Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Jefferson County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 120 counties in 2025, at $341,915,012. Robertson County had the lowest, at $1,150,657. The median was $10,230,092 and the figure for Kentucky was $2,364,406,419. Source: the Federal Emergency Management Agency.

Keep it in a collection in your library.
Highest341,915,012Jefferson County
Lowest1,150,657Robertson County
Median10,230,092120 counties
Kentucky2,364,406,419History

Map of counties, 2025

Adair County: 8,997,970 USDAllen County: 8,803,017 USDAnderson County: 10,676,379 USDBallard County: 10,958,471 USDBarren County: 19,651,466 USDBath County: 4,921,060 USDBell County: 18,781,279 USDBoone County: 49,461,394 USDBourbon County: 10,778,621 USDBoyd County: 29,475,422 USDBoyle County: 12,717,068 USDBracken County: 5,499,863 USDBreathitt County: 14,790,996 USDBreckinridge County: 11,731,090 USDBullitt County: 45,519,820 USDButler County: 6,076,813 USDCaldwell County: 9,336,329 USDCalloway County: 28,816,014 USDCampbell County: 25,950,252 USDCarlisle County: 6,081,227 USDCarroll County: 6,572,649 USDCarter County: 14,248,106 USDCasey County: 7,949,137 USDChristian County: 41,800,230 USDClark County: 13,632,189 USDClay County: 15,795,791 USDClinton County: 5,674,477 USDCrittenden County: 7,325,408 USDCumberland County: 5,838,203 USDDaviess County: 69,848,255 USDEdmonson County: 5,452,689 USDElliott County: 3,290,858 USDEstill County: 8,948,061 USDFayette County: 113,239,270 USDFleming County: 6,641,438 USDFloyd County: 105,516,808 USDFranklin County: 25,456,720 USDFulton County: 9,588,194 USDGallatin County: 5,697,405 USDGarrard County: 6,807,196 USDGrant County: 6,874,257 USDGraves County: 39,096,017 USDGrayson County: 11,449,427 USDGreen County: 4,286,948 USDGreenup County: 15,920,204 USDHancock County: 7,751,904 USDHardin County: 36,082,368 USDHarlan County: 17,682,506 USDHarrison County: 9,512,400 USDHart County: 9,698,638 USDHenderson County: 28,631,559 USDHenry County: 6,189,915 USDHickman County: 8,215,760 USDHopkins County: 25,581,421 USDJackson County: 6,283,438 USDJefferson County: 341,915,012 USDJessamine County: 17,654,694 USDJohnson County: 20,483,111 USDKenton County: 46,802,916 USDKnott County: 11,543,408 USDKnox County: 19,733,034 USDLarue County: 6,424,548 USDLaurel County: 23,863,518 USDLawrence County: 13,436,055 USDLee County: 3,082,901 USDLeslie County: 7,289,842 USDLetcher County: 16,888,910 USDLewis County: 9,498,424 USDLincoln County: 8,323,299 USDLivingston County: 7,456,353 USDLogan County: 17,364,316 USDLyon County: 6,989,535 USDMcCracken County: 78,932,588 USDMcCreary County: 4,828,452 USDMcLean County: 9,417,124 USDMadison County: 36,717,254 USDMagoffin County: 7,802,079 USDMarion County: 8,974,211 USDMarshall County: 22,223,652 USDMartin County: 8,828,011 USDMason County: 9,735,159 USDMeade County: 12,851,991 USDMenifee County: 3,418,043 USDMercer County: 12,071,371 USDMetcalfe County: 4,598,767 USDMonroe County: 5,679,178 USDMontgomery County: 10,295,828 USDMorgan County: 6,831,751 USDMuhlenberg County: 14,406,590 USDNelson County: 19,990,193 USDNicholas County: 4,495,734 USDOhio County: 13,917,524 USDOldham County: 29,145,502 USDOwen County: 6,170,050 USDOwsley County: 2,376,675 USDPendleton County: 9,164,172 USDPerry County: 26,797,175 USDPike County: 49,741,759 USDPowell County: 6,737,763 USDPulaski County: 32,119,621 USDRobertson County: 1,150,657 USDRockcastle County: 7,633,335 USDRowan County: 12,902,796 USDRussell County: 7,171,832 USDScott County: 20,610,588 USDShelby County: 21,504,379 USDSimpson County: 8,106,242 USDSpencer County: 9,286,324 USDTaylor County: 10,164,355 USDTodd County: 9,806,820 USDTrigg County: 10,531,554 USDTrimble County: 4,005,591 USDUnion County: 10,609,159 USDWarren County: 79,916,295 USDWashington County: 6,756,519 USDWayne County: 11,731,058 USDWebster County: 9,157,713 USDWhitley County: 17,951,370 USDWolfe County: 3,840,875 USDWoodford County: 12,969,799 USD
  • Under 6M
  • 6M to 8M
  • 8M to 10M
  • 10M to 15M
  • 15M to 26M
  • 26M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

