-09 | 2.15 |
| 2005-08 | 1.27 |
| 2005-07 | 2.12 |
| 2005-06 | 2.45 |
| 2005-05 | 2.26 |
| 2005-04 | 2.26 |
| 2005-03 | 1.53 |
| 2005-02 | 3.07 |
| 2005-01 | 2.82 |
| 2004-12 | 1.6 Estimated |
| 2004-11 | 3.27 Estimated |
| 2004-10 | 2.08 Estimated |
| 2004-09 | 1.89 Estimated |
| 2004-08 | 3.07 Estimated |
| 2004-07 | 2.53 Estimated |
| 2004-06 | 3 Estimated |
| 2004-05 | 3.26 Estimated |
| 2004-04 | 2.01 Estimated |
| 2004-03 | 2.91 Estimated |
| 2004-02 | 1.83 Estimated |
| 2004-01 | 2.86 Estimated |
| 2003-12 | 1.49 Estimated |
| 2003-11 | 2.75 Estimated |
| 2003-10 | 1.31 Estimated |
| 2003-09 | 2.86 Estimated |
| 2003-08 | 1.25 Estimated |
| 2003-07 | 2.69 Estimated |
| 2003-06 | 0.83 Estimated |
| 2003-05 | 2.83 Estimated |
| 2003-04 | 1.27 Estimated |
| 2003-03 | 3.23 Estimated |
| 2003-02 | 3.35 Estimated |
| 2003-01 | 3.3 Estimated |
Rankings
Definition
Monthly average annual interest rate on new euro household deposits with agreed maturity over 2 years.
New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
How to cite
European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N) (Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N), Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia.
Harvard
European Central Bank (no date) ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N), Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia (Accessed: 12 October 2026).
BibTeX
@misc{european_household_term_deposit_rate_2026,
author = {{European Central Bank}},
title = {{ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N): Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia. Publisher attribution: European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N): Household term deposit rate, over 2 years, Estonia, 2003-01 to 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/estonia.
N1 - Publisher attribution: European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
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Questions
What is the household term deposit rate, over 2 years in Estonia?
Household term deposit rate, over 2 years in Estonia was 3.08% in August 2026, according to the European Central Bank. That is up 0.53 pts from August 2025. That is the 2nd highest of 19 EU countries in August 2026.
Where does this figure come from?
European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.
What was the highest household term deposit rate, over 2 years in Estonia?
4.77% in June 2007, the highest value since January 2003 in this series.
Household term deposit rate, over 2 years elsewhere in European Union (27)
Related statistics for Estonia
- MFI household term deposit balances, maturity over 1 to 2 years
- Received a digital payment, adults
- Interest rate on new consumer loans
- Outstanding corporate loan rate
- Household spending on transport (EUR million)
- Government debt
- Household spending on personal care, social protection and miscellaneous services (EUR million)
- Household spending on clothing and footwear per inhabitant (EUR)