EU countries by received a digital payment, adults

Sweden had the highest received a digital payment, adults of 27 EU countries in 2017, at 87.51%. Romania had the lowest, at 41.06%. The median was 68.3%. Source: the World Bank.

Highest87.51Sweden

Lowest41.06Romania

Median68.327 EU countries

Map of EU countries, 2017

Under 59
59 to 67
67 to 73
73 to 77
77 and over

%, 2017. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Boundaries: Natural Earth (public domain).

All EU countries, 2017

%. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2017 (%)
1	Sweden	87.51
2	Estonia	86.71
3	Latvia	84.71
4	Denmark	83.57
5	Slovenia	77.88
6	Netherlands	76.73
7	Luxembourg	76.45
8	Finland	75.8
9	Austria	75.32
10	Germany	73.9
11	Slovakia	72.98
12	Belgium	72.45
13	Croatia	70.91
14	France	68.3
15	Czechia	68.05
16	Malta	67.75
17	Lithuania	67.22
18	Ireland	66.43
19	Poland	61.5
20	Greece	60.06
21	Cyprus	59.42
22	Bulgaria	58.3
23	Portugal	57.75
24	Spain	55.64
25	Hungary	54.39
26	Italy	53.93
27	Romania	41.06

Other periods

2021
2017
2014

About this ranking

Percentage of respondents aged 15 and over who received a payment into a financial institution or mobile money account in the past 12 months, including remittances, agricultural payments, government transfers, wages or public pensions.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Received digital payments  (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Received digital payments (% age 15+) (g20.received) (EU countries by received a digital payment, adults, 2017) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Received digital payments (% age 15+) (g20.received), EU countries by received a digital payment, adults, 2017. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Received digital payments (% age 15+) (g20.received). EU countries by received a digital payment, adults, 2017. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017.

Harvard

World Bank (2025) Global Findex: Received digital payments (% age 15+) (g20.received), EU countries by received a digital payment, adults, 2017 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017 (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_received_2017,
  author = {{World Bank}},
  title = {{Global Findex: Received digital payments (\% age 15+) (g20.received): EU countries by received a digital payment, adults, 2017}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017. Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (\% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Global Findex: Received digital payments (% age 15+) (g20.received): EU countries by received a digital payment, adults, 2017
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/eu-countries?period=2017.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/received-digital-payment-adults/eu-countries?period=2017" width="760" height="500" title="EU countries by received a digital payment, adults, 2017, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by received a digital payment, adults using official data, and cite the source.

rank_places {"indicator":"received_digital_payment_adults","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=received_digital_payment_adults&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest received a digital payment, adults?

Sweden, with 87.51% in 2017, according to the World Bank.

Which EU country has the lowest received a digital payment, adults?

Romania, with 41.06% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12.

Received a digital payment, adults: other rankings

Countries