Data / Household extended credit card rate / Luxembourg

Household extended credit card rate in Luxembourg

Household extended credit card rate in Luxembourg was 15.83% in December 2022, according to the European Central Bank. That is down 0.47 pts from December 2021.

December 202215.83%
Change on December 2021-0.47 pts
Series high21.7July 2010
Series low15.57May 2022
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Household extended credit card rate in Luxembourg, July 2010 to December 2022

14161820222010-072013-032015-022016-102018-062020-022022-122010-07: 21.7 %2010-08: 21.41 %2010-09: 21.43 %2010-10: 21.64 %2010-11: 21.47 %2010-12: 21.51 %2011-01: 21.49 %2011-02: 21.65 %2011-03: 21.22 %2011-04: 21.53 %2011-05: 18.64 %2011-06: 18.91 %2011-07: 19.11 %2012-07: 17.95 %2012-08: 17.84 %2012-09: 18.37 %2012-10: 18.49 %2012-11: 18.54 %2012-12: 18.48 %2013-01: 18.44 %2013-03: 18.36 %2013-04: 18.5 %2013-05: 18.32 %2013-07: 18.19 %2013-08: 18.17 %2013-09: 18.26 %2013-10: 18.22 %2013-11: 18.21 %2013-12: 18.24 %2014-01: 18.15 %2014-02: 18.28 %2014-03: 18.04 %2014-05: 18.01 %2014-06: 18.2 %2014-08: 17.88 %2014-09: 17.99 %2014-10: 18.03 %2014-11: 18.1 %2014-12: 17.9 %2015-01: 17.88 %2015-02: 18.08 %2015-03: 17.84 %2015-04: 17.93 %2015-05: 17.81 %2015-06: 18.01 %2015-07: 17.75 %2015-08: 17.79 %2015-09: 17.86 %2015-10: 17.84 %2015-11: 17.91 %2015-12: 17.77 %2016-01: 17.99 %2016-02: 18.07 %2016-03: 17.78 %2016-04: 17.7 %2016-05: 17.75 %2016-06: 17.75 %2016-07: 17.57 %2016-08: 17.68 %2016-09: 17.65 %2016-10: 17.58 %2016-11: 17.65 %2016-12: 17.51 %2017-01: 17.58 %2017-02: 17.75 %2017-03: 17.54 %2017-04: 17.65 %2017-05: 17.06 %2017-06: 17.03 %2017-07: 16.92 %2017-08: 16.99 %2017-09: 17.01 %2017-10: 17.09 %2017-11: 17.27 %2017-12: 16.97 %2018-01: 17.29 %2018-02: 17.43 %2018-03: 17.21 %2018-04: 17.15 %2018-05: 17.2 %2018-06: 17.06 %2018-07: 17.05 %2018-08: 17.09 %2018-09: 17.24 %2018-10: 17.46 %2018-11: 17.53 %2018-12: 17.26 %2019-01: 17.16 %2019-02: 17.58 %2019-03: 17.47 %2019-04: 17.66 %2019-05: 17.65 %2019-06: 17.58 %2019-07: 17.17 %2019-08: 17.53 %2019-09: 17.52 %2019-10: 17.85 %2019-11: 17.66 %2019-12: 17.72 %2020-01: 16.23 %2020-02: 17.68 %2020-03: 16.36 %2020-04: 16.42 %2020-05: 16.43 %2020-06: 16.43 %2020-07: 16.44 %2020-08: 16.44 %2020-09: 16.44 %2020-10: 16.44 %2020-11: 16.35 %2020-12: 16.28 %2021-01: 16.29 %2021-02: 16.23 %2021-03: 16.15 %2021-04: 16.07 %2021-05: 16.02 %2021-06: 15.96 %2021-07: 15.93 %2021-08: 15.88 %2021-09: 15.93 %2021-10: 15.79 %2021-11: 16.02 %2021-12: 16.3 %2022-01: 15.93 %2022-02: 15.85 %2022-03: 15.68 %2022-04: 15.78 %2022-05: 15.57 %2022-06: 15.76 %2022-07: 15.58 %2022-08: 15.8 %2022-09: 15.8 %2022-10: 15.75 %2022-11: 15.78 %2022-12: 15.83 %14161820222010-072015-072019-042022-122022-12: 15.83 %
%. Source: ECB, ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 135 values
Period%
2022-1215.83
2022-1115.78
2022-1015.75
2022-0915.8
2022-0815.8
2022-0715.58
2022-0615.76
2022-0515.57
2022-0415.78
2022-0315.68
2022-0215.85
2022-0115.93
2021-1216.3
2021-1116.02
2021-1015.79
2021-0915.93
2021-0815.88
2021-0715.93
2021-0615.96
2021-0516.02
2021-0416.07
2021-0316.15
2021-0216.23
2021-0116.29
2020-1216.28
2020-1116.35
2020-1016.44
2020-0916.44
2020-0816.44
2020-0716.44
2020-0616.43
2020-0516.43
2020-0416.42
2020-0316.36
2020-0217.68
2020-0116.23
2019-1217.72
2019-1117.66
2019-1017.85
2019-0917.52
2019-0817.53
2019-0717.17
2019-0617.58
2019-0517.65
2019-0417.66
2019-0317.47
2019-0217.58
2019-0117.16
2018-1217.26
2018-1117.53
2018-1017.46
2018-0917.24
2018-0817.09
2018-0717.05
2018-0617.06
2018-0517.2
2018-0417.15
2018-0317.21
2018-0217.43
2018-0117.29
2017-1216.97
2017-1117.27
2017-1017.09
2017-0917.01
2017-0816.99
2017-0716.92
2017-0617.03
2017-0517.06
2017-0417.65
2017-0317.54
2017-0217.75
2017-0117.58
2016-1217.51
2016-1117.65
2016-1017.58
2016-0917.65
2016-0817.68
2016-0717.57
2016-0617.75
2016-0517.75
2016-0417.7
2016-0317.78
2016-0218.07
2016-0117.99
2015-1217.77
2015-1117.91
2015-1017.84
2015-0917.86
2015-0817.79
2015-0717.75
2015-0618.01
2015-0517.81
2015-0417.93
2015-0317.84
2015-0218.08
2015-0117.88
2014-1217.9
2014-1118.1
2014-1018.03
2014-0917.99
2014-0817.88
2014-0618.2
2014-0518.01
2014-0318.04
2014-0218.28
2014-0118.15
2013-1218.24
2013-1118.21
2013-1018.22
2013-0918.26
2013-0818.17
2013-0718.19
2013-0518.32
2013-0418.5
2013-0318.36
2013-0118.44
2012-1218.48
2012-1118.54
2012-1018.49
2012-0918.37
2012-0817.84
2012-0717.95
2011-0719.11
2011-0618.91
2011-0518.64
2011-0421.53
2011-0321.22
2011-0221.65
2011-0121.49
2010-1221.51
2010-1121.47
2010-1021.64
2010-0921.43
2010-0821.41
2010-0721.7

