Countries by household credit outstanding in USD

The United States had the highest household credit outstanding in USD of 43 countries in Q3 2024, at $20.36 trillion. Argentina had the lowest, at $20.24 billion. The median was $372.3 billion. Source: the Bank for International Settlements.

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Highest20,362.32United States
Lowest20.24Argentina
Median372.343 countries

Map of countries, Q3 2024

Argentina: 20.24 USD billionAustria: 237.76 USD billionAustralia: 2,081.44 USD billionBelgium: 391.15 USD billionBrazil: 762.69 USD billionCanada: 2,281.89 USD billionSwitzerland: 1,221.3 USD billionChile: 152.59 USD billionChina: 11,432.61 USD billionColombia: 103.84 USD billionCzechia: 108.38 USD billionGermany: 2,401.44 USD billionDenmark: 374.72 USD billionSpain: 774.69 USD billionFinland: 198.03 USD billionFrance: 1,972.75 USD billionUnited Kingdom: 2,889.79 USD billionGreece: 102.65 USD billionHong Kong: 359.31 USD billionHungary: 38.49 USD billionIndonesia: 233.63 USD billionIreland: 149.62 USD billionIsrael: 224.19 USD billionIndia: 1,588.52 USD billionItaly: 881.71 USD billionJapan: 2,732.7 USD billionSouth Korea: 1,734.29 USD billionLuxembourg: 59.3 USD billionMexico: 281.56 USD billionMalaysia: 320.16 USD billionNetherlands: 1,171.36 USD billionNorway: 434.57 USD billionNew Zealand: 241.02 USD billionPoland: 216.01 USD billionPortugal: 167.84 USD billionRussia: 469.42 USD billionSaudi Arabia: 372.3 USD billionSweden: 525.42 USD billionSingapore: 249.22 USD billionThailand: 512.15 USD billionTürkiye: 110 USD billionUnited States: 20,362.32 USD billionSouth Africa: 143.2 USD billion
  • Under 100
  • 100 to 200
  • 200 to 400
  • 400 to 800
  • 800 to 2,000
  • 2,000 and over
  • No data
USD billion, Q3 2024. Hatched areas have no value for this period. Source: BIS, BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Boundaries: Natural Earth (public domain).

All countries, Q3 2024

United States: 20,362.32 USD billionUnited States20,362.32China: 11,432.61 USD billionChina11,432.61United Kingdom: 2,889.79 USD billionUnited Kingdom2,889.79Japan: 2,732.7 USD billionJapan2,732.7Germany: 2,401.44 USD billionGermany2,401.44Canada: 2,281.89 USD billionCanada2,281.89Australia: 2,081.44 USD billionAustralia2,081.44France: 1,972.75 USD billionFrance1,972.75South Korea: 1,734.29 USD billionSouth Korea1,734.29India: 1,588.52 USD billionIndia1,588.52Switzerland: 1,221.3 USD billionSwitzerland1,221.3Netherlands: 1,171.36 USD billionNetherlands1,171.36Italy: 881.71 USD billionItaly881.71Spain: 774.69 USD billionSpain774.69Brazil: 762.69 USD billionBrazil762.69Sweden: 525.42 USD billionSweden525.42Thailand: 512.15 USD billionThailand512.15Russia: 469.42 USD billionRussia469.42Norway: 434.57 USD billionNorway434.57Belgium: 391.15 USD billionBelgium391.15Denmark: 374.72 USD billionDenmark374.72Saudi Arabia: 372.3 USD billionSaudi Arabia372.3Hong Kong: 359.31 USD billionHong Kong359.31Malaysia: 320.16 USD billionMalaysia320.16Mexico: 281.56 USD billionMexico281.56Singapore: 249.22 USD billionSingapore249.22New Zealand: 241.02 USD billionNew Zealand241.02Austria: 237.76 USD billionAustria237.76Indonesia: 233.63 USD billionIndonesia233.63Israel: 224.19 USD billionIsrael224.19Poland: 216.01 USD billionPoland216.01Finland: 198.03 USD billionFinland198.03Portugal: 167.84 USD billionPortugal167.84Chile: 152.59 USD billionChile152.59Ireland: 149.62 USD billionIreland149.62South Africa: 143.2 USD billionSouth Africa143.2Türkiye: 110 USD billionTürkiye110Czechia: 108.38 USD billionCzechia108.38Colombia: 103.84 USD billionColombia103.84Greece: 102.65 USD billionGreece102.65Luxembourg: 59.3 USD billionLuxembourg59.3Hungary: 38.49 USD billionHungary38.49Argentina: 20.24 USD billionArgentina20.24United States: 20,362.32 USD billionUnited States20,362.32China: 11,432.61 USD billionChina11,432.61United Kingdom: 2,889.79 USD billionUnited Kingdom2,889.79Japan: 2,732.7 USD billionJapan2,732.7Germany: 2,401.44 USD billionGermany2,401.44Canada: 2,281.89 USD billionCanada2,281.89Australia: 2,081.44 USD billionAustralia2,081.44France: 1,972.75 USD billionFrance1,972.75South Korea: 1,734.29 USD billionSouth Korea1,734.29India: 1,588.52 USD billionIndia1,588.52Switzerland: 1,221.3 USD billionSwitzerland1,221.3Netherlands: 1,171.36 USD billionNetherlands1,171.36Italy: 881.71 USD billionItaly881.71Spain: 774.69 USD billionSpain774.69Brazil: 762.69 USD billionBrazil762.69Sweden: 525.42 USD billionSweden525.42Thailand: 512.15 USD billionThailand512.15Russia: 469.42 USD billionRussia469.42Norway: 434.57 USD billionNorway434.57Belgium: 391.15 USD billionBelgium391.15Denmark: 374.72 USD billionDenmark374.72Saudi Arabia: 372.3 USD billionSaudi Arabia372.3Hong Kong: 359.31 USD billionHong Kong359.31Malaysia: 320.16 USD billionMalaysia320.16Mexico: 281.56 USD billionMexico281.56Singapore: 249.22 USD billionSingapore249.22New Zealand: 241.02 USD billionNew Zealand241.02Austria: 237.76 USD billionAustria237.76Indonesia: 233.63 USD billionIndonesia233.63Israel: 224.19 USD billionIsrael224.19Poland: 216.01 USD billionPoland216.01Finland: 198.03 USD billionFinland198.03Portugal: 167.84 USD billionPortugal167.84Chile: 152.59 USD billionChile152.59Ireland: 149.62 USD billionIreland149.62South Africa: 143.2 USD billionSouth Africa143.2Türkiye: 110 USD billionTürkiye110Czechia: 108.38 USD billionCzechia108.38Colombia: 103.84 USD billionColombia103.84Greece: 102.65 USD billionGreece102.65Luxembourg: 59.3 USD billionLuxembourg59.3Hungary: 38.49 USD billionHungary38.49Argentina: 20.24 USD billionArgentina20.24
USD billion. Source: BIS, BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Retrieved 2026-10-12.

