Household term deposit rate, over 2 years in Netherlands
Household term deposit rate, over 2 years in the Netherlands was 2.82% in August 2026, according to the European Central Bank. That is up 0.09 pts from August 2025. That is the 6th highest of 19 EU countries in August 2026.
Household term deposit rate, over 2 years in Netherlands, January 2003 to August 2026
All 284 values
| Period | % |
|---|---|
| 2026-08 | 2.82 |
| 2026-07 | 2.75 |
| 2026-06 | 2.7 |
| 2026-05 | 2.73 |
| 2026-04 | 2.71 |
| 2026-03 | 2.66 |
| 2026-02 | 2.63 |
| 2026-01 | 2.58 |
| 2025-12 | 2.56 |
| 2025-11 | 2.7 |
| 2025-10 | 2.69 |
| 2025-09 | 2.68 |
| 2025-08 | 2.73 |
| 2025-07 | 2.73 |
| 2025-06 | 2.62 |
| 2025-05 | 2.65 |
| 2025-04 | 2.68 |
| 2025-03 | 2.71 |
| 2025-02 | 2.75 |
| 2025-01 | 2.78 |
| 2024-12 | 2.78 |
| 2024-11 | 2.77 |
| 2024-10 | 2.85 |
| 2024-09 | 2.87 |
| 2024-08 | 2.86 |
| 2024-07 | 2.93 |
| 2024-06 | 2.86 |
| 2024-05 | 2.85 |
| 2024-04 | 2.85 |
| 2024-03 | 2.79 |
| 2024-02 | 2.84 |
| 2024-01 | 2.82 |
| 2023-12 | 2.78 |
| 2023-11 | 2.67 |
| 2023-10 | 2.6 |
| 2023-09 | 2.46 |
| 2023-08 | 2.32 |
| 2023-07 | 2.26 |
| 2023-06 | 2.01 |
| 2023-05 | 1.95 |
| 2023-04 | 1.95 |
| 2023-03 | 1.89 |
| 2023-02 | 1.83 |
| 2023-01 | 1.74 |
| 2022-12 | 1.61 |
| 2022-11 | 1.47 |
| 2022-10 | 1.39 |
| 2022-09 | 1.26 |
| 2022-08 | 1.31 |
| 2022-07 | 1.27 |
| 2022-06 | 1.03 |
| 2022-05 | 0.99 |
| 2022-04 | 0.98 |
| 2022-03 | 0.92 |
| 2022-02 | 1 |
| 2022-01 | 0.88 |
| 2021-12 | 0.87 |
| 2021-11 | 0.79 |
| 2021-10 | 0.84 |
| 2021-09 | 0.91 |
| 2021-08 | 0.91 |
| 2021-07 | 0.91 |
| 2021-06 | 0.94 |
| 2021-05 | 0.95 |
| 2021-04 | 1 |
| 2021-03 | 1.02 |
| 2021-02 | 0.97 |
| 2021-01 | 0.9 |
| 2020-12 | 1.03 |
| 2020-11 | 1.04 |
| 2020-10 | 1.06 |
| 2020-09 | 1.18 |
| 2020-08 | 1.23 |
| 2020-07 | 1.17 |
| 2020-06 | 1.18 |
| 2020-05 | 1.21 |
| 2020-04 | 1.18 |
| 2020-03 | 1.17 |
| 2020-02 | 1.2 |
| 2020-01 | 1.13 |
| 2019-12 | 1.44 |
| 2019-11 | 1.25 |
| 2019-10 | 1.31 |
| 2019-09 | 1.34 |
| 2019-08 | 1.37 |
| 2019-07 | 1.38 |
| 2019-06 | 1.36 |
| 2019-05 | 1.41 |
| 2019-04 | 1.5 |
| 2019-03 | 1.47 |
| 2019-02 | 1.52 |
| 2019-01 | 1.39 |
| 2018-12 | 1.41 |
| 2018-11 | 1.42 |
| 2018-10 | 1.42 |
| 2018-09 | 1.48 |
| 2018-08 | 1.49 |
| 2018-07 | 1.46 |
| 2018-06 | 1.39 |
| 2018-05 | 1.31 |
| 2018-04 | 1.5 |
| 2018-03 | 1.47 |
| 2018-02 | 1.48 |
| 2018-01 | 1.52 |
| 2017-12 | 1.23 |
| 2017-11 | 1.35 |
| 2017-10 | 1.63 |
| 2017-09 | 1.65 |
| 2017-08 | 1.67 |
| 2017-07 | 1.75 |
| 2017-06 | 1.57 |
| 2017-05 | 1.58 |
| 2017-04 | 1.6 |
| 2017-03 | 1.59 |
| 2017-02 | 1.63 |
| 2017-01 | 1.59 |
| 2016-12 | 1.6 |
| 2016-11 | 1.73 |
| 2016-10 | 1.71 |
| 2016-09 | 1.85 |
| 2016-08 | 1.98 |
| 2016-07 | 1.94 |
