Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Fairfax County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 133 counties in 2025, at $219,119,590. Norton city had the lowest, at $1,142,133. The median was $8,824,681 and the figure for Virginia was $1,978,483,785. Source: the Federal Emergency Management Agency.

Keep it in a collection in your library.
Highest219,119,590Fairfax County
Lowest1,142,133Norton city
Median8,824,681133 counties
Virginia1,978,483,785History

Map of counties, 2025

Accomack County: 31,206,199 USDAlbemarle County: 40,317,907 USDAlleghany County: 10,783,655 USDAmelia County: 5,120,509 USDAmherst County: 6,484,880 USDAppomattox County: 3,182,873 USDArlington County: 37,824,776 USDAugusta County: 25,254,091 USDBath County: 2,876,358 USDBedford County: 17,631,391 USDBland County: 5,002,946 USDBotetourt County: 8,957,322 USDBrunswick County: 7,107,085 USDBuchanan County: 10,699,245 USDBuckingham County: 4,805,932 USDCampbell County: 9,082,718 USDCaroline County: 8,285,471 USDCarroll County: 9,901,703 USDCharles City County: 3,382,058 USDCharlotte County: 4,059,106 USDChesterfield County: 78,837,554 USDClarke County: 5,584,644 USDCraig County: 2,768,293 USDCulpeper County: 14,912,832 USDCumberland County: 5,136,683 USDDickenson County: 5,019,465 USDDinwiddie County: 7,244,629 USDEssex County: 5,379,699 USDFairfax County: 219,119,590 USDFauquier County: 22,226,735 USDFloyd County: 3,827,280 USDFluvanna County: 6,180,080 USDFranklin County: 11,011,557 USDFrederick County: 20,003,855 USDGiles County: 5,389,473 USDGloucester County: 8,982,948 USDGoochland County: 7,979,842 USDGrayson County: 5,939,373 USDGreene County: 4,725,532 USDGreensville County: 4,168,889 USDHalifax County: 8,943,792 USDHanover County: 28,515,610 USDHenrico County: 57,775,881 USDHenry County: 15,255,106 USDHighland County: 2,188,427 USDIsle of Wight County: 15,002,254 USDJames City County: 22,219,503 USDKing and Queen County: 4,421,878 USDKing George County: 8,206,980 USDKing William County: 6,301,156 USDLancaster County: 7,491,918 USDLee County: 11,417,204 USDLoudoun County: 60,679,843 USDLouisa County: 10,080,882 USDLunenburg County: 4,131,864 USDMadison County: 4,607,825 USDMathews County: 3,954,885 USDMecklenburg County: 12,951,952 USDMiddlesex County: 5,928,343 USDMontgomery County: 16,604,312 USDNelson County: 8,867,405 USDNew Kent County: 7,325,120 USDNorthampton County: 9,448,307 USDNorthumberland County: 8,458,725 USDNottoway County: 6,199,930 USDOrange County: 11,126,508 USDPage County: 9,573,888 USDPatrick County: 6,421,810 USDPittsylvania County: 16,515,331 USDPowhatan County: 9,640,725 USDPrince Edward County: 7,064,110 USDPrince George County: 8,119,662 USDPrince William County: 69,030,263 USDPulaski County: 11,303,521 USDRappahannock County: 3,350,293 USDRichmond County: 3,857,544 USDRoanoke County: 19,894,983 USDRockbridge County: 9,095,669 USDRockingham County: 34,897,303 USDRussell County: 8,824,681 USDScott County: 8,368,797 USDShenandoah County: 18,748,560 USDSmyth County: 14,824,396 USDSouthampton County: 9,068,918 USDSpotsylvania County: 25,275,691 USDStafford County: 35,174,488 USDSurry County: 2,787,667 USDSussex County: 4,124,530 USDTazewell County: 15,179,839 USDWarren County: 12,972,627 USDWashington County: 12,367,400 USDWestmoreland County: 9,064,916 USDWise County: 13,197,702 USDWythe County: 11,851,357 USDYork County: 24,110,736 USDAlexandria city: 40,074,797 USDBristol city: 2,904,583 USDBuena Vista city: 2,375,552 USDCharlottesville city: 10,215,025 USDChesapeake city: 56,184,827 USDColonial Heights city: 4,310,242 USDCovington city: 4,682,631 USDDanville city: 18,432,392 USDEmporia city: 2,649,566 USDFairfax city: 4,792,465 USDFalls Church city: 3,131,241 USDFranklin city: 3,022,698 USDFredericksburg city: 6,833,606 USDGalax city: 2,766,413 USDHampton city: 23,378,367 USDHarrisonburg city: 9,009,302 USDHopewell city: 4,448,095 USDLexington city: 2,150,546 USDLynchburg city: 14,770,412 USDManassas city: 7,480,583 USDManassas Park city: 3,296,252 USDMartinsville city: 3,397,066 USDNewport News city: 31,722,164 USDNorfolk city: 45,699,250 USDNorton city: 1,142,133 USDPetersburg city: 5,425,161 USDPoquoson city: 4,373,078 USDPortsmouth city: 18,187,687 USDRadford city: 2,553,957 USDRichmond city: 39,162,322 USDRoanoke city: 24,529,870 USDSalem city: 9,020,270 USDStaunton city: 5,330,103 USDSuffolk city: 25,439,276 USDVirginia Beach city: 30,603,931 USDWaynesboro city: 6,173,905 USDWilliamsburg city: 3,608,591 USDWinchester city: 6,050,906 USD
  • Under 4M
  • 4M to 6M
  • 6M to 9M
  • 9M to 11M
  • 11M to 23M
  • 23M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

