Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Polk County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 99 counties in 2025, at $137,588,626. Osceola County had the lowest, at $5,472,632. The median was $13,126,912 and the figure for Iowa was $1,834,453,443. Source: the Federal Emergency Management Agency.

Keep it in a collection in your library.
Highest137,588,626Polk County
Lowest5,472,632Osceola County
Median13,126,91299 counties
Iowa1,834,453,443History

Map of counties, 2025

Adair County: 14,190,396 USDAdams County: 8,003,696 USDAllamakee County: 10,448,841 USDAppanoose County: 10,263,676 USDAudubon County: 11,470,774 USDBenton County: 15,731,614 USDBlack Hawk County: 41,767,778 USDBoone County: 16,507,649 USDBremer County: 15,349,550 USDBuchanan County: 13,126,912 USDBuena Vista County: 12,010,610 USDButler County: 14,539,024 USDCalhoun County: 13,338,353 USDCarroll County: 22,653,590 USDCass County: 16,582,447 USDCedar County: 12,491,943 USDCerro Gordo County: 27,357,629 USDCherokee County: 10,729,383 USDChickasaw County: 10,917,493 USDClarke County: 9,904,824 USDClay County: 17,106,402 USDClayton County: 14,529,667 USDClinton County: 25,430,325 USDCrawford County: 23,553,822 USDDallas County: 39,716,097 USDDavis County: 11,247,197 USDDecatur County: 7,812,707 USDDelaware County: 17,053,478 USDDes Moines County: 19,484,916 USDDickinson County: 14,441,582 USDDubuque County: 41,723,725 USDEmmet County: 14,067,745 USDFayette County: 14,883,058 USDFloyd County: 14,560,821 USDFranklin County: 10,845,886 USDFremont County: 6,675,415 USDGreene County: 12,190,027 USDGrundy County: 9,521,322 USDGuthrie County: 13,911,555 USDHamilton County: 15,509,662 USDHancock County: 11,166,550 USDHardin County: 20,414,099 USDHarrison County: 9,829,771 USDHenry County: 9,657,659 USDHoward County: 9,208,672 USDHumboldt County: 9,743,983 USDIda County: 7,272,398 USDIowa County: 11,147,715 USDJackson County: 14,113,541 USDJasper County: 16,059,106 USDJefferson County: 7,523,804 USDJohnson County: 96,250,196 USDJones County: 16,104,588 USDKeokuk County: 8,940,960 USDKossuth County: 15,681,120 USDLee County: 22,557,609 USDLinn County: 79,106,363 USDLouisa County: 8,447,215 USDLucas County: 7,862,823 USDLyon County: 10,891,811 USDMadison County: 10,265,008 USDMahaska County: 11,058,735 USDMarion County: 14,246,805 USDMarshall County: 22,655,057 USDMills County: 10,624,377 USDMitchell County: 14,366,204 USDMonona County: 8,702,968 USDMonroe County: 7,002,089 USDMontgomery County: 11,203,670 USDMuscatine County: 20,302,017 USDO'Brien County: 11,144,725 USDOsceola County: 5,472,632 USDPage County: 12,117,762 USDPalo Alto County: 9,688,364 USDPlymouth County: 17,569,022 USDPocahontas County: 11,333,947 USDPolk County: 137,588,626 USDPottawattamie County: 49,624,793 USDPoweshiek County: 11,824,142 USDRinggold County: 8,123,781 USDSac County: 14,739,401 USDScott County: 66,462,509 USDShelby County: 12,648,158 USDSioux County: 29,753,687 USDStory County: 36,095,772 USDTama County: 12,602,527 USDTaylor County: 9,851,657 USDUnion County: 12,522,311 USDVan Buren County: 8,368,205 USDWapello County: 24,063,007 USDWarren County: 18,746,257 USDWashington County: 13,901,936 USDWayne County: 5,939,810 USDWebster County: 24,729,091 USDWinnebago County: 9,587,295 USDWinneshiek County: 15,200,942 USDWoodbury County: 50,677,488 USDWorth County: 7,030,985 USDWright County: 12,986,081 USD
  • Under 10M
  • 10M to 11M
  • 11M to 13M
  • 13M to 15M
  • 15M to 23M
  • 23M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

