Countries by received a digital payment, adults, 2017

Norway had the highest received a digital payment, adults of 144 countries in 2017, at 89.86%. Myanmar had the lowest, at 5.66%. The median was 35.49%. Source: the World Bank.

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Highest89.86Norway
Lowest5.66Myanmar
Median35.49144 countries

Map of countries, 2017

United Arab Emirates: 67.41 %Afghanistan: 9.04 %Albania: 22.25 %Armenia: 27.42 %Argentina: 27.02 %Austria: 75.32 %Australia: 79.32 %Azerbaijan: 21.86 %Bosnia and Herzegovina: 41.31 %Bangladesh: 15.6 %Belgium: 72.45 %Burkina Faso: 27.35 %Bulgaria: 58.3 %Benin: 16.22 %Bolivia: 21.17 %Brazil: 38.84 %Botswana: 29.72 %Belarus: 73.36 %Canada: 78.37 %Democratic Republic of the Congo: 12.01 %Central African Republic: 6.23 %Republic of the Congo: 10.9 %Switzerland: 67.45 %Côte d’Ivoire: 23.86 %Chile: 45.52 %Cameroon: 18.64 %China: 35.23 %Colombia: 24.54 %Costa Rica: 41.38 %Cyprus: 59.42 %Czechia: 68.05 %Germany: 73.9 %Denmark: 83.57 %Dominican Republic: 30.27 %Algeria: 17.31 %Ecuador: 19.55 %Estonia: 86.71 %Egypt: 21.05 %Spain: 55.64 %Ethiopia: 8.58 %Finland: 75.8 %France: 68.3 %Gabon: 38.09 %United Kingdom: 75.51 %Georgia: 46.11 %Ghana: 35.76 %Gambia: 12.94 %Guinea: 12.69 %Greece: 60.06 %Guatemala: 15.58 %Hong Kong: 57.2 %Honduras: 20.14 %Croatia: 70.91 %Haiti: 18.61 %Hungary: 54.39 %Indonesia: 21.4 %Ireland: 66.43 %Israel: 79.35 %India: 16.46 %Iraq: 10.72 %Iran: 65.18 %Italy: 53.93 %Jordan: 25.63 %Japan: 79.8 %Kenya: 60.86 %Kyrgyzstan: 22.56 %Cambodia: 6.51 %South Korea: 61.03 %Kuwait: 58.52 %Kazakhstan: 43.39 %Laos: 9.64 %Lebanon: 18.6 %Sri Lanka: 21.59 %Liberia: 17.71 %Lesotho: 24.99 %Lithuania: 67.22 %Luxembourg: 76.45 %Latvia: 84.71 %Libya: 18.01 %Moldova: 33.3 %Montenegro: 49 %Madagascar: 9.07 %North Macedonia: 51.97 %Mali: 17.75 %Myanmar: 5.66 %Mongolia: 61.16 %Mauritania: 11.88 %Mauritius: 50.32 %Malawi: 18.85 %Mexico: 20.92 %Malaysia: 44.34 %Mozambique: 23.32 %Namibia: 60.07 %Niger: 8.62 %Nigeria: 22.84 %Nicaragua: 16.08 %Netherlands: 76.73 %Norway: 89.86 %Nepal: 11.08 %New Zealand: 81.72 %Panama: 21.19 %Peru: 23.53 %Philippines: 20.13 %Pakistan: 8.51 %Poland: 61.5 %Palestine: 8.91 %Portugal: 57.75 %Paraguay: 28.18 %Romania: 41.06 %Serbia: 57.05 %Russia: 55.79 %Rwanda: 27.8 %Saudi Arabia: 33.97 %Sweden: 87.51 %Singapore: 69.35 %Slovenia: 77.88 %Slovakia: 72.98 %Sierra Leone: 12.04 %Senegal: 26.94 %South Sudan: 5.81 %El Salvador: 14.74 %Chad: 13.6 %Togo: 18.24 %Thailand: 47.93 %Tajikistan: 28.45 %Turkmenistan: 31.63 %Tunisia: 21.62 %Türkiye: 49.15 %Trinidad and Tobago: 46.06 %Taiwan: 51.96 %Tanzania: 29.05 %Ukraine: 52.33 %Uganda: 39.67 %United States: 64.98 %Uruguay: 38.74 %Uzbekistan: 25.82 %Venezuela: 46.32 %Vietnam: 14.92 %South Africa: 48.82 %Zambia: 28.79 %Zimbabwe: 39.19 %
  • Under 16
  • 16 to 22
  • 22 to 34
  • 34 to 52
  • 52 to 68
  • 68 and over
  • No data
%, 2017. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Boundaries: Natural Earth (public domain).