Luxembourg compared with nearby places

Belgium: 10.94 %Bulgaria: 17.18 %Cyprus: 11.64 %Germany: 15.55 %Estonia: 20.05 %Spain: 17.99 %Finland: 11.41 %Greece: 16.31 %Croatia: 0 %Italy: 14.76 %Lithuania: 18.55 %Luxembourg: 15.83 %Latvia: 19.21 %Malta: 8.06 %Portugal: 16.85 %Slovenia: 7.93 %Slovakia: 21.91 %
  • Under 11
  • 11 to 15
  • 15 to 17
  • 17 to 18
  • 18 and over
  • No data
Household extended credit card rate, December 2022, %. Luxembourg is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Annualised interest rate reported monthly on euro extended credit card debt owed by households, where the card balance is carried beyond the interest-free period.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N) (Household extended credit card rate, Luxembourg, 2010-07 to 2022-12) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Luxembourg, 2010-07 to 2022-12. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-extended-credit-card-rate/luxembourg. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Household extended credit card rate, Luxembourg, 2010-07 to 2022-12. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-extended-credit-card-rate/luxembourg.

Harvard

European Central Bank (no date) ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Luxembourg, 2010-07 to 2022-12 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-extended-credit-card-rate/luxembourg (Accessed: 12 October 2026).

BibTeX
@misc{european_household_extended_credit_card_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Luxembourg, 2010-07 to 2022-12}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/luxembourg. Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Luxembourg, 2010-07 to 2022-12
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/household-extended-credit-card-rate/luxembourg
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/luxembourg.
N1  - Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the household extended credit card rate in Luxembourg?

Household extended credit card rate in Luxembourg was 15.83% in December 2022, according to the European Central Bank. That is down 0.47 pts from December 2021.

Where does this figure come from?

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest household extended credit card rate in Luxembourg?

21.7% in July 2010, the highest value since July 2010 in this series.

Household extended credit card rate elsewhere in European Union (27)

Related statistics for Luxembourg

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