Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Cook County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 102 counties in 2025, at $2,424,304,449. Brown County had the lowest, at $3,163,920. The median was $20,057,644 and the figure for Illinois was $6,410,338,020. Source: the Federal Emergency Management Agency.

Highest2,424,304,449Cook County
Lowest3,163,920Brown County
Median20,057,644102 counties
Illinois6,410,338,020History

Top 40 counties, 2025

Cook County: 2,424,304,449 USDCook County2,424,304,449DuPage County: 366,006,558 USDDuPage County366,006,558Will County: 348,107,556 USDWill County348,107,556Lake County: 266,495,882 USDLake County266,495,882Kane County: 198,132,658 USDKane County198,132,658St. Clair County: 174,579,323 USDSt. Clair County174,579,323Madison County: 154,889,207 USDMadison County154,889,207McHenry County: 142,494,031 USDMcHenry County142,494,031Winnebago County: 121,597,948 USDWinnebago County121,597,948Sangamon County: 114,835,347 USDSangamon County114,835,347Champaign County: 93,297,730 USDChampaign County93,297,730Peoria County: 84,658,791 USDPeoria County84,658,791McLean County: 81,319,615 USDMcLean County81,319,615Kendall County: 74,823,945 USDKendall County74,823,945Kankakee County: 68,155,479 USDKankakee County68,155,479LaSalle County: 60,541,228 USDLaSalle County60,541,228Tazewell County: 60,019,618 USDTazewell County60,019,618Williamson County: 52,511,385 USDWilliamson County52,511,385Grundy County: 50,139,117 USDGrundy County50,139,117Jackson County: 49,965,821 USDJackson County49,965,821DeKalb County: 47,411,435 USDDeKalb County47,411,435Macon County: 47,014,448 USDMacon County47,014,448Rock Island County: 45,449,248 USDRock Island County45,449,248Macoupin County: 38,671,244 USDMacoupin County38,671,244Ogle County: 36,146,379 USDOgle County36,146,379Randolph County: 35,386,671 USDRandolph County35,386,671Jefferson County: 34,138,504 USDJefferson County34,138,504Iroquois County: 33,920,630 USDIroquois County33,920,630Livingston County: 32,766,513 USDLivingston County32,766,513Vermilion County: 32,268,478 USDVermilion County32,268,478Franklin County: 31,930,319 USDFranklin County31,930,319Marion County: 30,878,883 USDMarion County30,878,883Coles County: 30,840,172 USDColes County30,840,172Stephenson County: 28,896,228 USDStephenson County28,896,228Morgan County: 28,464,681 USDMorgan County28,464,681Clinton County: 27,585,249 USDClinton County27,585,249Perry County: 25,998,257 USDPerry County25,998,257Adams County: 25,890,188 USDAdams County25,890,188Whiteside County: 24,605,316 USDWhiteside County24,605,316Henry County: 24,355,933 USDHenry County24,355,933
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Cook County2,424,304,449
2DuPage County366,006,558
3Will County348,107,556
4Lake County266,495,882
5Kane County198,132,658
6St. Clair County174,579,323
7Madison County154,889,207
8McHenry County142,494,031
9Winnebago County121,597,948
10Sangamon County114,835,347
11Champaign County93,297,730
12Peoria County84,658,791
13McLean County81,319,615
14Kendall County74,823,945
15Kankakee County68,155,479
16LaSalle County60,541,228
17Tazewell County60,019,618
18Williamson County52,511,385
19Grundy County50,139,117
20Jackson County49,965,821
21DeKalb County47,411,435
22Macon County47,014,448
23Rock Island County45,449,248
24Macoupin County38,671,244
25Ogle County36,146,379
26Randolph County35,386,671
27Jefferson County34,138,504
28Iroquois County33,920,630
29Livingston County32,766,513
30Vermilion County32,268,478
31Franklin County31,930,319
32Marion County30,878,883
33Coles County30,840,172
34Stephenson County28,896,228
35Morgan County28,464,681
36Clinton County27,585,249
37Perry County25,998,257
38Adams County25,890,188
39Whiteside County24,605,316
40Henry County24,355,933
41Monroe County22,599,820
42Bureau County22,415,032
43Montgomery County22,152,722
44Christian County21,883,264
45Woodford County21,881,648
46Boone County21,382,226
47Fulton County21,231,901
48Lee County20,635,390
49Effingham County20,408,988
50Saline County20,392,960
51Logan County20,299,369
52Shelby County19,815,918
53Douglas County19,702,541
54Massac County18,521,805
55Washington County18,391,328
56Knox County17,951,510
57Jo Daviess County15,624,257
58Fayette County15,131,975
59White County14,922,060
60Union County14,835,666
61Crawford County14,194,174
62Lawrence County13,681,365
63Wayne County13,383,686
64Piatt County12,624,296
65Hamilton County12,455,534
66Mason County12,314,096
67Richland County12,273,222
68Cass County12,184,782
69Johnson County11,939,793
70Clay County11,877,213
71Edgar County11,699,641
72Bond County11,151,565
73Carroll County10,848,407
74Jersey County10,844,374
75Pulaski County10,805,402
76Moultrie County10,412,623
77McDonough County10,053,899
78Jasper County9,965,554
79Pike County9,649,743
80De Witt County9,546,428
81Alexander County9,539,948
82Clark County8,835,532
83Ford County8,828,656
84Marshall County8,704,520
85Hancock County8,377,905
86Menard County8,082,823
87Wabash County7,606,471
88Cumberland County7,399,316
89Warren County7,022,691
90Mercer County6,942,673
91Gallatin County6,873,467
92Edwards County6,223,850
93Greene County6,062,327
94Pope County5,445,447
95Henderson County4,907,232
96Putnam County4,728,741
97Stark County4,553,199
98Calhoun County4,083,974
99Schuyler County4,069,062
100Scott County3,708,379
101Hardin County3,597,229
102Brown County3,163,920

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_illinois_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Rank Counties in Illinois by expected annual loss from natural hazards (FEMA National Risk Index) using official data, and cite the source.
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Cook County, with $2,424,304,449 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Brown County, with $3,163,920 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Illinois: more rankings