US states by nonemployer businesses: finance and insurance

California had the highest nonemployer businesses: finance and insurance of 51 states in 2022, at 90,181. Vermont had the lowest, at 941. The median was 9,920 and the figure for the United States was 782,618. Source: the U.S. Census Bureau.

Highest90,181California

Lowest941Vermont

Median9,92051 states

United States782,618History

Map of states, 2022

Under 2,500
2,500 to 6,100
6,100 to 9,900
9,900 to 13K
13K to 22K
22K and over

count, 2022. Source: U.S. Census Bureau, Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. Boundaries: U.S. Census Bureau cartographic boundary files.

All states, 2022

count. Source: U.S. Census Bureau, Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. Retrieved 2026-10-12.

Full ranking

Rank	States	2022 count	Change on 2021
1	California Series break	90,181	-0.1%
2	Florida Series break	86,376	+6.5%
3	Texas Series break	84,960	+5%
4	New York Series break	53,821	+7.1%
5	Illinois Series break	28,291	+0.9%
6	Georgia Series break	25,497	+2.9%
7	Pennsylvania Series break	25,472	+1.1%
8	New Jersey Series break	23,958	+2.6%
9	North Carolina Series break	21,750	+2.9%
10	Ohio Series break	21,711	+0.6%
11	Michigan Series break	18,036	+1.6%
12	Colorado Series break	16,540	-3%
13	Arizona Series break	15,548	+1.7%
14	Virginia Series break	15,142	+1.5%
15	Tennessee Series break	15,135	+2.1%
16	Massachusetts Series break	14,999	+3.7%
17	Missouri Series break	13,674	+2.4%
18	Minnesota Series break	12,220	0%
19	Maryland Series break	12,010	+1.3%
20	Washington Series break	11,893	+0.4%
21	Indiana Series break	11,826	+1.6%
22	South Carolina Series break	11,403	+1.3%
23	Connecticut Series break	11,231	+6.8%
24	Wisconsin Series break	10,907	+1.2%
25	Louisiana Series break	10,668	+1.9%
26	Utah Series break	9,920	+3.2%
27	Oklahoma Series break	9,519	+3.6%
28	Nevada Series break	9,106	+5.2%
29	Alabama Series break	8,883	+1.2%
30	Kansas Series break	7,216	-0.8%
31	Kentucky Series break	7,190	+2.8%
32	Iowa Series break	7,169	+0.6%
33	Mississippi Series break	6,617	+1.5%
34	Arkansas Series break	6,198	+1%
35	Oregon Series break	5,978	-0.9%
36	Nebraska Series break	5,417	+1.4%
37	Idaho Series break	4,108	+1.5%
38	Delaware Series break	3,821	+19.6%
39	Hawaii Series break	3,092	-0.5%
40	South Dakota Series break	3,031	+4%
41	New Mexico Series break	3,024	+4.5%
42	New Hampshire Series break	2,581	-0.3%
43	West Virginia Series break	2,408	+19.7%
44	Wyoming Series break	2,395	+11.3%
45	Montana Series break	2,248	+2.3%
46	North Dakota Series break	2,231	-0.2%
47	Rhode Island Series break	2,036	+2.6%
48	Maine Series break	1,874	+0.1%
49	Alaska Series break	1,220	+6.2%
50	District of Columbia Series break	1,146	+8.9%
51	Vermont Series break	941	+1.7%

Other periods

About this ranking

Number of businesses without paid employees in finance and insurance (NAICS 52), from the U.S. Census Bureau Nonemployer Statistics.

Nonemployer Statistics: businesses with no paid employees that are subject to federal income tax, mostly the self-employed, counted from tax records, with receipts above small minimum amounts. Census says some years are not comparable with earlier ones, and they are marked as series breaks: 2018 in every sector (businesses were reclassified from their descriptions, which moved many out of other services), 2022 in every sector (new receipts cutoffs) and 2017 in utilities (the same reclassification). Most nonemployers are sole proprietors whose business may be a side activity. Published about 18 months after the reference year.

Every value in the ranking comes from the same publisher and the same period, so the states are compared on one definition. Equal values share a rank.

How to cite

U.S. Census Bureau. Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Census Bureau. (2024). Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms (US states by nonemployer businesses: finance and insurance, 2022) [Data set]. Retrieved October 12, 2026, from https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/

MLA 9

Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms, US states by nonemployer businesses: finance and insurance, 2022. U.S. Census Bureau, 12 Dec. 2024, https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/. Invokely, https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Census Bureau. 2024. Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. US states by nonemployer businesses: finance and insurance, 2022. Dataset. Accessed October 12, 2026. https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/. Also distributed by Invokely, https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022.

Harvard

U.S. Census Bureau (2024) Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms, US states by nonemployer businesses: finance and insurance, 2022 [Dataset]. Available at: https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/, via Invokely: https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022 (Accessed: 12 October 2026).

BibTeX

@misc{census_us_states_by_nonemployer_2022,
  author = {{U.S. Census Bureau}},
  title = {{Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms: US states by nonemployer businesses: finance and insurance, 2022}},
  year = {2024},
  howpublished = {Data set},
  url = {https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022. Publisher attribution: U.S. Census Bureau. Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - U.S. Census Bureau
TI  - Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms: US states by nonemployer businesses: finance and insurance, 2022
PY  - 2024
DA  - 2024/12/12
PB  - U.S. Census Bureau
DB  - Invokely
UR  - https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/
L2  - https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/nonemployer-businesses-finance-insurance/us-states?period=2022.
N1  - Publisher attribution: U.S. Census Bureau. Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. https://www2.census.gov/programs-surveys/nonemployer-statistics/datasets/2022/historical-datasets/. Retrieved 2026-10-12.
ER  -

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Questions

Which state has the highest nonemployer businesses: finance and insurance?

California, with 90,181 in 2022, according to the U.S. Census Bureau.

Which state has the lowest nonemployer businesses: finance and insurance?

Vermont, with 941 in 2022.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. Retrieved 2026-10-12.