Household credit outstanding in USD in Japan
Household credit outstanding in USD in Japan was $2.56 trillion in Q1 2026, according to the Bank for International Settlements. That is down 3.4% from Q1 2025. That is the 4th highest of 43 countries in Q1 2026.
Household credit outstanding in USD in Japan, Q1 1970 to Q1 2026
All 225 values
| Period | USD billion |
|---|---|
| 2026-Q1 | 2,564.47 Estimated |
| 2025-Q4 | 2,587.22 Estimated |
| 2025-Q3 | 2,711.65 Estimated |
| 2025-Q2 | 2,759.93 Estimated |
| 2025-Q1 | 2,653.97 Estimated |
| 2024-Q4 | 2,507.44 Estimated |
| 2024-Q3 | 2,732.7 Estimated |
| 2024-Q2 | 2,426.66 Estimated |
| 2024-Q1 | 2,555.4 Estimated |
| 2023-Q4 | 2,716.77 Estimated |
| 2023-Q3 | 2,562.59 Estimated |
| 2023-Q2 | 2,633.62 Estimated |
| 2023-Q1 | 2,848.02 Estimated |
| 2022-Q4 | 2,868.13 Estimated |
| 2022-Q3 | 2,594.59 Estimated |
| 2022-Q2 | 2,745.83 Estimated |
| 2022-Q1 | 3,055.85 Estimated |
| 2021-Q4 | 3,231.59 Estimated |
| 2021-Q3 | 3,294.63 Estimated |
| 2021-Q2 | 3,325.48 Estimated |
| 2021-Q1 | 3,297.33 Estimated |
| 2020-Q4 | 3,515.54 Estimated |
| 2020-Q3 | 3,375.16 Estimated |
| 2020-Q2 | 3,271.12 Estimated |
| 2020-Q1 | 3,216.46 Estimated |
| 2019-Q4 | 3,200.62 Estimated |
| 2019-Q3 | 3,195.72 Estimated |
| 2019-Q2 | 3,189.85 Estimated |
| 2019-Q1 | 3,089.38 Estimated |
| 2018-Q4 | 3,100.12 Estimated |
| 2018-Q3 | 2,980.47 Estimated |
| 2018-Q2 | 3,040.8 Estimated |
| 2018-Q1 | 3,156.22 Estimated |
| 2017-Q4 | 2,957.42 Estimated |
| 2017-Q3 | 2,935.11 Estimated |
| 2017-Q2 | 2,935.02 Estimated |
| 2017-Q1 | 2,923.89 Estimated |
| 2016-Q4 | 2,778.91 Estimated |
| 2016-Q3 | 3,189.14 Estimated |
| 2016-Q2 | 3,132.61 Estimated |
| 2016-Q1 | 2,855.37 Estimated |
| 2015-Q4 | 2,659.34 Estimated |
| 2015-Q3 | 2,650.99 Estimated |
| 2015-Q2 | 2,595.25 Estimated |
| 2015-Q1 | 2,641.47 Estimated |
| 2014-Q4 | 2,635.14 Estimated |
| 2014-Q3 | 2,854.25 Estimated |
| 2014-Q2 | 3,088.56 Estimated |
| 2014-Q1 | 3,035.08 Estimated |
| 2013-Q4 | 2,972.75 Estimated |
| 2013-Q3 | 3,179.3 Estimated |
| 2013-Q2 | 3,130.17 Estimated |
| 2013-Q1 | 3,267.71 Estimated |
| 2012-Q4 | 3,570.36 Estimated |
| 2012-Q3 | 3,947.92 Estimated |
| 2012-Q2 | 3,860.88 Estimated |
| 2012-Q1 | 3,742.18 Estimated |
| 2011-Q4 | 3,972.23 Estimated |
| 2011-Q3 | 3,997.78 Estimated |
| 2011-Q2 | 3,832.07 Estimated |
| 2011-Q1 | 3,729.37 Estimated |
| 2010-Q4 | 3,808.48 Estimated |
| 2010-Q3 | 3,731.16 Estimated |
| 2010-Q2 | 3,523.81 Estimated |
| 2010-Q1 | 3,355.47 Estimated |
| 2009-Q4 | 3,399.76 Estimated |
| 2009-Q3 | 3,521.89 Estimated |
| 2009-Q2 | 3,294.88 Estimated |
| 2009-Q1 | 3,214 Estimated |