Top 40 counties, 2025

Jefferson County: 341,915,012 USDJefferson County341,915,012Fayette County: 113,239,270 USDFayette County113,239,270Floyd County: 105,516,808 USDFloyd County105,516,808Warren County: 79,916,295 USDWarren County79,916,295McCracken County: 78,932,588 USDMcCracken County78,932,588Daviess County: 69,848,255 USDDaviess County69,848,255Pike County: 49,741,759 USDPike County49,741,759Boone County: 49,461,394 USDBoone County49,461,394Kenton County: 46,802,916 USDKenton County46,802,916Bullitt County: 45,519,820 USDBullitt County45,519,820Christian County: 41,800,230 USDChristian County41,800,230Graves County: 39,096,017 USDGraves County39,096,017Madison County: 36,717,254 USDMadison County36,717,254Hardin County: 36,082,368 USDHardin County36,082,368Pulaski County: 32,119,621 USDPulaski County32,119,621Boyd County: 29,475,422 USDBoyd County29,475,422Oldham County: 29,145,502 USDOldham County29,145,502Calloway County: 28,816,014 USDCalloway County28,816,014Henderson County: 28,631,559 USDHenderson County28,631,559Perry County: 26,797,175 USDPerry County26,797,175Campbell County: 25,950,252 USDCampbell County25,950,252Hopkins County: 25,581,421 USDHopkins County25,581,421Franklin County: 25,456,720 USDFranklin County25,456,720Laurel County: 23,863,518 USDLaurel County23,863,518Marshall County: 22,223,652 USDMarshall County22,223,652Shelby County: 21,504,379 USDShelby County21,504,379Scott County: 20,610,588 USDScott County20,610,588Johnson County: 20,483,111 USDJohnson County20,483,111Nelson County: 19,990,193 USDNelson County19,990,193Knox County: 19,733,034 USDKnox County19,733,034Barren County: 19,651,466 USDBarren County19,651,466Bell County: 18,781,279 USDBell County18,781,279Whitley County: 17,951,370 USDWhitley County17,951,370Harlan County: 17,682,506 USDHarlan County17,682,506Jessamine County: 17,654,694 USDJessamine County17,654,694Logan County: 17,364,316 USDLogan County17,364,316Letcher County: 16,888,910 USDLetcher County16,888,910Greenup County: 15,920,204 USDGreenup County15,920,204Clay County: 15,795,791 USDClay County15,795,791Breathitt County: 14,790,996 USDBreathitt County14,790,996Jefferson County: 341,915,012 USDJefferson County341,915,012Fayette County: 113,239,270 USDFayette County113,239,270Floyd County: 105,516,808 USDFloyd County105,516,808Warren County: 79,916,295 USDWarren County79,916,295McCracken County: 78,932,588 USDMcCracken County78,932,588Daviess County: 69,848,255 USDDaviess County69,848,255Pike County: 49,741,759 USDPike County49,741,759Boone County: 49,461,394 USDBoone County49,461,394Kenton County: 46,802,916 USDKenton County46,802,916Bullitt County: 45,519,820 USDBullitt County45,519,820Christian County: 41,800,230 USDChristian County41,800,230Graves County: 39,096,017 USDGraves County39,096,017Madison County: 36,717,254 USDMadison County36,717,254Hardin County: 36,082,368 USDHardin County36,082,368Pulaski County: 32,119,621 USDPulaski County32,119,621Boyd County: 29,475,422 USDBoyd County29,475,422Oldham County: 29,145,502 USDOldham County29,145,502Calloway County: 28,816,014 USDCalloway County28,816,014Henderson County: 28,631,559 USDHenderson County28,631,559Perry County: 26,797,175 USDPerry County26,797,175Campbell County: 25,950,252 USDCampbell County25,950,252Hopkins County: 25,581,421 USDHopkins County25,581,421Franklin County: 25,456,720 USDFranklin County25,456,720Laurel County: 23,863,518 USDLaurel County23,863,518Marshall County: 22,223,652 USDMarshall County22,223,652Shelby County: 21,504,379 USDShelby County21,504,379Scott County: 20,610,588 USDScott County20,610,588Johnson County: 20,483,111 USDJohnson County20,483,111Nelson County: 19,990,193 USDNelson County19,990,193Knox County: 19,733,034 USDKnox County19,733,034Barren County: 19,651,466 USDBarren County19,651,466Bell County: 18,781,279 USDBell County18,781,279Whitley County: 17,951,370 USDWhitley County17,951,370Harlan County: 17,682,506 USDHarlan County17,682,506Jessamine County: 17,654,694 USDJessamine County17,654,694Logan County: 17,364,316 USDLogan County17,364,316Letcher County: 16,888,910 USDLetcher County16,888,910Greenup County: 15,920,204 USDGreenup County15,920,204Clay County: 15,795,791 USDClay County15,795,791Breathitt County: 14,790,996 USDBreathitt County14,790,996
