Data / Household extended credit card rate / Malta

Household extended credit card rate in Malta

Household extended credit card rate in Malta was 7.72% in August 2026, according to the European Central Bank. That is down 0.34 pts from August 2025. That is the 15th highest of 17 EU countries in August 2026.

August 20267.72%
Change on August 2025-0.34 pts
Rank15th of 17EU countries ranked
Series high8.55March 2019
Series low7.72August 2026
Get an email when a new figure is out or this one is revised.
Keep it in a collection in your library.

Household extended credit card rate in Malta, June 2010 to August 2026

7.67.888.28.48.62010-062012-102015-022017-062019-102022-022024-062026-082026-08: 7.72 %7.57.7588.258.58.752010-062015-112021-042026-082026-08: 7.72 %
%. Source: ECB, ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 195 values
Period%
2026-087.72
2026-077.74
2026-068.12
2026-058.08
2026-048.08
2026-038.04
2026-028.02
2026-018.05
2025-128.08
2025-118.05
2025-108.05
2025-098.05
2025-088.06
2025-078.06
2025-068.06
2025-058.05
2025-048.05
2025-038.02
2025-028.02
2025-018.28
2024-128.31
2024-118.3
2024-108.29
2024-098.29
2024-088.29
2024-078.3
2024-068.05
2024-058.05
2024-048.05
2024-038.04
2024-028.05
2024-018.04
2023-128.07
2023-118.07
2023-108.04
2023-098.06
2023-088.06
2023-078.06
2023-068.06
2023-058.04
2023-048.03
2023-038.03
2023-028.02
2023-018.05
2022-128.06
2022-118.05
2022-108.03
2022-098.05
2022-088.05
2022-078.05
2022-068.05
2022-058.04
2022-048.05
2022-038.02
2022-027.99
2022-017.97
2021-128
2021-117.99
2021-107.99
2021-098
2021-088.01
2021-078
2021-068
2021-058
2021-047.99
2021-037.98
2021-027.98
2021-017.98
2020-128
2020-118
2020-108.01
2020-098.01
2020-088.01
2020-078
2020-068.01
2020-057.98
2020-047.97
2020-037.96
2020-027.96
2020-017.96
2019-127.98
2019-117.98
2019-107.97
2019-097.98
2019-087.99
2019-078.13
2019-068.14
2019-058.04
2019-048.04
2019-038.55
2019-028.02
2019-018.03
2018-128.05
2018-118.19
2018-108.2
2018-098.21
2018-088.22
2018-078.21
2018-068.16
2018-058.2
2018-048.21
2018-038.2
2018-028.15
2018-018.2
2017-128.23
2017-118.23
2017-108.21
2017-098.22
2017-088.22
2017-078.22
2017-068.21
2017-058.2
2017-048.27
2017-038.2
2017-028.16
2017-018.19
2016-128.23
2016-118.22
2016-108.21
2016-098.2
2016-088.19
2016-078.19
2016-068.21
2016-058.19
2016-048.21
2016-038.2
2016-028.21
2016-018.21
2015-128.21
2015-118.22
2015-108.21
2015-098.21
2015-088.21
2015-078.21
2015-068.23
2015-058.19
2015-048.12
2015-038.14
2015-028.17
2015-018.18
2014-128.2
2014-118.22
2014-108.24
2014-098.25
2014-088.24
2014-078.02
2014-068.22
2014-058.2
2014-048.24
2014-038.36
2014-028.37
2014-018.37
2013-128.48
2013-118.48
2013-108.49
2013-098.49
2013-088.48
2013-078.49
2013-068.49
2013-058.47
2013-048.48
2013-038.48
2013-028.46
2013-018.47
2012-128.49
2012-118.49
2012-108.44
2012-098.5
2012-088.5
2012-078.5
2012-068.5
2012-058.51
2012-048.51
2012-038.51
2012-028.51
2012-018.5
2011-128.51
2011-118.52
2011-108.51
2011-098.52
2011-088.52
2011-078.5
2011-068.5
2011-058.5
2011-048.5
2011-038.5
2011-028.5
2011-018.5
2010-128.51
2010-118.52
2010-108.51
2010-098.53
2010-088.48
2010-078.49
2010-068.06

Malta compared with nearby places

Belgium: 11.97 %Bulgaria: 21.55 %Cyprus: 11.84 %Germany: 17.52 %Estonia: 18.93 %Spain: 18.26 %Finland: 12.29 %France: 0 %Greece: 16.87 %Croatia: 3.56 %Italy: 14.72 %Lithuania: 16.28 %Latvia: 17.82 %Malta: 7.72 %Portugal: 16.07 %Slovenia: 10.48 %Slovakia: 18.95 %
  • Under 11
  • 11 to 13
  • 13 to 17
  • 17 to 18
  • 18 and over
  • No data
Household extended credit card rate, August 2026, %. Malta is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Annualised interest rate reported monthly on euro extended credit card debt owed by households, where the card balance is carried beyond the interest-free period.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Report a problem with this figure

How to cite

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N) (Household extended credit card rate, Malta, 2010-06 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Malta, 2010-06 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-extended-credit-card-rate/malta. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Household extended credit card rate, Malta, 2010-06 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-extended-credit-card-rate/malta.

Harvard

European Central Bank (no date) ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N), Household extended credit card rate, Malta, 2010-06 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-extended-credit-card-rate/malta (Accessed: 12 October 2026).

BibTeX
@misc{european_household_extended_credit_card_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Malta, 2010-06 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/malta. Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N): Household extended credit card rate, Malta, 2010-06 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/household-extended-credit-card-rate/malta
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-extended-credit-card-rate/malta.
N1  - Publisher attribution: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

What is the latest household extended credit card rate in Malta? Cite the source.
get_value {"indicator":"ecb_household_credit_card_rate","place":"mt"}
GET https://invokely.ai/api/v1/value?indicator=ecb_household_credit_card_rate&place=mt

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

What is the household extended credit card rate in Malta?

Household extended credit card rate in Malta was 7.72% in August 2026, according to the European Central Bank. That is down 0.34 pts from August 2025. That is the 15th highest of 17 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest household extended credit card rate in Malta?

8.55% in March 2019, the highest value since June 2010 in this series.

Household extended credit card rate elsewhere in European Union (27)

Related statistics for Malta

All statistics for Malta | Malta in figures