Made a digital payment, adults in Germany

Made a digital payment, adults in Germany was 99.36% in 2021, according to the World Bank. That is the 2nd highest of 26 EU countries in 2021.

202199.36%

Rank2nd of 26EU countries ranked

Series high99.362021

Series low93.332014

Next release: Thursday, 7 October 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

Made a digital payment, adults in Germany, 2014 to 2021

%. Source: World Bank Global Findex, Global Findex: Made a digital payment (% age 15+) (g20.made). Retrieved 2026-10-12, published 2025-10-06.

All 3 values

Period	%
2021	99.36
2017	96.55
2014	93.33

Germany compared with nearby places

Under 83
83 to 93
93 to 97
97 to 98
98 and over
No data

Made a digital payment, adults, 2021, %. Germany is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Countries by made a digital payment, adults 157 places
EU countries by made a digital payment, adults 27 places

Definition

Percentage of respondents aged 15 and over who used mobile money, a debit or credit card, or a phone to pay from an account, or the internet to pay bills or make purchases, in the past 12 months. Includes bills and domestic remittances paid from a financial institution or mobile money account.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

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How to cite

World Bank, Global Findex Database. Global Findex: Made a digital payment  (% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Made a digital payment (% age 15+) (g20.made) (Made a digital payment, adults, Germany, 2014 to 2021) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Made a digital payment (% age 15+) (g20.made), Made a digital payment, adults, Germany, 2014 to 2021. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/en/made-digital-payment-adults/germany. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Made a digital payment (% age 15+) (g20.made). Made a digital payment, adults, Germany, 2014 to 2021. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/en/made-digital-payment-adults/germany.

Harvard

World Bank (2025) Global Findex: Made a digital payment (% age 15+) (g20.made), Made a digital payment, adults, Germany, 2014 to 2021 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/en/made-digital-payment-adults/germany (Accessed: 12 October 2026).

BibTeX

@misc{world_made_a_digital_payment_2021,
  author = {{World Bank}},
  title = {{Global Findex: Made a digital payment (\% age 15+) (g20.made): Made a digital payment, adults, Germany, 2014 to 2021}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/made-digital-payment-adults/germany. Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital payment (\% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Global Findex: Made a digital payment (% age 15+) (g20.made): Made a digital payment, adults, Germany, 2014 to 2021
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/en/made-digital-payment-adults/germany
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/made-digital-payment-adults/germany.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital payment (% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

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Questions

What is the made a digital payment, adults in Germany?

Made a digital payment, adults in Germany was 99.36% in 2021, according to the World Bank. That is the 2nd highest of 26 EU countries in 2021.

Where does this figure come from?

World Bank. Global Findex: Made a digital payment (% age 15+) (g20.made). Retrieved by Invokely on 2026-10-12.

What was the highest made a digital payment, adults in Germany?

99.36% in 2021, the highest value since 2014 in this series.

Made a digital payment, adults elsewhere in European Union (27)

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