| 2008-Q4 | 3,509.41 Estimated |
| 2008-Q3 | 3,034.19 Estimated |
| 2008-Q2 | 3,035.76 Estimated |
| 2008-Q1 | 3,234.01 Estimated |
| 2007-Q4 | 2,890.01 Estimated |
| 2007-Q3 | 2,818.22 Estimated |
| 2007-Q2 | 2,655.11 Estimated |
| 2007-Q1 | 2,770.01 Estimated |
| 2006-Q4 | 2,745.64 Estimated |
| 2006-Q3 | 2,782.77 Estimated |
| 2006-Q2 | 2,871.09 Estimated |
| 2006-Q1 | 2,806.83 Estimated |
| 2005-Q4 | 2,807.92 Estimated |
| 2005-Q3 | 2,891.36 Estimated |
| 2005-Q2 | 2,950.47 Estimated |
| 2005-Q1 | 3,073.29 Estimated |
| 2004-Q4 | 3,342.48 Estimated |
| 2004-Q3 | 3,113.76 Estimated |
| 2004-Q2 | 3,165.03 Estimated |
| 2004-Q1 | 3,344.85 Estimated |
| 2003-Q4 | 3,260.74 Estimated |
| 2003-Q3 | 3,162.1 Estimated |
| 2003-Q2 | 2,904.14 Estimated |
| 2003-Q1 | 2,968.69 Estimated |
| 2002-Q4 | 2,981.67 Estimated |
| 2002-Q3 | 2,928.29 Estimated |
| 2002-Q2 | 3,018.95 Estimated |
| 2002-Q1 | 2,728.17 Estimated |
| 2001-Q4 | 2,783.91 Estimated |
| 2001-Q3 | 3,072.58 Estimated |
| 2001-Q2 | 2,947.61 Estimated |
| 2001-Q1 | 2,940.38 Estimated |
| 2000-Q4 | 3,254.07 Estimated |
| 2000-Q3 | 3,460.2 Estimated |
| 2000-Q2 | 3,548.78 Estimated |
| 2000-Q1 | 3,652.63 Estimated |
| 1999-Q4 | 3,672.08 Estimated |
| 1999-Q3 | 3,533.95 Estimated |
| 1999-Q2 | 3,073.42 Estimated |
| 1999-Q1 | 3,120.69 Estimated |
| 1998-Q4 | 3,287.94 Estimated |
| 1998-Q3 | 2,752.96 Estimated |
| 1998-Q2 | 2,694.6 Estimated |
| 1998-Q1 | 2,802.46 Estimated |
| 1997-Q4 | 2,896.42 Estimated |
| 1997-Q3 | 3,090.32 Estimated |
| 1997-Q2 | 3,253.36 Estimated |
| 1997-Q1 | 3,003.83 Estimated |
| 1996-Q4 | 3,200.09 Estimated |
| 1996-Q3 | 3,320.36 Estimated |
| 1996-Q2 | 3,349.81 Estimated |
| 1996-Q1 | 3,439.63 Estimated |
| 1995-Q4 | 3,545.7 Estimated |
| 1995-Q3 | 3,655.13 Estimated |
| 1995-Q2 | 4,206.4 Estimated |
| 1995-Q1 | 4,087.39 Estimated |
| 1994-Q4 | 3,560.05 Estimated |
| 1994-Q3 | 3,583.43 Estimated |
| 1994-Q2 | 3,520.72 Estimated |
| 1994-Q1 | 3,380.59 Estimated |
| 1993-Q4 | 3,098.94 Estimated |
| 1993-Q3 | 3,267.1 Estimated |
| 1993-Q2 | 3,220.85 Estimated |
| 1993-Q1 | 2,970.44 Estimated |
| 1992-Q4 | 2,722.96 Estimated |
| 1992-Q3 | 2,799.62 Estimated |
| 1992-Q2 | 2,648.05 Estimated |
| 1992-Q1 | 2,495.65 Estimated |
| 1991-Q4 | 2,650.58 Estimated |
| 1991-Q3 | 2,446.1 Estimated |
| 1991-Q2 | 2,337.06 Estimated |
| 1991-Q1 | 2,264.51 Estimated |
| 1990-Q4 | 2,324.12 Estimated |
| 1990-Q3 | 2,245.18 Estimated |
| 1990-Q2 | 1,981.15 Estimated |
| 1990-Q1 | 1,884.99 Estimated |
| 1989-Q4 | 1,986.3 Estimated |
| 1989-Q3 | 1,956.69 Estimated |
| 1989-Q2 | 1,813.49 Estimated |
| 1989-Q1 | 1,937.35 Estimated |