Top 40 counties, 2025

Polk County: 137,588,626 USDPolk County137,588,626Johnson County: 96,250,196 USDJohnson County96,250,196Linn County: 79,106,363 USDLinn County79,106,363Scott County: 66,462,509 USDScott County66,462,509Woodbury County: 50,677,488 USDWoodbury County50,677,488Pottawattamie County: 49,624,793 USDPottawattamie County49,624,793Black Hawk County: 41,767,778 USDBlack Hawk County41,767,778Dubuque County: 41,723,725 USDDubuque County41,723,725Dallas County: 39,716,097 USDDallas County39,716,097Story County: 36,095,772 USDStory County36,095,772Sioux County: 29,753,687 USDSioux County29,753,687Cerro Gordo County: 27,357,629 USDCerro Gordo County27,357,629Clinton County: 25,430,325 USDClinton County25,430,325Webster County: 24,729,091 USDWebster County24,729,091Wapello County: 24,063,007 USDWapello County24,063,007Crawford County: 23,553,822 USDCrawford County23,553,822Marshall County: 22,655,057 USDMarshall County22,655,057Carroll County: 22,653,590 USDCarroll County22,653,590Lee County: 22,557,609 USDLee County22,557,609Hardin County: 20,414,099 USDHardin County20,414,099Muscatine County: 20,302,017 USDMuscatine County20,302,017Des Moines County: 19,484,916 USDDes Moines County19,484,916Warren County: 18,746,257 USDWarren County18,746,257Plymouth County: 17,569,022 USDPlymouth County17,569,022Clay County: 17,106,402 USDClay County17,106,402Delaware County: 17,053,478 USDDelaware County17,053,478Cass County: 16,582,447 USDCass County16,582,447Boone County: 16,507,649 USDBoone County16,507,649Jones County: 16,104,588 USDJones County16,104,588Jasper County: 16,059,106 USDJasper County16,059,106Benton County: 15,731,614 USDBenton County15,731,614Kossuth County: 15,681,120 USDKossuth County15,681,120Hamilton County: 15,509,662 USDHamilton County15,509,662Bremer County: 15,349,550 USDBremer County15,349,550Winneshiek County: 15,200,942 USDWinneshiek County15,200,942Fayette County: 14,883,058 USDFayette County14,883,058Sac County: 14,739,401 USDSac County14,739,401Floyd County: 14,560,821 USDFloyd County14,560,821Butler County: 14,539,024 USDButler County14,539,024Clayton County: 14,529,667 USDClayton County14,529,667Polk County: 137,588,626 USDPolk County137,588,626Johnson County: 96,250,196 USDJohnson County96,250,196Linn County: 79,106,363 USDLinn County79,106,363Scott County: 66,462,509 USDScott County66,462,509Woodbury County: 50,677,488 USDWoodbury County50,677,488Pottawattamie County: 49,624,793 USDPottawattamie County49,624,793Black Hawk County: 41,767,778 USDBlack Hawk County41,767,778Dubuque County: 41,723,725 USDDubuque County41,723,725Dallas County: 39,716,097 USDDallas County39,716,097Story County: 36,095,772 USDStory County36,095,772Sioux County: 29,753,687 USDSioux County29,753,687Cerro Gordo County: 27,357,629 USDCerro Gordo County27,357,629Clinton County: 25,430,325 USDClinton County25,430,325Webster County: 24,729,091 USDWebster County24,729,091Wapello County: 24,063,007 USDWapello County24,063,007Crawford County: 23,553,822 USDCrawford County23,553,822Marshall County: 22,655,057 USDMarshall County22,655,057Carroll County: 22,653,590 USDCarroll County22,653,590Lee County: 22,557,609 USDLee County22,557,609Hardin County: 20,414,099 USDHardin County20,414,099Muscatine County: 20,302,017 USDMuscatine County20,302,017Des Moines County: 19,484,916 USDDes Moines County19,484,916Warren County: 18,746,257 USDWarren County18,746,257Plymouth County: 17,569,022 USDPlymouth County17,569,022Clay County: 17,106,402 USDClay County17,106,402Delaware County: 17,053,478 USDDelaware County17,053,478Cass County: 16,582,447 USDCass County16,582,447Boone County: 16,507,649 USDBoone County16,507,649Jones County: 16,104,588 USDJones County16,104,588Jasper County: 