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Jefferson County341,915,012
2Fayette County113,239,270
3Floyd County105,516,808
4Warren County79,916,295
5McCracken County78,932,588
6Daviess County69,848,255
7Pike County49,741,759
8Boone County49,461,394
9Kenton County46,802,916
10Bullitt County45,519,820
11Christian County41,800,230
12Graves County39,096,017
13Madison County36,717,254
14Hardin County36,082,368
15Pulaski County32,119,621
16Boyd County29,475,422
17Oldham County29,145,502
18Calloway County28,816,014
19Henderson County28,631,559
20Perry County26,797,175
21Campbell County25,950,252
22Hopkins County25,581,421
23Franklin County25,456,720
24Laurel County23,863,518
25Marshall County22,223,652
26Shelby County21,504,379
27Scott County20,610,588
28Johnson County20,483,111
29Nelson County19,990,193
30Knox County19,733,034
31Barren County19,651,466
32Bell County18,781,279
33Whitley County17,951,370
34Harlan County17,682,506
35Jessamine County17,654,694
36Logan County17,364,316
37Letcher County16,888,910
38Greenup County15,920,204
39Clay County15,795,791
40Breathitt County14,790,996
41Muhlenberg County14,406,590
42Carter County14,248,106
43Ohio County13,917,524
44Clark County13,632,189
45Lawrence County13,436,055
46Woodford County12,969,799
47Rowan County12,902,796
48Meade County12,851,991
49Boyle County12,717,068
50Mercer County12,071,371
51Breckinridge County11,731,090
52Wayne County11,731,058
53Knott County11,543,408
54Grayson County11,449,427
55Ballard County10,958,471
56Bourbon County10,778,621
57Anderson County10,676,379
58Union County10,609,159
59Trigg County10,531,554
60Montgomery County10,295,828
61Taylor County10,164,355
62Todd County9,806,820
63Mason County9,735,159
64Hart County9,698,638
65Fulton County9,588,194
66Harrison County9,512,400
67Lewis County9,498,424
68McLean County9,417,124
69Caldwell County9,336,329
70Spencer County9,286,324
71Pendleton County9,164,172
72Webster County9,157,713
73Adair County8,997,970
74Marion County8,974,211
75Estill County8,948,061
76Martin County8,828,011
77Allen County8,803,017
78Lincoln County8,323,299
79Hickman County8,215,760
80Simpson County8,106,242
81Casey County7,949,137
82Magoffin County7,802,079
83Hancock County7,751,904
84Rockcastle County7,633,335
85Livingston County7,456,353
86Crittenden County7,325,408
87Leslie County7,289,842
88Russell County7,171,832
89Lyon County6,989,535
90Grant County6,874,257
91Morgan County6,831,751
92Garrard County6,807,196
93Washington County6,756,519
94Powell County6,737,763
95Fleming County6,641,438
96Carroll County6,572,649
97Larue County6,424,548
98Jackson County6,283,438
99Henry County6,189,915
100Owen County6,170,050
101Carlisle County6,081,227
102Butler County6,076,813
103Cumberland County5,838,203
104Gallatin County5,697,405
105Monroe County5,679,178
106Clinton County5,674,477
107Bracken County5,499,863
108Edmonson County5,452,689
109Bath County4,921,060
110McCreary County4,828,452
111Metcalfe County4,598,767
112Nicholas County4,495,734
113Green County4,286,948
114Trimble County4,005,591
115Wolfe County3,840,875
116Menifee County3,418,043
117Elliott County3,290,858
118Lee County3,082,901
119Owsley County2,376,675
120Robertson County1,150,657

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_kentucky_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Kentucky by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Jefferson County, with $341,915,012 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Robertson County, with $1,150,657 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Kentucky: more rankings