Countries by received a digital payment, adults

Denmark had the highest received a digital payment, adults of 141 countries in 2014, at 92.86%. Iraq had the lowest, at 2.66%. The median was 27.49%. Source: the World Bank.

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Highest92.86Denmark
Lowest2.66Iraq
Median27.49141 countries

Map of countries, 2014

United Arab Emirates: 55.79 %Afghanistan: 4.33 %Albania: 17.12 %Armenia: 9.31 %Angola: 16.46 %Argentina: 29.65 %Austria: 73.54 %Australia: 88.77 %Azerbaijan: 18.34 %Bosnia and Herzegovina: 23.78 %Bangladesh: 2.72 %Belgium: 76.35 %Burkina Faso: 5.92 %Bulgaria: 43.52 %Burundi: 3.15 %Benin: 6.01 %Bolivia: 17.14 %Brazil: 39.35 %Bhutan: 9.66 %Botswana: 37.65 %Belarus: 63.8 %Belize: 19.22 %Canada: 84.19 %Democratic Republic of the Congo: 11.01 %Republic of the Congo: 6.86 %Switzerland: 78.14 %Côte d’Ivoire: 17.24 %Chile: 37.43 %Cameroon: 5.55 %China: 37.26 %Colombia: 24.55 %Costa Rica: 34.19 %Cyprus: 56.25 %Czechia: 69.07 %Germany: 71.14 %Denmark: 92.86 %Dominican Republic: 31.42 %Algeria: 23.61 %Ecuador: 15.29 %Estonia: 84.65 %Egypt: 3.99 %Spain: 73.28 %Ethiopia: 3.32 %Finland: 83.54 %France: 70.5 %Gabon: 16.69 %United Kingdom: 85.41 %Georgia: 19.69 %Ghana: 17.6 %Guinea: 4.58 %Greece: 56.16 %Guatemala: 17.61 %Hong Kong: 63.28 %Honduras: 13.78 %Croatia: 61.29 %Haiti: 7.69 %Hungary: 50.8 %Indonesia: 17.73 %Ireland: 72.7 %Israel: 78.5 %India: 11.48 %Iraq: 2.66 %Iran: 74.86 %Italy: 51.81 %Jamaica: 30.39 %Jordan: 8.97 %Japan: 63.16 %Kenya: 54.06 %Kyrgyzstan: 9.83 %Cambodia: 8.96 %South Korea: 68.33 %Kuwait: 40.21 %Kazakhstan: 41.57 %Lebanon: 23.53 %Sri Lanka: 17.62 %Lithuania: 68.6 %Luxembourg: 76.31 %Latvia: 79.86 %Moldova: 12.91 %Montenegro: 36.04 %Madagascar: 3.17 %North Macedonia: 45.86 %Mali: 12.26 %Myanmar: 2.92 %Mongolia: 59.14 %Mauritania: 16.22 %Mauritius: 40.4 %Malawi: 5.76 %Mexico: 27.71 %Malaysia: 51.28 %Namibia: 32.68 %Niger: 3.5 %Nigeria: 27.49 %Nicaragua: 10.24 %Netherlands: 85.28 %Norway: 92.82 %Nepal: 6.53 %New Zealand: 90.87 %Panama: 22.89 %Peru: 15.63 %Philippines: 13.84 %Pakistan: 6.11 %Poland: 55.17 %Puerto Rico: 40.18 %Palestine: 10.13 %Portugal: 50.2 %Romania: 35 %Serbia: 41.66 %Russia: 51.36 %Rwanda: 21.31 %Saudi Arabia: 24.34 %Sudan: 6.23 %Sweden: 87.39 %Singapore: 67.3 %Slovenia: 63.64 %Slovakia: 66.77 %Sierra Leone: 8.92 %Senegal: 6.75 %Somalia: 21.01 %El Salvador: 21.94 %Chad: 6.33 %Togo: 5.46 %Thailand: 27.3 %Tajikistan: 5.37 %Tunisia: 9.3 %Türkiye: 30.3 %Taiwan: 52.93 %Tanzania: 27.55 %Ukraine: 43.61 %Uganda: 30.29 %United States: 77.96 %Uruguay: 26.49 %Uzbekistan: 22.48 %Venezuela: 25.09 %Vietnam: 15.67 %Yemen: 4.17 %South Africa: 57.34 %Zambia: 19.72 %Zimbabwe: 21.37 %
  • Under 7.7
  • 7.7 to 17
  • 17 to 27
  • 27 to 44
  • 44 to 69
  • 69 and over
  • No data
%, 2014. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Boundaries: Natural Earth (public domain).