Top 40 countries, 2017

Norway: 89.86 %Norway89.86Sweden: 87.51 %Sweden87.51Estonia: 86.71 %Estonia86.71Latvia: 84.71 %Latvia84.71Denmark: 83.57 %Denmark83.57New Zealand: 81.72 %New Zealand81.72Japan: 79.8 %Japan79.8Israel: 79.35 %Israel79.35Australia: 79.32 %Australia79.32Canada: 78.37 %Canada78.37Slovenia: 77.88 %Slovenia77.88Netherlands: 76.73 %Netherlands76.73Luxembourg: 76.45 %Luxembourg76.45Finland: 75.8 %Finland75.8United Kingdom: 75.51 %United Kingdom75.51Austria: 75.32 %Austria75.32Germany: 73.9 %Germany73.9Belarus: 73.36 %Belarus73.36Slovakia: 72.98 %Slovakia72.98Belgium: 72.45 %Belgium72.45Croatia: 70.91 %Croatia70.91Singapore: 69.35 %Singapore69.35France: 68.3 %France68.3Czechia: 68.05 %Czechia68.05Malta: 67.75 %Malta67.75Switzerland: 67.45 %Switzerland67.45United Arab Emirates: 67.41 %United Arab Emirates67.41Lithuania: 67.22 %Lithuania67.22Ireland: 66.43 %Ireland66.43Iran: 65.18 %Iran65.18United States: 64.98 %United States64.98Poland: 61.5 %Poland61.5Mongolia: 61.16 %Mongolia61.16South Korea: 61.03 %South Korea61.03Kenya: 60.86 %Kenya60.86Namibia: 60.07 %Namibia60.07Greece: 60.06 %Greece60.06Cyprus: 59.42 %Cyprus59.42Bahrain: 59.42 %Bahrain59.42Kuwait: 58.52 %Kuwait58.52Norway: 89.86 %Norway89.86Sweden: 87.51 %Sweden87.51Estonia: 86.71 %Estonia86.71Latvia: 84.71 %Latvia84.71Denmark: 83.57 %Denmark83.57New Zealand: 81.72 %New Zealand81.72Japan: 79.8 %Japan79.8Israel: 79.35 %Israel79.35Australia: 79.32 %Australia79.32Canada: 78.37 %Canada78.37Slovenia: 77.88 %Slovenia77.88Netherlands: 76.73 %Netherlands76.73Luxembourg: 76.45 %Luxembourg76.45Finland: 75.8 %Finland75.8United Kingdom: 75.51 %United Kingdom75.51Austria: 75.32 %Austria75.32Germany: 73.9 %Germany73.9Belarus: 73.36 %Belarus73.36Slovakia: 72.98 %Slovakia72.98Belgium: 72.45 %Belgium72.45Croatia: 70.91 %Croatia70.91Singapore: 69.35 %Singapore69.35France: 68.3 %France68.3Czechia: 68.05 %Czechia68.05Malta: 67.75 %Malta67.75Switzerland: 67.45 %Switzerland67.45United Arab Emirates: 67.41 %United Arab Emirates67.41Lithuania: 67.22 %Lithuania67.22Ireland: 66.43 %Ireland66.43Iran: 65.18 %Iran65.18United States: 64.98 %United States64.98Poland: 61.5 %Poland61.5Mongolia: 61.16 %Mongolia61.16South Korea: 61.03 %South Korea61.03Kenya: 60.86 %Kenya60.86Namibia: 60.07 %Namibia60.07Greece: 60.06 %Greece60.06Cyprus: 59.42 %Cyprus59.42Bahrain: 59.42 %Bahrain59.42Kuwait: 58.52 %Kuwait58.52
%. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12.

