Countries by made or received a digital payment, adults, 2017

Denmark had the highest made or received a digital payment, adults of 144 countries in 2017, at 99.39%. South Sudan had the lowest, at 7.35%. The median was 49.87%. Source: the World Bank.

Keep it in a collection in your library.
Highest99.39Denmark
Lowest7.35South Sudan
Median49.87144 countries

Map of countries, 2017

United Arab Emirates: 84.04 %Afghanistan: 10.83 %Albania: 28.82 %Armenia: 41.52 %Argentina: 40.18 %Austria: 96.12 %Australia: 95.86 %Azerbaijan: 24.58 %Bosnia and Herzegovina: 50.27 %Bangladesh: 34.11 %Belgium: 97.06 %Burkina Faso: 38.92 %Bulgaria: 64.92 %Benin: 28.48 %Bolivia: 40.02 %Brazil: 57.86 %Botswana: 41.81 %Belarus: 78.65 %Canada: 97.85 %Democratic Republic of the Congo: 21.72 %Central African Republic: 9.26 %Republic of the Congo: 17.81 %Switzerland: 96.45 %Côte d’Ivoire: 38.32 %Chile: 65.38 %Cameroon: 28.58 %China: 66.59 %Colombia: 37.33 %Costa Rica: 59.18 %Cyprus: 80.14 %Czechia: 79.56 %Germany: 97.76 %Denmark: 99.39 %Dominican Republic: 44.39 %Algeria: 25.98 %Ecuador: 31.56 %Estonia: 96.76 %Egypt: 22.83 %Spain: 90.49 %Ethiopia: 11.89 %Finland: 98.3 %France: 92.19 %Gabon: 54 %United Kingdom: 95.61 %Georgia: 52.95 %Ghana: 49.47 %Gambia: 18.84 %Guinea: 20.25 %Greece: 73.74 %Guatemala: 33.27 %Hong Kong: 84.51 %Honduras: 37.2 %Croatia: 83.13 %Haiti: 27.52 %Hungary: 71.46 %Indonesia: 34.61 %Ireland: 93.53 %Israel: 90.85 %India: 28.69 %Iraq: 19.06 %Iran: 89.77 %Italy: 89.66 %Jordan: 32.53 %Japan: 95.34 %Kenya: 78.96 %Kyrgyzstan: 36.06 %Cambodia: 15.57 %South Korea: 92.36 %Kuwait: 74.83 %Kazakhstan: 53.87 %Laos: 13.35 %Lebanon: 33.09 %Sri Lanka: 47.16 %Liberia: 27.63 %Lesotho: 37.81 %Lithuania: 77.6 %Luxembourg: 98.31 %Latvia: 90.92 %Libya: 31.85 %Moldova: 40.38 %Montenegro: 59.79 %Madagascar: 15.04 %North Macedonia: 65.8 %Mali: 30.97 %Myanmar: 7.71 %Mongolia: 85.27 %Mauritania: 15.69 %Mauritius: 68.51 %Malawi: 27.61 %Mexico: 31.04 %Malaysia: 70.42 %Mozambique: 34.11 %Namibia: 71.42 %Niger: 13.03 %Nigeria: 29.66 %Nicaragua: 24.57 %Netherlands: 97.66 %Norway: 99.09 %Nepal: 16.31 %New Zealand: 97.32 %Panama: 35.03 %Peru: 33.9 %Philippines: 25.09 %Pakistan: 17.69 %Poland: 81.88 %Palestine: 14.2 %Portugal: 86.31 %Paraguay: 44.59 %Romania: 47.23 %Serbia: 66.11 %Russia: 70.52 %Rwanda: 38.92 %Saudi Arabia: 61.17 %Sweden: 98.34 %Singapore: 90.1 %Slovenia: 95.73 %Slovakia: 81.5 %Sierra Leone: 15.61 %Senegal: 39.52 %South Sudan: 7.35 %El Salvador: 23.6 %Chad: 19.04 %Togo: 31.33 %Thailand: 62.27 %Tajikistan: 43.93 %Turkmenistan: 34.3 %Tunisia: 29.41 %Türkiye: 63.76 %Trinidad and Tobago: 64.11 %Taiwan: 77.12 %Tanzania: 42.99 %Ukraine: 60.72 %Uganda: 54.69 %United States: 91.11 %Uruguay: 59.34 %Uzbekistan: 34.22 %Venezuela: 68.77 %Vietnam: 22.74 %South Africa: 60.11 %Zambia: 38.74 %Zimbabwe: 52.5 %
  • Under 25
  • 25 to 34
  • 34 to 47
  • 47 to 69
  • 69 to 90
  • 90 and over
  • No data
%, 2017. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Made or received a digital payment (% age 15+) (g20.any). Boundaries: Natural Earth (public domain).

