Household term deposit rate, over 2 years
Monthly average annual interest rate on new euro household deposits with agreed maturity over 2 years.
New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
Key facts
- Lithuania had the highest household term deposit rate, over 2 years of 19 EU countries in August 2026, at 3.31%, and Croatia the lowest, at 0.82%. Source: the European Central Bank.
- Published for 21 places, with figures from January 2003 to August 2026.
Rankings
EU countries by household term deposit rate, over 2 years, August 2026
Places with data
World, EU and euro area
Countries
- Germany
- France
- Italy
- Spain
- Netherlands
- Belgium
- Portugal
- Greece
- Austria
- Bulgaria
- Slovenia
- Slovakia
- Lithuania
- Luxembourg
- Latvia
- Estonia
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
Which places have the highest household term deposit rate, over 2 years? Use official data and cite it.
rank_places {"indicator":"ecb_household_deposit_rate_over_2y","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=ecb_household_deposit_rate_over_2y&level=country&within=European%20Union%20(27)