Top 40 counties, 2025

Fairfax County: 219,119,590 USDFairfax County219,119,590Chesterfield County: 78,837,554 USDChesterfield County78,837,554Prince William County: 69,030,263 USDPrince William County69,030,263Loudoun County: 60,679,843 USDLoudoun County60,679,843Henrico County: 57,775,881 USDHenrico County57,775,881Chesapeake city: 56,184,827 USDChesapeake city56,184,827Norfolk city: 45,699,250 USDNorfolk city45,699,250Albemarle County: 40,317,907 USDAlbemarle County40,317,907Alexandria city: 40,074,797 USDAlexandria city40,074,797Richmond city: 39,162,322 USDRichmond city39,162,322Arlington County: 37,824,776 USDArlington County37,824,776Stafford County: 35,174,488 USDStafford County35,174,488Rockingham County: 34,897,303 USDRockingham County34,897,303Newport News city: 31,722,164 USDNewport News city31,722,164Accomack County: 31,206,199 USDAccomack County31,206,199Virginia Beach city: 30,603,931 USDVirginia Beach city30,603,931Hanover County: 28,515,610 USDHanover County28,515,610Suffolk city: 25,439,276 USDSuffolk city25,439,276Spotsylvania County: 25,275,691 USDSpotsylvania County25,275,691Augusta County: 25,254,091 USDAugusta County25,254,091Roanoke city: 24,529,870 USDRoanoke city24,529,870York County: 24,110,736 USDYork County24,110,736Hampton city: 23,378,367 USDHampton city23,378,367Fauquier County: 22,226,735 USDFauquier County22,226,735James City County: 22,219,503 USDJames City County22,219,503Frederick County: 20,003,855 USDFrederick County20,003,855Roanoke County: 19,894,983 USDRoanoke County19,894,983Shenandoah County: 18,748,560 USDShenandoah County18,748,560Danville city: 18,432,392 USDDanville city18,432,392Portsmouth city: 18,187,687 USDPortsmouth city18,187,687Bedford County: 17,631,391 USDBedford County17,631,391Montgomery County: 16,604,312 USDMontgomery County16,604,312Pittsylvania County: 16,515,331 USDPittsylvania County16,515,331Henry County: 15,255,106 USDHenry County15,255,106Tazewell County: 15,179,839 USDTazewell County15,179,839Isle of Wight County: 15,002,254 USDIsle of Wight County15,002,254Culpeper County: 14,912,832 USDCulpeper County14,912,832Smyth County: 14,824,396 USDSmyth County14,824,396Lynchburg city: 14,770,412 USDLynchburg city14,770,412Wise County: 13,197,702 USDWise County13,197,702Fairfax County: 219,119,590 USDFairfax County219,119,590Chesterfield County: 78,837,554 USDChesterfield County78,837,554Prince William County: 69,030,263 USDPrince William County69,030,263Loudoun County: 60,679,843 USDLoudoun County60,679,843Henrico County: 57,775,881 USDHenrico County57,775,881Chesapeake city: 56,184,827 USDChesapeake city56,184,827Norfolk city: 45,699,250 USDNorfolk city45,699,250Albemarle County: 40,317,907 USDAlbemarle County40,317,907Alexandria city: 40,074,797 USDAlexandria city40,074,797Richmond city: 39,162,322 USDRichmond city39,162,322Arlington County: 37,824,776 USDArlington County37,824,776Stafford County: 35,174,488 USDStafford County35,174,488Rockingham County: 34,897,303 USDRockingham County34,897,303Newport News city: 31,722,164 USDNewport News city31,722,164Accomack County: 31,206,199 USDAccomack County31,206,199Virginia Beach city: 30,603,931 USDVirginia Beach city30,603,931Hanover County: 28,515,610 USDHanover County28,515,610Suffolk city: 25,439,276 USDSuffolk city25,439,276Spotsylvania County: 25,275,691 USDSpotsylvania County25,275,691Augusta County: 25,254,091 USDAugusta County25,254,091Roanoke city: 24,529,870 USDRoanoke city24,529,870York County: 24,110,736 USDYork County24,110,736Hampton city: 23,378,367 USDHampton city23,378,367Fauquier County: 22,226,735 USDFauquier County22,226,735James City County: 22,219,503 USDJames City County22,219,503Frederick County: 20,003,855 USDFrederick County20,003,855Roanoke County: 19,894,983 USDRoanoke County19,894,983Shenandoah County: 18,748,560 USDShenandoah County18,748,560Danville city: 18,432,392 USDDanville city18,432,392Portsmouth city: 18,187,687 USDPortsmouth city18,187,687Bedford County: 17,631,391 USDBedford County17,631,391Montgomery County: 16,604,312 USDMontgomery County16,604,312Pittsylvania County: 16,515,331 USDPittsylvania County16,515,331Henry County: 15,255,106 USDHenry County15,255,106Tazewell County: 15,179,839 USDTazewell County15,179,839Isle of Wight County: 15,002,254 USDIsle of Wight County15,002,254Culpeper County: 14,912,832 USDCulpeper County14,912,832Smyth County: 14,824,396 USDSmyth County14,824,396Lynchburg city: 14,770,412 USDLynchburg city14,770,412Wise County: 13,197,702 USDWise County13,197,702