Top 40 countries, 2014

Denmark: 92.86 %Denmark92.86Norway: 92.82 %Norway92.82New Zealand: 90.87 %New Zealand90.87Australia: 88.77 %Australia88.77Sweden: 87.39 %Sweden87.39United Kingdom: 85.41 %United Kingdom85.41Netherlands: 85.28 %Netherlands85.28Estonia: 84.65 %Estonia84.65Canada: 84.19 %Canada84.19Finland: 83.54 %Finland83.54Latvia: 79.86 %Latvia79.86Israel: 78.5 %Israel78.5Switzerland: 78.14 %Switzerland78.14United States: 77.96 %United States77.96Belgium: 76.35 %Belgium76.35Luxembourg: 76.31 %Luxembourg76.31Iran: 74.86 %Iran74.86Austria: 73.54 %Austria73.54Spain: 73.28 %Spain73.28Ireland: 72.7 %Ireland72.7Germany: 71.14 %Germany71.14France: 70.5 %France70.5Czechia: 69.07 %Czechia69.07Lithuania: 68.6 %Lithuania68.6South Korea: 68.33 %South Korea68.33Singapore: 67.3 %Singapore67.3Slovakia: 66.77 %Slovakia66.77Belarus: 63.8 %Belarus63.8Slovenia: 63.64 %Slovenia63.64Hong Kong: 63.28 %Hong Kong63.28Japan: 63.16 %Japan63.16Malta: 62 %Malta62Croatia: 61.29 %Croatia61.29Mongolia: 59.14 %Mongolia59.14South Africa: 57.34 %South Africa57.34Cyprus: 56.25 %Cyprus56.25Greece: 56.16 %Greece56.16United Arab Emirates: 55.79 %United Arab Emirates55.79Poland: 55.17 %Poland55.17Kenya: 54.06 %Kenya54.06Denmark: 92.86 %Denmark92.86Norway: 92.82 %Norway92.82New Zealand: 90.87 %New Zealand90.87Australia: 88.77 %Australia88.77Sweden: 87.39 %Sweden87.39United Kingdom: 85.41 %United Kingdom85.41Netherlands: 85.28 %Netherlands85.28Estonia: 84.65 %Estonia84.65Canada: 84.19 %Canada84.19Finland: 83.54 %Finland83.54Latvia: 79.86 %Latvia79.86Israel: 78.5 %Israel78.5Switzerland: 78.14 %Switzerland78.14United States: 77.96 %United States77.96Belgium: 76.35 %Belgium76.35Luxembourg: 76.31 %Luxembourg76.31Iran: 74.86 %Iran74.86Austria: 73.54 %Austria73.54Spain: 73.28 %Spain73.28Ireland: 72.7 %Ireland72.7Germany: 71.14 %Germany71.14France: 70.5 %France70.5Czechia: 69.07 %Czechia69.07Lithuania: 68.6 %Lithuania68.6South Korea: 68.33 %South Korea68.33Singapore: 67.3 %Singapore67.3Slovakia: 66.77 %Slovakia66.77Belarus: 63.8 %Belarus63.8Slovenia: 63.64 %Slovenia63.64Hong Kong: 63.28 %Hong Kong63.28Japan: 63.16 %Japan63.16Malta: 62 %Malta62Croatia: 61.29 %Croatia61.29Mongolia: 59.14 %Mongolia59.14South Africa: 57.34 %South Africa57.34Cyprus: 56.25 %Cyprus56.25Greece: 56.16 %Greece56.16United Arab Emirates: 55.79 %United Arab Emirates55.79Poland: 55.17 %Poland55.17Kenya: 54.06 %Kenya54.06
%. Source: World Bank Global Findex, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12.