16,059,106 USDJasper County16,059,106Benton County: 15,731,614 USDBenton County15,731,614Kossuth County: 15,681,120 USDKossuth County15,681,120Hamilton County: 15,509,662 USDHamilton County15,509,662Bremer County: 15,349,550 USDBremer County15,349,550Winneshiek County: 15,200,942 USDWinneshiek County15,200,942Fayette County: 14,883,058 USDFayette County14,883,058Sac County: 14,739,401 USDSac County14,739,401Floyd County: 14,560,821 USDFloyd County14,560,821Butler County: 14,539,024 USDButler County14,539,024Clayton County: 14,529,667 USDClayton County14,529,667
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Polk County137,588,626
2Johnson County96,250,196
3Linn County79,106,363
4Scott County66,462,509
5Woodbury County50,677,488
6Pottawattamie County49,624,793
7Black Hawk County41,767,778
8Dubuque County41,723,725
9Dallas County39,716,097
10Story County36,095,772
11Sioux County29,753,687
12Cerro Gordo County27,357,629
13Clinton County25,430,325
14Webster County24,729,091
15Wapello County24,063,007
16Crawford County23,553,822
17Marshall County22,655,057
18Carroll County22,653,590
19Lee County22,557,609
20Hardin County20,414,099
21Muscatine County20,302,017
22Des Moines County19,484,916
23Warren County18,746,257
24Plymouth County17,569,022
25Clay County17,106,402
26Delaware County17,053,478
27Cass County16,582,447
28Boone County16,507,649
29Jones County16,104,588
30Jasper County16,059,106
31Benton County15,731,614
32Kossuth County15,681,120
33Hamilton County15,509,662
34Bremer County15,349,550
35Winneshiek County15,200,942
36Fayette County14,883,058
37Sac County14,739,401
38Floyd County14,560,821
39Butler County14,539,024
40Clayton County14,529,667
41Dickinson County14,441,582
42Mitchell County14,366,204
43Marion County14,246,805
44Adair County14,190,396
45Jackson County14,113,541
46Emmet County14,067,745
47Guthrie County13,911,555
48Washington County13,901,936
49Calhoun County13,338,353
50Buchanan County13,126,912
51Wright County12,986,081
52Shelby County12,648,158
53Tama County12,602,527
54Union County12,522,311
55Cedar County12,491,943
56Greene County12,190,027
57Page County12,117,762
58Buena Vista County12,010,610
59Poweshiek County11,824,142
60Audubon County11,470,774
61Pocahontas County11,333,947
62Davis County11,247,197
63Montgomery County11,203,670
64Hancock County11,166,550
65Iowa County11,147,715
66O'Brien County11,144,725
67Mahaska County11,058,735
68Chickasaw County10,917,493
69Lyon County10,891,811
70Franklin County10,845,886
71Cherokee County10,729,383
72Mills County10,624,377
73Allamakee County10,448,841
74Madison County10,265,008
75Appanoose County10,263,676
76Clarke County9,904,824
77Taylor County9,851,657
78Harrison County9,829,771
79Humboldt County9,743,983
80Palo Alto County9,688,364
81Henry County9,657,659
82Winnebago County9,587,295
83Grundy County9,521,322
84Howard County9,208,672
85Keokuk County8,940,960
86Monona County8,702,968
87Louisa County8,447,215
88Van Buren County8,368,205
89Ringgold County8,123,781
90Adams County8,003,696
91Lucas County7,862,823
92Decatur County7,812,707
93Jefferson County7,523,804
94Ida County7,272,398
95Worth County7,030,985
96Monroe County7,002,089
97Fremont County6,675,415
98Wayne County5,939,810
99Osceola County5,472,632

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_iowa_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Rank Counties in Iowa by expected annual loss from natural hazards (FEMA National Risk Index) using official data, and cite the source.
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Polk County, with $137,588,626 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Osceola County, with $5,472,632 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Iowa: more rankings