Household credit outstanding in USD

Quarter-end gross core debt of households and NPISHs from all lender sectors, in USD billion, converted by the BIS at quarter-end exchange rates.

BIS core debt: loans and debt securities, plus currency and deposits for government. Includes domestic and foreign lenders. Households include non-profit institutions serving households; corporations include public and private non-financial corporations. Gross debt: financial assets are not deducted. Private sectors are unconsolidated; government is consolidated. Market valuation follows national sources; US private debt securities use face value. BIS break adjustments and some historical estimates are retained. Unlike World Bank domestic private credit, it excludes trade credit and covers all lender sectors. Not seasonally adjusted.

Key facts

Figures last updated on 2026-10-12.

Rankings

Countries by household credit outstanding in USD, Q1 2026

Top 15. Source: Bank for International Settlements.

United States: 20,977.96 USD billionUnited States20,977.96China: 11,822.31 USD billionChina11,822.31United Kingdom: 2,951.24 USD billionUnited Kingdom2,951.24Japan: 2,564.47 USD billionJapan2,564.47Germany: 2,521.51 USD billionGermany2,521.51Canada: 2,347.99 USD billionCanada2,347.99Australia: 2,272.74 USD billionAustralia2,272.74France: 2,044.25 USD billionFrance2,044.25India: 1,809.63 USD billionIndia1,809.63South Korea: 1,556.96 USD billionSouth Korea1,556.96Switzerland: 1,379.43 USD billionSwitzerland1,379.43Netherlands: 1,286.32 USD billionNetherlands1,286.32Brazil: 942.71 USD billionBrazil942.71Italy: 938.78 USD billionItaly938.78Spain: 836.99 USD billionSpain836.99
USD billion. Source: BIS, BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Retrieved 2026-10-12.

Full ranking of countries

Places with data

Published for countries.

Countries

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