Expected annual loss from natural hazards (FEMA National Risk Index)
Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.
A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.
Key facts
- California had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 51 states in 2025, at $30,194,921,299, and Rhode Island the lowest, at $216,763,372. Source: the Federal Emergency Management Agency.
- Published for 3,195 places, with figures from 2025 to 2025.
Rankings
- US states
- US counties
- Counties in Texas
- Counties in Georgia
- Counties in Virginia
- Counties in Kentucky
- Counties in Missouri
- Counties in Kansas
- Counties in Illinois
- Counties in North Carolina
- Counties in Iowa
- Counties in Tennessee
US states by expected annual loss from natural hazards (FEMA National Risk Index), 2025
Places with data
Regions and states
- California
- Texas
- Florida
- New York
- Pennsylvania
- Illinois
- Ohio
- Georgia
- North Carolina
- Michigan
- Maryland
- Massachusetts
- Minnesota
- Kansas
- Kentucky
- New Mexico
Provinces and counties
- Los Angeles County
- Cook County
- Harris County
- Maricopa County
- San Diego County
- Orange County
- Miami-Dade County
- Dallas County
- Kings County
- Riverside County
- Chatham County
- Lucas County
- Sedgwick County
- Montgomery County
- Norfolk County
- Warren County
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
Which places have the highest expected annual loss from natural hazards (FEMA National Risk Index)? Use official data and cite it.
rank_places {"indicator":"nri_expected_annual_loss","level":"region","within":"United States"}
GET https://invokely.ai/api/v1/rank?indicator=nri_expected_annual_loss&level=region&within=United%20States