US states by FDIC-insured banks and savings institutions, 2025
Texas had the highest FDIC-insured banks and savings institutions of 51 states in 2025, at 351. District of Columbia had the lowest, at 4. The median was 58 and the figure for the United States was 4,319. Source: FDIC.
Map of states, 2025
- Under 15
- 15 to 35
- 35 to 58
- 58 to 99
- 99 to 150
- 150 and over
All states, 2025
Full ranking
| Rank | States | 2025 | Change on 2024 |
|---|---|---|---|
| 1 | Texas | 351 | -5.6% |
| 2 | Illinois | 334 | -4.8% |
| 3 | Iowa | 230 | -2.1% |
| 4 | Minnesota | 228 | -3.8% |
| 5 | Missouri | 201 | -2.4% |
| 6 | Kansas | 186 | -5.6% |
| 7 | Oklahoma | 171 | 0% |
| 8 | Ohio | 158 | -4.8% |
| 9 | Wisconsin | 157 | -1.3% |
| 10 | Nebraska | 143 | -2.1% |
| 11 | Georgia | 133 | -5% |
| 12 | California | 119 | -2.5% |
| 12 | Kentucky | 119 | -0.8% |
| 14 | Tennessee | 114 | -2.6% |
| 15 | Pennsylvania | 112 | -5.9% |
| 16 | New York | 110 | -5.2% |
| 17 | Louisiana | 108 | 0% |
| 18 | Alabama | 94 | -1.1% |
| 19 | Massachusetts | 92 | -6.1% |
| 20 | Indiana | 90 | -2.2% |
| 21 | Florida | 84 | -3.4% |
| 22 | Arkansas | 78 | -1.3% |
| 23 | Michigan | 74 | -3.9% |
| 24 | Colorado | 66 | -2.9% |
| 25 | North Dakota | 61 | -1.6% |
| 26 | Mississippi | 58 | -4.9% |
| 27 | South Dakota | 56 | 0% |
| 27 | Virginia | 56 | -3.4% |
| 29 | New Jersey | 50 | +2% |
| 30 | South Carolina | 43 | 0% |
| 30 | West Virginia | 43 | -2.3% |
| 32 | Utah | 42 | +2.4% |
| 33 | North Carolina | 39 | 0% |
| 34 | Montana | 36 | -2.7% |
| 35 | Washington | 33 | -10.8% |
| 36 | Maryland | 29 | -3.3% |
| 36 | New Mexico | 29 | 0% |
| 38 | Connecticut | 28 | -3.4% |
| 39 | Wyoming | 25 | -3.8% |
| 40 | Maine | 22 | -4.3% |
| 41 | New Hampshire | 17 | -10.5% |
| 42 | Delaware | 15 | -6.3% |
| 42 | Nevada | 15 | 0% |
| 44 | Oregon | 14 | -6.7% |
| 45 | Arizona | 13 | -7.1% |
| 46 | Vermont | 12 | 0% |
| 47 | Idaho | 10 | -9.1% |
| 48 | Hawaii | 6 | -14.3% |
| 48 | Rhode Island | 6 | -14.3% |
| 50 | Alaska | 5 | 0% |
| 51 | District of Columbia | 4 | 0% |
Other periods
About this ranking
Number of FDIC-insured commercial banks and savings institutions at year end, counted in the state where each institution has its headquarters.
FDIC historical summary of insured institutions, year end, for the 50 states and DC; the national value covers the same area and excludes US territories. Each value adds commercial banks and savings institutions, which the FDIC reports separately; both figures are stored with it. Credit unions are not FDIC-insured and are not included. An institution with branches in several states counts once, in its headquarters state, so the number of banks operating in a state can be higher. The series starts in 1984, when savings institutions enter the FDIC summary.
Every value in the ranking comes from the same publisher and the same period, so the states are compared on one definition. Equal values share a rank.
How to cite
Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.Citation styles
APA 7
Federal Deposit Insurance Corporation. (2026). Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state (US states by FDIC-insured banks and savings institutions, 2025) [Data set]. Retrieved October 18, 2026, from https://banks.data.fdic.gov/bankfind-suite/historical
MLA 9
Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state, US states by FDIC-insured banks and savings institutions, 2025. Federal Deposit Insurance Corporation, 16 Sept. 2026, https://banks.data.fdic.gov/bankfind-suite/historical. Invokely, https://invokely.ai/rankings/fdic-insured-banks/us-states. Accessed 18 Oct. 2026.
Chicago (author-date)
Federal Deposit Insurance Corporation. 2026. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. US states by FDIC-insured banks and savings institutions, 2025. Dataset. Accessed October 18, 2026. https://banks.data.fdic.gov/bankfind-suite/historical. Also distributed by Invokely, https://invokely.ai/rankings/fdic-insured-banks/us-states.
Harvard
Federal Deposit Insurance Corporation (2026) Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state, US states by FDIC-insured banks and savings institutions, 2025 [Dataset]. Available at: https://banks.data.fdic.gov/bankfind-suite/historical, via Invokely: https://invokely.ai/rankings/fdic-insured-banks/us-states (Accessed: 18 October 2026).
BibTeX
@misc{federal_us_states_by_fdic_2025,
author = {{Federal Deposit Insurance Corporation}},
title = {{Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state: US states by FDIC-insured banks and savings institutions, 2025}},
year = {2026},
howpublished = {Data set},
url = {https://banks.data.fdic.gov/bankfind-suite/historical},
urldate = {2026-10-18},
note = {Accessed via Invokely, https://invokely.ai/rankings/fdic-insured-banks/us-states. Publisher attribution: Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.},
}
RIS
TY - DATA
AU - Federal Deposit Insurance Corporation
TI - Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state: US states by FDIC-insured banks and savings institutions, 2025
PY - 2026
DA - 2026/09/16
PB - Federal Deposit Insurance Corporation
DB - Invokely
UR - https://banks.data.fdic.gov/bankfind-suite/historical
L2 - https://invokely.ai/rankings/fdic-insured-banks/us-states
Y2 - 2026/10/18
N1 - Accessed via Invokely, https://invokely.ai/rankings/fdic-insured-banks/us-states.
N1 - Publisher attribution: Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.
ER -
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Rank US states by FDIC-insured banks and savings institutions using official data, and cite the source.
rank_places {"indicator":"fdic_insured_institutions","level":"region","within":"United States","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=fdic_insured_institutions&level=region&within=United%20States&limit=10Questions
Which state has the highest FDIC-insured banks and savings institutions?
Texas, with 351 in 2025, according to FDIC.
Which state has the lowest FDIC-insured banks and savings institutions?
District of Columbia, with 4 in 2025.
Where does this ranking come from?
Every value comes from one source and one period, so the places are comparable: Federal Deposit Insurance Corporation, Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. Retrieved 2026-10-18.