| 2016-06 | 1.98 |
| 2016-05 | 2.04 |
| 2016-04 | 2.04 |
| 2016-03 | 1.98 |
| 2016-02 | 2.03 |
| 2016-01 | 1.98 |
| 2015-12 | 1.75 |
| 2015-11 | 2.03 |
| 2015-10 | 2.06 |
| 2015-09 | 2.27 |
| 2015-08 | 2.21 |
| 2015-07 | 2.21 |
| 2015-06 | 2.21 |
| 2015-05 | 2.25 |
| 2015-04 | 2.21 |
| 2015-03 | 2.26 |
| 2015-02 | 2.34 |
| 2015-01 | 2.26 |
| 2014-12 | 1.93 |
| 2014-11 | 2.04 |
| 2014-10 | 2.16 |
| 2014-09 | 2.37 |
| 2014-08 | 2.44 |
| 2014-07 | 2.36 |
| 2014-06 | 2.6 |
| 2014-05 | 2.63 |
| 2014-04 | 2.69 |
| 2014-03 | 2.72 |
| 2014-02 | 2.77 |
| 2014-01 | 2.83 |
| 2013-12 | 2.38 |
| 2013-11 | 2.58 |
| 2013-10 | 2.86 |
| 2013-09 | 2.89 |
| 2013-08 | 2.84 |
| 2013-07 | 2.77 |
| 2013-06 | 2.81 |
| 2013-05 | 2.93 |
| 2013-04 | 2.99 |
| 2013-03 | 3.09 |
| 2013-02 | 3.1 |
| 2013-01 | 3.2 |
| 2012-12 | 3.18 |
| 2012-11 | 3.25 |
| 2012-10 | 3.4 |
| 2012-09 | 3.45 |
| 2012-08 | 3.52 |
| 2012-07 | 3.66 |
| 2012-06 | 3.7 |
| 2012-05 | 3.68 |
| 2012-04 | 3.76 |
| 2012-03 | 3.87 |
| 2012-02 | 3.97 |
| 2012-01 | 3.96 |
| 2011-12 | 3.48 |
| 2011-11 | 3.67 |
| 2011-10 | 3.68 |
| 2011-09 | 3.68 |
| 2011-08 | 3.72 |
| 2011-07 | 3.75 |
| 2011-06 | 3.94 |
| 2011-05 | 3.88 |
| 2011-04 | 3.93 |
| 2011-03 | 3.91 |
| 2011-02 | 3.76 |
| 2011-01 | 3.68 |
| 2010-12 | 3.19 |
| 2010-11 | 3.64 |
| 2010-10 | 3.61 |
| 2010-09 | 2.2 |
| 2010-08 | 3.67 |
| 2010-07 | 2.6 |
| 2010-06 | 3.49 |
| 2010-05 | 1.88 |
| 2010-04 | 2.41 |
| 2010-03 | 3.21 |
| 2010-02 | 2.93 |
| 2010-01 | 3.15 |
| 2009-12 | 2.59 |
| 2009-11 | 3.28 |
| 2009-10 | 3.27 |
| 2009-09 | 3.81 |
| 2009-08 | 4.07 |
| 2009-07 | 3.76 |
| 2009-06 | 3.31 |
| 2009-05 | 2.91 |
| 2009-04 | 2.92 |
| 2009-03 | 3.43 |
| 2009-02 | 3.17 |
| 2009-01 | 4.33 |
| 2008-12 | 4.01 |
| 2008-11 | 3.96 |
| 2008-10 | 3.71 |
| 2008-09 | 4.07 |
| 2008-08 | 4.03 |
| 2008-07 | 4.75 |
| 2008-06 | 4.18 |
| 2008-05 | 3.98 |
| 2008-04 | 3.09 |
| 2008-03 | 3.28 |
| 2008-02 | 3.47 |
| 2008-01 | 3.62 |
| 2007-12 | 2.87 |
| 2007-11 | 2.86 |
| 2007-10 | 3.89 |
| 2007-09 | 3.75 |
| 2007-08 | 3.7 |
| 2007-07 | 3.49 |
| 2007-06 | 2.63 |
| 2007-05 | 2.71 |
| 2007-04 | 3.12 |
| 2007-03 | 3.11 |
| 2007-02 | 2.62 |
| 2007-01 | 2.88 |
| 2006-12 | 2.48 |
| 2006-11 | 3.66 |
| 2006-10 | 2.74 |
| 2006-09 | 2.62 |
| 2006-08 | 3.02 |
| 2006-07 | 2.77 |
| 2006-06 | 2.9 |
| 2006-05 | 2.63 |
| 2006-04 | 2.49 |
| 2006-03 | 2.46 |
| 2006-02 | 2.67 |
| 2006-01 | 2.89 |
| 2005-12 | 2.27 |
| 2005-11 | 1.57 |
| 2005-10 | 2.22 |
| 2005-09 | 2.05 |
| 2005-08 | 2.69 |
| 2005-07 | 2.35 |
| 2005-06 | 2.38 |
| 2005-05 | 2.55 |
| 2005-04 | 2.54 |
| 2005-03 | 2.93 |
| 2005-02 | 2.6 |
| 2005-01 | 3.07 |
| 2004-12 | 2.44 |
| 2004-11 | 2.42 |
| 2004-10 | 3.24 |
| 2004-09 | 3.2 |
| 2004-08 | 3.34 |
| 2004-07 | 3.68 |