Full ranking

RankCountries2014 (%)
1Denmark92.86
2Norway92.82
3New Zealand90.87
4Australia88.77
5Sweden87.39
6United Kingdom85.41
7Netherlands85.28
8Estonia84.65
9Canada84.19
10Finland83.54
11Latvia79.86
12Israel78.5
13Switzerland78.14
14United States77.96
15Belgium76.35
16Luxembourg76.31
17Iran74.86
18Austria73.54
19Spain73.28
20Ireland72.7
21Germany71.14
22France70.5
23Czechia69.07
24Lithuania68.6
25South Korea68.33
26Singapore67.3
27Slovakia66.77
28Belarus63.8
29Slovenia63.64
30Hong Kong63.28
31Japan63.16
32Malta62
33Croatia61.29
34Mongolia59.14
35South Africa57.34
36Cyprus56.25
37Greece56.16
38United Arab Emirates55.79
39Poland55.17
40Kenya54.06
41Taiwan52.93
42Italy51.81
43Russia51.36
44Malaysia51.28
45Hungary50.8
46Portugal50.2
47North Macedonia45.86
48Bahrain45.74
49Ukraine43.61
50Bulgaria43.52
51Serbia41.66
52Kazakhstan41.57
53Mauritius40.4
54Kuwait40.21
55Puerto Rico40.18
56Brazil39.35
57Botswana37.65
58Chile37.43
59China37.26
60Montenegro36.04
61Romania35
62Costa Rica34.19
63Namibia32.68
64Dominican Republic31.42
65Jamaica30.39
66Türkiye30.3
67Uganda30.29
68Argentina29.65
69Mexico27.71
70Tanzania27.55
71Nigeria27.49
72Thailand27.3
73Uruguay26.49
74Venezuela25.09
75Colombia24.55
76Saudi Arabia24.34
77Bosnia and Herzegovina23.78
78Algeria23.61
79Lebanon23.53
80Panama22.89
81Uzbekistan22.48
82El Salvador21.94
83Zimbabwe21.37
84Rwanda21.31
85Somalia21.01
86Zambia19.72
87Georgia19.69
88Belize19.22
89Azerbaijan18.34
90Indonesia17.73
91Sri Lanka17.62
92Guatemala17.61
93Ghana17.6
94Côte d’Ivoire17.24
95Bolivia17.14
96Albania17.12
97Gabon16.69
98Angola16.46
99Mauritania16.22
100Vietnam15.67
101Peru15.63
102Ecuador15.29
103Philippines13.84
104Honduras13.78
105Moldova12.91
106Mali12.26
107India11.48
108Democratic Republic of the Congo11.01
109Nicaragua10.24
110Palestine10.13
111Kyrgyzstan9.83
112Bhutan9.66
113Armenia9.31
114Tunisia9.3
115Jordan8.97
116Cambodia8.96
117Sierra Leone8.92
118Haiti7.69
119Republic of the Congo6.86
120Senegal6.75
121Nepal6.53
122Chad6.33
123Sudan6.23
124Pakistan6.11
125Benin6.01
126Burkina Faso5.92
127Malawi5.76
128Cameroon5.55
129Togo5.46
130Tajikistan5.37
131Guinea4.58
132Afghanistan4.33
133Yemen4.17
134Egypt3.99
135Niger3.5
136Ethiopia3.32
137Madagascar3.17
138Burundi3.15
139Myanmar2.92
140Bangladesh2.72
141Iraq2.66

Other periods

About this ranking

Percentage of respondents aged 15 and over who received a payment into a financial institution or mobile money account in the past 12 months, including remittances, agricultural payments, government transfers, wages or public pensions.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 16 countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Received digital payments  (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Received digital payments (% age 15+) (g20.received) (Countries by received a digital payment, adults, 2014) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Received digital payments (% age 15+) (g20.received), Countries by received a digital payment, adults, 2014. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Received digital payments (% age 15+) (g20.received). Countries by received a digital payment, adults, 2014. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014.

Harvard

World Bank (2025) Global Findex: Received digital payments (% age 15+) (g20.received), Countries by received a digital payment, adults, 2014 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_received_a_2014,
  author = {{World Bank}},
  title = {{Global Findex: Received digital payments (\% age 15+) (g20.received): Countries by received a digital payment, adults, 2014}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014. Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (\% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Received digital payments (% age 15+) (g20.received): Countries by received a digital payment, adults, 2014
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/received-digital-payment-adults/countries?period=2014.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Received digital payments (% age 15+) (g20.received). https://api.worldbank.org/v2/country/all/indicator/g20.received?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest received a digital payment, adults?

Denmark, with 92.86% in 2014, according to the World Bank.

Which country has the lowest received a digital payment, adults?

Iraq, with 2.66% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Received digital payments (% age 15+) (g20.received). Retrieved 2026-10-12. 16 countries have no value for 2014 and are not ranked.

Received a digital payment, adults: other rankings

Countries: more rankings