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Fairfax County219,119,590
2Chesterfield County78,837,554
3Prince William County69,030,263
4Loudoun County60,679,843
5Henrico County57,775,881
6Chesapeake city56,184,827
7Norfolk city45,699,250
8Albemarle County40,317,907
9Alexandria city40,074,797
10Richmond city39,162,322
11Arlington County37,824,776
12Stafford County35,174,488
13Rockingham County34,897,303
14Newport News city31,722,164
15Accomack County31,206,199
16Virginia Beach city30,603,931
17Hanover County28,515,610
18Suffolk city25,439,276
19Spotsylvania County25,275,691
20Augusta County25,254,091
21Roanoke city24,529,870
22York County24,110,736
23Hampton city23,378,367
24Fauquier County22,226,735
25James City County22,219,503
26Frederick County20,003,855
27Roanoke County19,894,983
28Shenandoah County18,748,560
29Danville city18,432,392
30Portsmouth city18,187,687
31Bedford County17,631,391
32Montgomery County16,604,312
33Pittsylvania County16,515,331
34Henry County15,255,106
35Tazewell County15,179,839
36Isle of Wight County15,002,254
37Culpeper County14,912,832
38Smyth County14,824,396
39Lynchburg city14,770,412
40Wise County13,197,702
41Warren County12,972,627
42Mecklenburg County12,951,952
43Washington County12,367,400
44Wythe County11,851,357
45Lee County11,417,204
46Pulaski County11,303,521
47Orange County11,126,508
48Franklin County11,011,557
49Alleghany County10,783,655
50Buchanan County10,699,245
51Charlottesville city10,215,025
52Louisa County10,080,882
53Carroll County9,901,703
54Powhatan County9,640,725
55Page County9,573,888
56Northampton County9,448,307
57Rockbridge County9,095,669
58Campbell County9,082,718
59Southampton County9,068,918
60Westmoreland County9,064,916
61Salem city9,020,270
62Harrisonburg city9,009,302
63Gloucester County8,982,948
64Botetourt County8,957,322
65Halifax County8,943,792
66Nelson County8,867,405
67Russell County8,824,681
68Northumberland County8,458,725
69Scott County8,368,797
70Caroline County8,285,471
71King George County8,206,980
72Prince George County8,119,662
73Goochland County7,979,842
74Lancaster County7,491,918
75Manassas city7,480,583
76New Kent County7,325,120
77Dinwiddie County7,244,629
78Brunswick County7,107,085
79Prince Edward County7,064,110
80Fredericksburg city6,833,606
81Amherst County6,484,880
82Patrick County6,421,810
83King William County6,301,156
84Nottoway County6,199,930
85Fluvanna County6,180,080
86Waynesboro city6,173,905
87Winchester city6,050,906
88Grayson County5,939,373
89Middlesex County5,928,343
90Clarke County5,584,644
91Petersburg city5,425,161
92Giles County5,389,473
93Essex County5,379,699
94Staunton city5,330,103
95Cumberland County5,136,683
96Amelia County5,120,509
97Dickenson County5,019,465
98Bland County5,002,946
99Buckingham County4,805,932
100Fairfax city4,792,465
101Greene County4,725,532
102Covington city4,682,631
103Madison County4,607,825
104Hopewell city4,448,095
105King and Queen County4,421,878
106Poquoson city4,373,078
107Colonial Heights city4,310,242
108Greensville County4,168,889
109Lunenburg County4,131,864
110Sussex County4,124,530
111Charlotte County4,059,106
112Mathews County3,954,885
113Richmond County3,857,544
114Floyd County3,827,280
115Williamsburg city3,608,591
116Martinsville city3,397,066
117Charles City County3,382,058
118Rappahannock County3,350,293
119Manassas Park city3,296,252
120Appomattox County3,182,873
121Falls Church city3,131,241
122Franklin city3,022,698
123Bristol city2,904,583
124Bath County2,876,358
125Surry County2,787,667
126Craig County2,768,293
127Galax city2,766,413
128Emporia city2,649,566
129Radford city2,553,957
130Buena Vista city2,375,552
131Highland County2,188,427
132Lexington city2,150,546
133Norton city1,142,133

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_virginia_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Virginia by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Fairfax County, with $219,119,590 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Norton city, with $1,142,133 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Virginia: more rankings