| 1988-Q4 | 1,984.98 Estimated |
| 1988-Q3 | 1,788.89 Estimated |
| 1988-Q2 | 1,736.51 Estimated |
| 1988-Q1 | 1,823.71 Estimated |
| 1987-Q4 | 1,829.42 Estimated |
| 1987-Q3 | 1,448.86 Estimated |
| 1987-Q2 | 1,371.65 Estimated |
| 1987-Q1 | 1,355.86 Estimated |
| 1986-Q4 | 1,198.97 Estimated |
| 1986-Q3 | 1,219.17 Estimated |
| 1986-Q2 | 1,114.78 Estimated |
| 1986-Q1 | 1,010.83 Estimated |
| 1985-Q4 | 883.41 Estimated |
| 1985-Q3 | 799.26 Estimated |
| 1985-Q2 | 681.41 Estimated |
| 1985-Q1 | 674.58 Estimated |
| 1984-Q4 | 667.26 Estimated |
| 1984-Q3 | 666.38 Estimated |
| 1984-Q2 | 671.81 Estimated |
| 1984-Q1 | 701.9 Estimated |
| 1983-Q4 | 669.43 Estimated |
| 1983-Q3 | 639.36 Estimated |
| 1983-Q2 | 610.96 Estimated |
| 1983-Q1 | 603.96 Estimated |
| 1982-Q4 | 597.94 Estimated |
| 1982-Q3 | 505.72 Estimated |
| 1982-Q2 | 516.44 Estimated |
| 1982-Q1 | 529.65 Estimated |
| 1981-Q4 | 586.26 Estimated |
| 1981-Q3 | 535.34 Estimated |
| 1981-Q2 | 534.37 Estimated |
| 1981-Q1 | 567.1 Estimated |
| 1980-Q4 | 576.39 Estimated |
| 1980-Q3 | 532.33 Estimated |
| 1980-Q2 | 499.44 Estimated |
| 1980-Q1 | 426.15 Estimated |
| 1979-Q4 | 434.44 Estimated |
| 1979-Q3 | 440.55 Estimated |
| 1979-Q2 | 435.6 Estimated |
| 1979-Q1 | 437.45 Estimated |
| 1978-Q4 | 465.02 Estimated |
| 1978-Q3 | 452.75 Estimated |
| 1978-Q2 | 393.34 Estimated |
| 1978-Q1 | 352.68 Estimated |
| 1977-Q4 | 320.92 Estimated |
| 1977-Q3 | 279.5 Estimated |
| 1977-Q2 | 263.68 Estimated |
| 1977-Q1 | 247.7 Estimated |
| 1976-Q4 | 229.74 Estimated |
| 1976-Q3 | 222.37 Estimated |
| 1976-Q2 | 204.72 Estimated |
| 1976-Q1 | 197.2 Estimated |
| 1975-Q4 | 187.43 Estimated |
| 1975-Q3 | 177.82 Estimated |
| 1975-Q2 | 175.51 Estimated |
| 1975-Q1 | 169.92 Estimated |
| 1974-Q4 | 162.21 Estimated |
| 1974-Q3 | 155.38 Estimated |
| 1974-Q2 | 156.67 Estimated |
| 1974-Q1 | 155.05 Estimated |
| 1973-Q4 | 147.41 Estimated |
| 1973-Q3 | 143.07 Estimated |
| 1973-Q2 | 134.37 Estimated |
| 1973-Q1 | 125.66 Estimated |
| 1972-Q4 | 104.01 Estimated |
| 1972-Q3 | 95.36 Estimated |
| 1972-Q2 | 89.23 Estimated |
| 1972-Q1 | 84.56 Estimated |
| 1971-Q4 | 79.18 Estimated |
| 1971-Q3 | 69.26 Estimated |
| 1971-Q2 | 61.83 Estimated |
| 1971-Q1 | 59.23 Estimated |
| 1970-Q4 | 56.98 Estimated |
| 1970-Q3 | 53.62 Estimated |
| 1970-Q2 | 50.76 Estimated |
| 1970-Q1 | 49.09 Estimated |
Rankings
- Countries by household credit outstanding in USD
- EU countries by household credit outstanding in USD
Definition
Quarter-end gross core debt of households and NPISHs from all lender sectors, in USD billion, converted by the BIS at quarter-end exchange rates.