Full ranking

RankCountriesQ3 2024
USD billion
Change on Q3 2023
1United States Estimated20,362.32+2.8%
2China Estimated11,432.61+7.2%
3United Kingdom Estimated2,889.79+11.7%
4Japan Estimated2,732.7+6.6%
5Germany Estimated2,401.44+6.2%
6Canada Estimated2,281.89+3.3%
7Australia Estimated2,081.44+12.9%
8France Estimated1,972.75+5.4%
9South Korea Estimated1,734.29+4.6%
10India Estimated1,588.52+10.9%
11Switzerland Estimated1,221.3+10.2%
12Netherlands Estimated1,171.36+7.7%
13Italy Estimated881.71+5.1%
14Spain Estimated774.69+5.4%
15Brazil Estimated762.69+4.1%
16Sweden Estimated525.42+8.9%
17Thailand Estimated512.15+14%
18Russia Estimated469.42+23.9%
19Norway Estimated434.57+4.8%
20Belgium Estimated391.15+8.6%
21Denmark Estimated374.72+10.4%
22Saudi Arabia Estimated372.3+8.4%
23Hong Kong Estimated359.31+1.5%
24Malaysia Estimated320.16+21%
25Mexico Estimated281.56-3.1%
26Singapore Estimated249.22+9.5%
27New Zealand Estimated241.02+9%
28Austria Estimated237.76+4.8%
29Indonesia Estimated233.63+7.1%
30Israel Estimated224.19+7.9%
31Poland Estimated216.01+17.3%
32Finland Estimated198.03+5.9%
33Portugal Estimated167.84+8.4%
34Chile Estimated152.59+8%
35Ireland Estimated149.62+3.6%
36South Africa Estimated143.2+14%
37Türkiye Estimated110+18.2%
38Czechia Estimated108.38+8%
39Colombia Estimated103.84-0.8%
40Greece Estimated102.65+4.9%
41Luxembourg Estimated59.3+2.6%
42Hungary Estimated38.49+12.1%
43Argentina Estimated20.24+22.4%

Other periods

About this ranking

Quarter-end gross core debt of households and NPISHs from all lender sectors, in USD billion, converted by the BIS at quarter-end exchange rates.

BIS core debt: loans and debt securities, plus currency and deposits for government. Includes domestic and foreign lenders. Households include non-profit institutions serving households; corporations include public and private non-financial corporations. Gross debt: financial assets are not deducted. Private sectors are unconsolidated; government is consolidated. Market valuation follows national sources; US private debt securities use face value. BIS break adjustments and some historical estimates are retained. Unlike World Bank domestic private credit, it excludes trade credit and covers all lender sectors. Not seasonally adjusted.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. Equal values share a rank.

How to cite

Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Bank for International Settlements. (n.d.). BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd (Countries by household credit outstanding in USD, 2024-Q3) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1

MLA 9

BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd, Countries by household credit outstanding in USD, 2024-Q3. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Invokely, https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3. Accessed 12 Oct. 2026.

Chicago (author-date)

Bank for International Settlements. n.d. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Countries by household credit outstanding in USD, 2024-Q3. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Also distributed by Invokely, https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3.

Harvard

Bank for International Settlements (no date) BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd, Countries by household credit outstanding in USD, 2024-Q3 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1, via Invokely: https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3 (Accessed: 12 October 2026).

BibTeX
@misc{bank_countries_by_household_credit_2026,
  author = {{Bank for International Settlements}},
  title = {{BIS WS\_TC: H.A.M.USD.A, quarterly, household credit usd: Countries by household credit outstanding in USD, 2024-Q3}},
  howpublished = {Data set},
  url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv\&startPeriod=1970-Q1. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Bank for International Settlements
TI  - BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd: Countries by household credit outstanding in USD, 2024-Q3
PB  - Bank for International Settlements
DB  - Invokely
UR  - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1
L2  - https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-credit-usd/countries?period=2024-Q3.
N1  - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
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Rank Countries by household credit outstanding in USD using official data, and cite the source.
rank_places {"indicator":"household_credit_usd","level":"country","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=household_credit_usd&level=country&limit=10

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Questions

Which country has the highest household credit outstanding in USD?

The United States, with $20.36 trillion in Q3 2024, according to the Bank for International Settlements.

Which country has the lowest household credit outstanding in USD?

Argentina, with $20.24 billion in Q3 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Bank for International Settlements, BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Retrieved 2026-10-12.

Household credit outstanding in USD: other rankings

Countries: more rankings