Made a digital payment, adults

Percentage of respondents aged 15 and over who used mobile money, a debit or credit card, or a phone to pay from an account, or the internet to pay bills or make purchases, in the past 12 months. Includes bills and domestic remittances paid from a financial institution or mobile money account.

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Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Key facts

Figures last updated on 2026-10-12.

Rankings

Countries by made a digital payment, adults, 2017

Top 15. Source: World Bank.

Norway: 98.88 %Norway98.88Denmark: 98.49 %Denmark98.49Finland: 98.15 %Finland98.15Sweden: 97.51 %Sweden97.51Canada: 97.03 %Canada97.03Netherlands: 96.92 %Netherlands96.92Luxembourg: 96.84 %Luxembourg96.84Germany: 96.55 %Germany96.55Belgium: 96.33 %Belgium96.33New Zealand: 96.12 %New Zealand96.12Switzerland: 95.22 %Switzerland95.22Estonia: 94.37 %Estonia94.37United Kingdom: 94.16 %United Kingdom94.16Australia: 93.58 %Australia93.58Austria: 93.52 %Austria93.52Norway: 98.88 %Norway98.88Denmark: 98.49 %Denmark98.49Finland: 98.15 %Finland98.15Sweden: 97.51 %Sweden97.51Canada: 97.03 %Canada97.03Netherlands: 96.92 %Netherlands96.92Luxembourg: 96.84 %Luxembourg96.84Germany: 96.55 %Germany96.55Belgium: 96.33 %Belgium96.33New Zealand: 96.12 %New Zealand96.12Switzerland: 95.22 %Switzerland95.22Estonia: 94.37 %Estonia94.37United Kingdom: 94.16 %United Kingdom94.16Australia: 93.58 %Australia93.58Austria: 93.52 %Austria93.52
%. Source: World Bank Global Findex, Global Findex: Made a digital payment (% age 15+) (g20.made). Retrieved 2026-10-12.

Full ranking of countries

Places with data

Published for countries.

Countries

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