Top 40 countries, 2017

Denmark: 99.39 %Denmark99.39Norway: 99.09 %Norway99.09Sweden: 98.34 %Sweden98.34Luxembourg: 98.31 %Luxembourg98.31Finland: 98.3 %Finland98.3Canada: 97.85 %Canada97.85Germany: 97.76 %Germany97.76Netherlands: 97.66 %Netherlands97.66New Zealand: 97.32 %New Zealand97.32Belgium: 97.06 %Belgium97.06Estonia: 96.76 %Estonia96.76Switzerland: 96.45 %Switzerland96.45Austria: 96.12 %Austria96.12Australia: 95.86 %Australia95.86Slovenia: 95.73 %Slovenia95.73United Kingdom: 95.61 %United Kingdom95.61Japan: 95.34 %Japan95.34Ireland: 93.53 %Ireland93.53South Korea: 92.36 %South Korea92.36France: 92.19 %France92.19United States: 91.11 %United States91.11Latvia: 90.92 %Latvia90.92Israel: 90.85 %Israel90.85Spain: 90.49 %Spain90.49Singapore: 90.1 %Singapore90.1Iran: 89.77 %Iran89.77Italy: 89.66 %Italy89.66Malta: 88.83 %Malta88.83Portugal: 86.31 %Portugal86.31Mongolia: 85.27 %Mongolia85.27Hong Kong: 84.51 %Hong Kong84.51United Arab Emirates: 84.04 %United Arab Emirates84.04Croatia: 83.13 %Croatia83.13Poland: 81.88 %Poland81.88Slovakia: 81.5 %Slovakia81.5Cyprus: 80.14 %Cyprus80.14Czechia: 79.56 %Czechia79.56Kenya: 78.96 %Kenya78.96Belarus: 78.65 %Belarus78.65Lithuania: 77.6 %Lithuania77.6Denmark: 99.39 %Denmark99.39Norway: 99.09 %Norway99.09Sweden: 98.34 %Sweden98.34Luxembourg: 98.31 %Luxembourg98.31Finland: 98.3 %Finland98.3Canada: 97.85 %Canada97.85Germany: 97.76 %Germany97.76Netherlands: 97.66 %Netherlands97.66New Zealand: 97.32 %New Zealand97.32Belgium: 97.06 %Belgium97.06Estonia: 96.76 %Estonia96.76Switzerland: 96.45 %Switzerland96.45Austria: 96.12 %Austria96.12Australia: 95.86 %Australia95.86Slovenia: 95.73 %Slovenia95.73United Kingdom: 95.61 %United Kingdom95.61Japan: 95.34 %Japan95.34Ireland: 93.53 %Ireland93.53South Korea: 92.36 %South Korea92.36France: 92.19 %France92.19United States: 91.11 %United States91.11Latvia: 90.92 %Latvia90.92Israel: 90.85 %Israel90.85Spain: 90.49 %Spain90.49Singapore: 90.1 %Singapore90.1Iran: 89.77 %Iran89.77Italy: 89.66 %Italy89.66Malta: 88.83 %Malta88.83Portugal: 86.31 %Portugal86.31Mongolia: 85.27 %Mongolia85.27Hong Kong: 84.51 %Hong Kong84.51United Arab Emirates: 84.04 %United Arab Emirates84.04Croatia: 83.13 %Croatia83.13Poland: 81.88 %Poland81.88Slovakia: 81.5 %Slovakia81.5Cyprus: 80.14 %Cyprus80.14Czechia: 79.56 %Czechia79.56Kenya: 78.96 %Kenya78.96Belarus: 78.65 %Belarus78.65Lithuania: 77.6 %Lithuania77.6
%. Source: World Bank Global Findex, Global Findex: Made or received a digital payment (% age 15+) (g20.any). Retrieved 2026-10-12.