BIS core debt: loans and debt securities, plus currency and deposits for government. Includes domestic and foreign lenders. Households include non-profit institutions serving households; corporations include public and private non-financial corporations. Gross debt: financial assets are not deducted. Private sectors are unconsolidated; government is consolidated. Market valuation follows national sources; US private debt securities use face value. BIS break adjustments and some historical estimates are retained. Unlike World Bank domestic private credit, it excludes trade credit and covers all lender sectors. Not seasonally adjusted.
How to cite
Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
Citation styles
APA 7
Bank for International Settlements. (n.d.). BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd (Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1
MLA 9
BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd, Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Invokely, https://invokely.ai/en/household-credit-usd/japan. Accessed 12 Oct. 2026.
Chicago (author-date)
Bank for International Settlements. n.d. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Also distributed by Invokely, https://invokely.ai/en/household-credit-usd/japan.
Harvard
Bank for International Settlements (no date) BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd, Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1, via Invokely: https://invokely.ai/en/household-credit-usd/japan (Accessed: 12 October 2026).
BibTeX
@misc{bank_household_credit_outstanding_in_2026,
author = {{Bank for International Settlements}},
title = {{BIS WS\_TC: H.A.M.USD.A, quarterly, household credit usd: Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1}},
howpublished = {Data set},
url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/household-credit-usd/japan. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv\&startPeriod=1970-Q1. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - Bank for International Settlements
TI - BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd: Household credit outstanding in USD, Japan, 1970-Q1 to 2026-Q1
PB - Bank for International Settlements
DB - Invokely
UR - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1
L2 - https://invokely.ai/en/household-credit-usd/japan
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/household-credit-usd/japan.
N1 - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.USD.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
What is the latest household credit outstanding in USD in Japan? Cite the source.
get_value {"indicator":"household_credit_usd","place":"jp"}
GET https://invokely.ai/api/v1/value?indicator=household_credit_usd&place=jp
Questions
What is the household credit outstanding in USD in Japan?
Household credit outstanding in USD in Japan was $2.56 trillion in Q1 2026, according to the Bank for International Settlements. That is down 3.4% from Q1 2025. That is the 4th highest of 43 countries in Q1 2026.
Where does this figure come from?
Bank for International Settlements. BIS WS_TC: H.A.M.USD.A, quarterly, household credit usd. Retrieved by Invokely on 2026-10-12.
What was the highest household credit outstanding in USD in Japan?
$4.21 trillion in Q2 1995, the highest value since Q1 1970 in this series.
Household credit outstanding in USD in other countries
Related statistics for Japan
- Non-financial corporate debt service ratio
- General government core debt outstanding at market value in USD
- Domestic credit to the private sector
- Saved money by any method, adults
- Gross domestic product (GDP), US dollars
- Exports of goods and services, US dollars
- GDP per capita, US dollars
- Trade as a share of GDP