Nonemployer businesses: finance and insurance

Number of businesses without paid employees in finance and insurance (NAICS 52), from the U.S. Census Bureau Nonemployer Statistics.

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Nonemployer Statistics: businesses with no paid employees that are subject to federal income tax, mostly the self-employed, counted from tax records, with receipts above small minimum amounts. Census says some years are not comparable with earlier ones, and they are marked as series breaks: 2018 in every sector (businesses were reclassified from their descriptions, which moved many out of other services), 2022 in every sector (new receipts cutoffs) and 2017 in utilities (the same reclassification). Most nonemployers are sole proprietors whose business may be a side activity. Published about 18 months after the reference year.

Key facts

Figures last updated on 2026-10-12.

Rankings

US states by nonemployer businesses: finance and insurance, 2024

Top 15. Source: U.S. Census Bureau.

Florida: 102,052 countFlorida102,052California: 94,933 countCalifornia94,933Texas: 94,374 countTexas94,374New York: 60,176 countNew York60,176Illinois: 29,585 countIllinois29,585Georgia: 27,069 countGeorgia27,069Pennsylvania: 26,028 countPennsylvania26,028New Jersey: 24,956 countNew Jersey24,956North Carolina: 22,626 countNorth Carolina22,626Ohio: 22,259 countOhio22,259Michigan: 18,794 countMichigan18,794Colorado: 17,814 countColorado17,814Arizona: 17,272 countArizona17,272Massachusetts: 16,167 countMassachusetts16,167Tennessee: 15,816 countTennessee15,816Florida: 102,052 countFlorida102,052California: 94,933 countCalifornia94,933Texas: 94,374 countTexas94,374New York: 60,176 countNew York60,176Illinois: 29,585 countIllinois29,585Georgia: 27,069 countGeorgia27,069Pennsylvania: 26,028 countPennsylvania26,028New Jersey: 24,956 countNew Jersey24,956North Carolina: 22,626 countNorth Carolina22,626Ohio: 22,259 countOhio22,259Michigan: 18,794 countMichigan18,794Colorado: 17,814 countColorado17,814Arizona: 17,272 countArizona17,272Massachusetts: 16,167 countMassachusetts16,167Tennessee: 15,816 countTennessee15,816
count. Source: U.S. Census Bureau, Nonemployer Statistics, state and US files: establishments (ESTAB), finance and insurance (NAICS 52), all legal forms. Retrieved 2026-10-12.

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Which places have the highest nonemployer businesses: finance and insurance? Use official data and cite it.
rank_places {"indicator":"nonemployer_establishments_finance_insurance","level":"region","within":"United States"}
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