Made or received a digital payment, adults

Percentage of respondents aged 15 and over who made or received a digital payment in the past 12 months, including account or card payments, internet bill payments or purchases, remittances, agricultural payments, government transfers, wages or public pensions.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Key facts

Figures last updated on 2026-10-12.

Rankings

Countries by made or received a digital payment, adults, 2017

Top 15. Source: World Bank.

Denmark: 99.39 %Denmark99.39Norway: 99.09 %Norway99.09Sweden: 98.34 %Sweden98.34Luxembourg: 98.31 %Luxembourg98.31Finland: 98.3 %Finland98.3Canada: 97.85 %Canada97.85Germany: 97.76 %Germany97.76Netherlands: 97.66 %Netherlands97.66New Zealand: 97.32 %New Zealand97.32Belgium: 97.06 %Belgium97.06Estonia: 96.76 %Estonia96.76Switzerland: 96.45 %Switzerland96.45Austria: 96.12 %Austria96.12Australia: 95.86 %Australia95.86Slovenia: 95.73 %Slovenia95.73
%. Source: World Bank Global Findex, Global Findex: Made or received a digital payment (% age 15+) (g20.any). Retrieved 2026-10-12.

Full ranking of countries

Places with data

Published for countries.

Countries

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