Full ranking

RankCountries2017 (%)
1Denmark99.39
2Norway99.09
3Sweden98.34
4Luxembourg98.31
5Finland98.3
6Canada97.85
7Germany97.76
8Netherlands97.66
9New Zealand97.32
10Belgium97.06
11Estonia96.76
12Switzerland96.45
13Austria96.12
14Australia95.86
15Slovenia95.73
16United Kingdom95.61
17Japan95.34
18Ireland93.53
19South Korea92.36
20France92.19
21United States91.11
22Latvia90.92
23Israel90.85
24Spain90.49
25Singapore90.1
26Iran89.77
27Italy89.66
28Malta88.83
29Portugal86.31
30Mongolia85.27
31Hong Kong84.51
32United Arab Emirates84.04
33Croatia83.13
34Poland81.88
35Slovakia81.5
36Cyprus80.14
37Czechia79.56
38Kenya78.96
39Belarus78.65
40Lithuania77.6
41Bahrain77.26
42Taiwan77.12
43Kuwait74.83
44Greece73.74
45Hungary71.46
46Namibia71.42
47Russia70.52
48Malaysia70.42
49Venezuela68.77
50Mauritius68.51
51Maldives67.83
52China66.59
53Serbia66.11
54North Macedonia65.8
55Chile65.38
56Bulgaria64.92
57Trinidad and Tobago64.11
58Türkiye63.76
59Thailand62.27
60Saudi Arabia61.17
61Ukraine60.72
62South Africa60.11
63Montenegro59.79
64Uruguay59.34
65Costa Rica59.18
66Brazil57.86
67Uganda54.69
68Gabon54
69Kazakhstan53.87
70Georgia52.95
71Zimbabwe52.5
72Bosnia and Herzegovina50.27
73Ghana49.47
74Romania47.23
75Sri Lanka47.16
76Paraguay44.59
77Dominican Republic44.39
78Tajikistan43.93
79Tanzania42.99
80Botswana41.81
81Armenia41.52
82Moldova40.38
83Argentina40.18
84Bolivia40.02
85Senegal39.52
86Rwanda38.92
87Burkina Faso38.92
88Zambia38.74
89Côte d’Ivoire38.32
90Lesotho37.81
91Colombia37.33
92Honduras37.2
93Kyrgyzstan36.06
94Panama35.03
95Indonesia34.61
96Turkmenistan34.3
97Uzbekistan34.22
98Bangladesh34.11
99Mozambique34.11
100Peru33.9
101Guatemala33.27
102Lebanon33.09
103Jordan32.53
104Libya31.85
105Ecuador31.56
106Togo31.33
107Mexico31.04
108Mali30.97
109Nigeria29.66
110Tunisia29.41
111Albania28.82
112India28.69
113Cameroon28.58
114Benin28.48
115Liberia27.63
116Malawi27.61
117Haiti27.52
118Algeria25.98
119Philippines25.09
120Azerbaijan24.58
121Nicaragua24.57
122El Salvador23.6
123Egypt22.83
124Vietnam22.74
125Democratic Republic of the Congo21.72
126Guinea20.25
127Iraq19.06
128Chad19.04
129Gambia18.84
130Republic of the Congo17.81
131Pakistan17.69
132Nepal16.31
133Mauritania15.69
134Sierra Leone15.61
135Cambodia15.57
136Madagascar15.04
137Palestine14.2
138Laos13.35
139Niger13.03
140Ethiopia11.89
141Afghanistan10.83
142Central African Republic9.26
143Myanmar7.71
144South Sudan7.35

Other periods

About this ranking

Percentage of respondents aged 15 and over who made or received a digital payment in the past 12 months, including account or card payments, internet bill payments or purchases, remittances, agricultural payments, government transfers, wages or public pensions.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 14 countries with data in other periods have no value for 2017 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Made or received a digital payment  (% age 15+) (g20.any). https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

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APA 7

World Bank. (2025). Global Findex: Made or received a digital payment (% age 15+) (g20.any) (Countries by made or received a digital payment, adults, 2017) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Made or received a digital payment (% age 15+) (g20.any), Countries by made or received a digital payment, adults, 2017. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/digital-payment-participation-adults/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Made or received a digital payment (% age 15+) (g20.any). Countries by made or received a digital payment, adults, 2017. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/digital-payment-participation-adults/countries.

Harvard

World Bank (2025) Global Findex: Made or received a digital payment (% age 15+) (g20.any), Countries by made or received a digital payment, adults, 2017 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/digital-payment-participation-adults/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_made_or_2017,
  author = {{World Bank}},
  title = {{Global Findex: Made or received a digital payment (\% age 15+) (g20.any): Countries by made or received a digital payment, adults, 2017}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/digital-payment-participation-adults/countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Made or received a digital payment (\% age 15+) (g20.any). https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Made or received a digital payment (% age 15+) (g20.any): Countries by made or received a digital payment, adults, 2017
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/digital-payment-participation-adults/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/digital-payment-participation-adults/countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Made or received a digital payment (% age 15+) (g20.any). https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest made or received a digital payment, adults?

Denmark, with 99.39% in 2017, according to the World Bank.

Which country has the lowest made or received a digital payment, adults?

South Sudan, with 7.35% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Made or received a digital payment (% age 15+) (g20.any). Retrieved 2026-10-12. 14 countries have no value for 2017 and are not ranked.

Made or received a digital payment, adults: other rankings

Countries: more rankings