Data / Household extended credit card rate / Croatia

Household extended credit card rate in Croatia

Household extended credit card rate in Croatia was 3.56% in August 2026, according to the European Central Bank. That is down 0.33 pts from August 2025. That is the 16th highest of 17 EU countries in August 2026.

August 20263.56%
Change on August 2025-0.33 pts
Rank16th of 17EU countries ranked
Series high4.8February 2023
Series low0December 2011
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Household extended credit card rate in Croatia, December 2011 to August 2026

0123452011-122014-022016-042018-062020-082022-102024-122026-082026-08: 3.56 %02462011-122016-112021-102026-082026-08: 3.56 %
%. Source: ECB, ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 177 values
Period%
2026-083.56
2026-073.49
2026-063.48
2026-053.46
2026-043.45
2026-033.45
2026-023.46
2026-013.87
2025-123.83
2025-113.85
2025-103.87
2025-093.89
2025-083.89
2025-073.85
2025-063.87
2025-053.87
2025-043.88
2025-033.9
2025-023.89
2025-013.85
2024-123.82
2024-113.82
2024-103.88
2024-094.74
2024-084.75
2024-074.73
2024-064.74
2024-054.74
2024-044.54
2024-034.56
2024-024.58
2024-014.58
2023-124.56
2023-114.57
2023-104.62
2023-094.66
2023-084.68
2023-074.67
2023-064.67
2023-054.69
2023-044.72
2023-034.74
2023-024.8
2023-014.79
2022-120
2022-110
2022-100
2022-090
2022-080
2022-070
2022-060
2022-050
2022-040
2022-030
2022-020
2022-010
2021-120
2021-110
2021-100
2021-090
2021-080
2021-070
2021-060
2021-050
2021-040
2021-030
2021-020
2021-010
2020-120
2020-110
2020-100
2020-090
2020-080
2020-070
2020-060
2020-050
2020-040
2020-030
2020-020
2020-010
2019-120
2019-110
2019-100
2019-090
2019-080
2019-070
2019-060
2019-050
2019-040
2019-030
2019-020
2019-010
2018-120
2018-110
2018-100
2018-090
2018-080
2018-070
2018-060
2018-050
2018-040
2018-030
2018-020
2018-010
2017-120
2017-110
2017-100
2017-090
2017-080
2017-070
2017-060
2017-050
2017-040
2017-030
2017-020
2017-010
2016-120
2016-110
2016-100
2016-090
2016-080
2016-070
2016-060
2016-050
2016-040
2016-030
2016-020
2016-010
2015-120
2015-110
2015-100
2015-090
2015-080
2015-070
2015-060
2015-050
2015-040
2015-030
2015-020
2015-010
2014-120
2014-110
2014-100
2014-090
2014-080
2014-070
2014-060
2014-050
2014-040
2014-030
2014-020
2014-010
2013-120
2013-110
2013-100
2013-090
2013-080
2013-070
2013-060
2013-050
2013-040
2013-030
2013-020
2013-010
2012-120
2012-110
2012-100
2012-090
2012-080
2012-070
2012-060
2012-050
2012-040
2012-030
2012-020
2012-010
2011-120

Croatia compared with nearby places

Belgium: 11.97 %Bulgaria: 21.55 %Cyprus: 11.84 %Germany: 17.52 %Estonia: 18.93 %Spain: 18.26 %Finland: 12.29 %France: 0 %Greece: 16.87 %Croatia: 3.56 %Italy: 14.72 %Lithuania: 16.28 %Latvia: 17.82 %Malta: 7.72 %Portugal: 16.07 %Slovenia: 10.48 %Slovakia: 18.95 %
  • Under 11
  • 11 to 13
  • 13 to 17
  • 17 to 18
  • 18 and over
  • No data
Household extended credit card rate, August 2026, %. Croatia is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Annualised interest rate reported monthly on euro extended credit card debt owed by households, where the card balance is carried beyond the interest-free period.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N) (Household extended credit card rate, Croatia, 2011-12 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Croatia, 2011-12 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-extended-credit-card-rate/croatia. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Household extended credit card rate, Croatia, 2011-12 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-extended-credit-card-rate/croatia.

Harvard

European Central Bank (no date) ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Croatia, 2011-12 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-extended-credit-card-rate/croatia (Accessed: 12 October 2026).

BibTeX
@misc{european_household_extended_credit_card_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Croatia, 2011-12 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/croatia. Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Croatia, 2011-12 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/household-extended-credit-card-rate/croatia
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/croatia.
N1  - Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the household extended credit card rate in Croatia?

Household extended credit card rate in Croatia was 3.56% in August 2026, according to the European Central Bank. That is down 0.33 pts from August 2025. That is the 16th highest of 17 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest household extended credit card rate in Croatia?

4.8% in February 2023, the highest value since December 2011 in this series.

Household extended credit card rate elsewhere in European Union (27)

Related statistics for Croatia

All statistics for Croatia | Croatia in figures