Debit card ownership, adults in Germany

Debit card ownership, adults in Germany was 94.77% in 2024, according to the World Bank. That is the 9th highest of 26 EU countries in 2024.

202494.77%

Rank9th of 26EU countries ranked

Series high94.772024

Series low88.022011

Next release: Thursday, 7 October 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

Debit card ownership, adults in Germany, 2011 to 2024

%. Source: World Bank Global Findex, Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Retrieved 2026-10-12, published 2025-10-06.

All 5 values

Period	%
2024	94.77
2021	94.01
2017	90.64
2014	91.97
2011	88.02

Germany compared with nearby places

Under 83
83 to 88
88 to 93
93 to 96
96 and over
No data

Debit card ownership, adults, 2024, %. Germany is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Countries by debit card ownership, adults 161 places
EU countries by debit card ownership, adults 27 places

Definition

Percentage of respondents aged 15 and over who report having an ATM or debit card.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Report a problem with this figure

How to cite

World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Owns a debit card (% age 15+) (fin2.t.d) (Debit card ownership, adults, Germany, 2011 to 2024) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Owns a debit card (% age 15+) (fin2.t.d), Debit card ownership, adults, Germany, 2011 to 2024. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/en/debit-card-ownership-adults/germany. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Debit card ownership, adults, Germany, 2011 to 2024. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/en/debit-card-ownership-adults/germany.

Harvard

World Bank (2025) Global Findex: Owns a debit card (% age 15+) (fin2.t.d), Debit card ownership, adults, Germany, 2011 to 2024 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/en/debit-card-ownership-adults/germany (Accessed: 12 October 2026).

BibTeX

@misc{world_debit_card_ownership_adults_2024,
  author = {{World Bank}},
  title = {{Global Findex: Owns a debit card (\% age 15+) (fin2.t.d): Debit card ownership, adults, Germany, 2011 to 2024}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/debit-card-ownership-adults/germany. Publisher attribution: World Bank, Global Findex Database. Global Findex: Owns a debit card (\% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Global Findex: Owns a debit card (% age 15+) (fin2.t.d): Debit card ownership, adults, Germany, 2011 to 2024
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/en/debit-card-ownership-adults/germany
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/debit-card-ownership-adults/germany.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/debit-card-ownership-adults/germany" width="760" height="440" title="Debit card ownership, adults, Germany, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

What is the latest debit card ownership, adults in Germany? Cite the source.

get_value {"indicator":"debit_card_ownership_adults","place":"de"}
GET https://invokely.ai/api/v1/value?indicator=debit_card_ownership_adults&place=de

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

What is the debit card ownership, adults in Germany?

Debit card ownership, adults in Germany was 94.77% in 2024, according to the World Bank. That is the 9th highest of 26 EU countries in 2024.

Where does this figure come from?

World Bank. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Retrieved by Invokely on 2026-10-12.

What was the highest debit card ownership, adults in Germany?

94.77% in 2024, the highest value since 2011 in this series.

Debit card ownership, adults elsewhere in European Union (27)

Related statistics for Germany

All statistics for Germany | Germany in figures