Debit card ownership, adults

Percentage of respondents aged 15 and over who report having an ATM or debit card.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Key facts

Figures last updated on 2026-10-12.

Rankings

Countries by debit card ownership, adults, 2024

Top 15. Source: World Bank.

Finland: 98.89 %Finland98.89Sweden: 97.85 %Sweden97.85Denmark: 97.32 %Denmark97.32Netherlands: 97.2 %Netherlands97.2Belgium: 96.44 %Belgium96.44Norway: 96.04 %Norway96.04Slovenia: 95.77 %Slovenia95.77United Kingdom: 95.65 %United Kingdom95.65Austria: 95.53 %Austria95.53Estonia: 95.41 %Estonia95.41Singapore: 94.98 %Singapore94.98Germany: 94.77 %Germany94.77Canada: 94.49 %Canada94.49Ireland: 94.15 %Ireland94.15Iceland: 94.14 %Iceland94.14
%. Source: World Bank Global Findex, Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Retrieved 2026-10-12.

Full ranking of countries

Places with data

Published for countries.

Countries

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