Full ranking

RankCountries2017 (%)
1Norway89.86
2Sweden87.51
3Estonia86.71
4Latvia84.71
5Denmark83.57
6New Zealand81.72
7Japan79.8
8Israel79.35
9Australia79.32
10Canada78.37
11Slovenia77.88
12Netherlands76.73
13Luxembourg76.45
14Finland75.8
15United Kingdom75.51
16Austria75.32
17Germany73.9
18Belarus73.36
19Slovakia72.98
20Belgium72.45
21Croatia70.91
22Singapore69.35
23France68.3
24Czechia68.05
25Malta67.75
26Switzerland67.45
27United Arab Emirates67.41
28Lithuania67.22
29Ireland66.43
30Iran65.18
31United States64.98
32Poland61.5
33Mongolia61.16
34South Korea61.03
35Kenya60.86
36Namibia60.07
37Greece60.06
38Cyprus59.42
39Bahrain59.42
40Kuwait58.52
41Bulgaria58.3
42Portugal57.75
43Hong Kong57.2
44Serbia57.05
45Russia55.79
46Spain55.64
47Hungary54.39
48Italy53.93
49Ukraine52.33
50North Macedonia51.97
51Taiwan51.96
52Mauritius50.32
53Maldives49.86
54Türkiye49.15
55Montenegro49
56South Africa48.82
57Thailand47.93
58Venezuela46.32
59Georgia46.11
60Trinidad and Tobago46.06
61Chile45.52
62Malaysia44.34
63Kazakhstan43.39
64Costa Rica41.38
65Bosnia and Herzegovina41.31
66Romania41.06
67Uganda39.67
68Zimbabwe39.19
69Brazil38.84
70Uruguay38.74
71Gabon38.09
72Ghana35.76
73China35.23
74Saudi Arabia33.97
75Moldova33.3
76Turkmenistan31.63
77Dominican Republic30.27
78Botswana29.72
79Tanzania29.05
80Zambia28.79
81Tajikistan28.45
82Paraguay28.18
83Rwanda27.8
84Armenia27.42
85Burkina Faso27.35
86Argentina27.02
87Senegal26.94
88Uzbekistan25.82
89Jordan25.63
90Lesotho24.99
91Colombia24.54
92Côte d’Ivoire23.86
93Peru23.53
94Mozambique23.32
95Nigeria22.84
96Kyrgyzstan22.56
97Albania22.25
98Azerbaijan21.86
99Tunisia21.62
100Sri Lanka21.59
101Indonesia21.4
102Panama21.19
103Bolivia21.17
104Egypt21.05
105Mexico20.92
106Honduras20.14
107Philippines20.13
108Ecuador19.55
109Malawi18.85
110Cameroon18.64
111Haiti18.61
112Lebanon18.6
113Togo18.24
114Libya18.01
115Mali17.75
116Liberia17.71
117Algeria17.31
118India16.46
119Benin16.22
120Nicaragua16.08
121Bangladesh15.6
122Guatemala15.58
123Vietnam14.92
124El Salvador14.74
125Chad13.6
126Gambia12.94
127Guinea12.69
128Sierra Leone12.04
129Democratic Republic of the Congo12.01
130Mauritania11.88
131Nepal11.08
132Republic of the Congo10.9
133Iraq10.72
134Laos9.64
135Madagascar9.07
136Afghanistan9.04
137Palestine8.91
138Niger8.62
139Ethiopia8.58
140Pakistan8.51
141Cambodia6.51
142Central African Republic6.23
143South Sudan5.81
144Myanmar5.66

Other periods

About this ranking

Percentage of respondents aged 15 and over who received a payment into a financial institution or mobile money account in the past 12 months, including remittances, agricultural payments, government transfers, wages or public pensions.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 13 countries with data in other periods have no value for 2017 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Received digital payments  (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Received digital payments (% age 15+) (g20.received) (Countries by received a digital payment, adults, 2017) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Received digital payments (% age 15+) (g20.received), Countries by received a digital payment, adults, 2017. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Received digital payments (% age 15+) (g20.received). Countries by received a digital payment, adults, 2017. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries.

Harvard

World Bank (2025) Global Findex: Received digital payments (% age 15+) (g20.received), Countries by received a digital payment, adults, 2017 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/received-digital-payment-adults/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_received_a_2017,
  author = {{World Bank}},
  title = {{Global Findex: Received digital payments (\% age 15+) (g20.received): Countries by received a digital payment, adults, 2017}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (\% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Received digital payments (% age 15+) (g20.received): Countries by received a digital payment, adults, 2017
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/received-digital-payment-adults/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest received a digital payment, adults?

Norway, with 89.86% in 2017, according to the World Bank.

Which country has the lowest received a digital payment, adults?

Myanmar, with 5.66% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12. 13 countries have no value for 2017 and are not ranked.

Received a digital payment, adults: other rankings

Countries: more rankings