| 2004-06 | 3.41 |
| 2004-05 | 2.48 |
| 2004-04 | 3.05 |
| 2004-03 | 3.31 |
| 2004-02 | 3.27 |
| 2004-01 | 3.13 |
| 2003-12 | 2.48 |
| 2003-11 | 2.81 |
| 2003-10 | 2.95 |
| 2003-09 | 3.98 |
| 2003-08 | 3.98 |
| 2003-07 | 3.97 |
| 2003-06 | 4.13 |
| 2003-05 | 3.66 |
| 2003-04 | 4.08 |
| 2003-03 | 4.02 |
| 2003-02 | 3.74 |
| 2003-01 | 4.19 |
Netherlands compared with nearby places
- Under 2
- 2 to 2.6
- 2.6 to 2.7
- 2.7 to 2.9
- 2.9 and over
- No data
Rankings
Definition
Monthly average annual interest rate on new euro household deposits with agreed maturity over 2 years.
New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
How to cite
European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N) (Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N), Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands.
Harvard
European Central Bank (no date) ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N), Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands (Accessed: 12 October 2026).
BibTeX
@misc{european_household_term_deposit_rate_2026,
author = {{European Central Bank}},
title = {{ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N): Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands. Publisher attribution: European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N): Household term deposit rate, over 2 years, Netherlands, 2003-01 to 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/household-term-deposit-rate-over-two-years/netherlands.
N1 - Publisher attribution: European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
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Questions
What is the household term deposit rate, over 2 years in Netherlands?
Household term deposit rate, over 2 years in the Netherlands was 2.82% in August 2026, according to the European Central Bank. That is up 0.09 pts from August 2025. That is the 6th highest of 19 EU countries in August 2026.
Where does this figure come from?
European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.
What was the highest household term deposit rate, over 2 years in Netherlands?
4.75% in July 2008, the highest value since January 2003 in this series.
Household term deposit rate, over 2 years elsewhere in European Union (27)
Related statistics for Netherlands
- MFI corporate term deposit balances
- Stock market turnover ratio
- MFI corporate term deposit balances, maturity over 2 years
- Composite cost of borrowing for non-financial corporations
- Retail sales volume index, food, beverages and tobacco
- Military expenditure
- Household spending on restaurants and accommodation per inhabitant (EUR)
- Price level index for food and non-alcoholic beverages (EU27 = 100)