Data / FDIC-insured banks and savings institutions / United States

FDIC-insured banks and savings institutions in United States

FDIC-insured banks and savings institutions in the United States was 4,319 in 2025, according to FDIC. That is down 3.3% from 2024.

2025, count4,319
Change on 2024-3.3%
Series high18,0141985
Series low4,3192025

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FDIC-insured banks and savings institutions in United States, 1984 to 2025

05,00010K15K20K198419901996200220082014202020251984: 17,887 count1985: 18,014 count1986: 17,858 count1987: 17,314 count1988: 16,544 count1989: 15,771 count1990: 15,132 count1991: 14,458 count1992: 13,829 count1993: 13,197 count1994: 12,579 count1995: 11,948 count1996: 11,431 count1997: 10,901 count1998: 10,444 count1999: 10,203 count2000: 9,884 count2001: 9,595 count2002: 9,336 count2003: 9,163 count2004: 8,959 count2005: 8,816 count2006: 8,662 count2007: 8,516 count2008: 8,288 count2009: 7,995 count2010: 7,644 count2011: 7,344 count2012: 7,071 count2013: 6,800 count2014: 6,497 count2015: 6,173 count2016: 5,902 count2017: 5,660 count2018: 5,398 count2019: 5,175 count2020: 4,998 count2021: 4,837 count2022: 4,710 count2023: 4,590 count2024: 4,467 count2025: 4,319 count05,00010K15K20K19841998201220251984: 17,887 count1985: 18,014 count1986: 17,858 count1987: 17,314 count1988: 16,544 count1989: 15,771 count1990: 15,132 count1991: 14,458 count1992: 13,829 count1993: 13,197 count1994: 12,579 count1995: 11,948 count1996: 11,431 count1997: 10,901 count1998: 10,444 count1999: 10,203 count2000: 9,884 count2001: 9,595 count2002: 9,336 count2003: 9,163 count2004: 8,959 count2005: 8,816 count2006: 8,662 count2007: 8,516 count2008: 8,288 count2009: 7,995 count2010: 7,644 count2011: 7,344 count2012: 7,071 count2013: 6,800 count2014: 6,497 count2015: 6,173 count2016: 5,902 count2017: 5,660 count2018: 5,398 count2019: 5,175 count2020: 4,998 count2021: 4,837 count2022: 4,710 count2023: 4,590 count2024: 4,467 count2025: 4,319 count
count. Source: Invokely calculation with data from FDIC. Retrieved 2026-10-18, published 2026-09-16.
All 42 values
Periodcount
20254,319
20244,467
20234,590
20224,710
20214,837
20204,998
20195,175
20185,398
20175,660
20165,902
20156,173
20146,497
20136,800
20127,071
20117,344
20107,644
20097,995
20088,288
20078,516
20068,662
20058,816
20048,959
20039,163
20029,336
20019,595
20009,884
199910,203
199810,444
199710,901
199611,431
199511,948
199412,579
199313,197
199213,829
199114,458
199015,132
198915,771
198816,544
198717,314
198617,858
198518,014
198417,887

Rankings

Definition

Number of FDIC-insured commercial banks and savings institutions at year end, counted in the state where each institution has its headquarters.

FDIC historical summary of insured institutions, year end, for the 50 states and DC; the national value covers the same area and excludes US territories. Each value adds commercial banks and savings institutions, which the FDIC reports separately; both figures are stored with it. Credit unions are not FDIC-insured and are not included. An institution with branches in several states counts once, in its headquarters state, so the number of banks operating in a state can be higher. The series starts in 1984, when savings institutions enter the FDIC summary.

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How to cite

Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Deposit Insurance Corporation. (2026). Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state (FDIC-insured banks and savings institutions, United States, 1984 to 2025) [Data set]. Retrieved October 18, 2026, from https://banks.data.fdic.gov/bankfind-suite/historical

MLA 9

Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state, FDIC-insured banks and savings institutions, United States, 1984 to 2025. Federal Deposit Insurance Corporation, 16 Sept. 2026, https://banks.data.fdic.gov/bankfind-suite/historical. Invokely, https://invokely.ai/en/fdic-insured-banks/united-states. Accessed 18 Oct. 2026.

Chicago (author-date)

Federal Deposit Insurance Corporation. 2026. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. FDIC-insured banks and savings institutions, United States, 1984 to 2025. Dataset. Accessed October 18, 2026. https://banks.data.fdic.gov/bankfind-suite/historical. Also distributed by Invokely, https://invokely.ai/en/fdic-insured-banks/united-states.

Harvard

Federal Deposit Insurance Corporation (2026) Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state, FDIC-insured banks and savings institutions, United States, 1984 to 2025 [Dataset]. Available at: https://banks.data.fdic.gov/bankfind-suite/historical, via Invokely: https://invokely.ai/en/fdic-insured-banks/united-states (Accessed: 18 October 2026).

BibTeX
@misc{federal_fdic_insured_banks_and_2025,
  author = {{Federal Deposit Insurance Corporation}},
  title = {{Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state: FDIC-insured banks and savings institutions, United States, 1984 to 2025}},
  year = {2026},
  howpublished = {Data set},
  url = {https://banks.data.fdic.gov/bankfind-suite/historical},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/en/fdic-insured-banks/united-states. Publisher attribution: Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.},
}
RIS
TY  - DATA
AU  - Federal Deposit Insurance Corporation
TI  - Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state: FDIC-insured banks and savings institutions, United States, 1984 to 2025
PY  - 2026
DA  - 2026/09/16
PB  - Federal Deposit Insurance Corporation
DB  - Invokely
UR  - https://banks.data.fdic.gov/bankfind-suite/historical
L2  - https://invokely.ai/en/fdic-insured-banks/united-states
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/en/fdic-insured-banks/united-states.
N1  - Publisher attribution: Federal Deposit Insurance Corporation, BankFind Suite. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. https://banks.data.fdic.gov/bankfind-suite/historical. Retrieved 2026-10-18.
ER  -
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Questions

What is the FDIC-insured banks and savings institutions in United States?

FDIC-insured banks and savings institutions in the United States was 4,319 in 2025, according to FDIC. That is down 3.3% from 2024.

Where does this figure come from?

Federal Deposit Insurance Corporation. Historical summary of FDIC-insured institutions, number of institutions, commercial banks plus savings institutions, by state. Retrieved by Invokely on 2026-10-18.

What was the highest FDIC-insured banks and savings institutions in United States?

18,014 in 1985, the highest value since 1984 in this series.

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