EU countries by MFI household notice deposit balances

France had the highest MFI household notice deposit balances of 21 EU countries in March 2026, at €966.66 billion. Spain had the lowest, at €0. The median was €1.59 billion. Source: the European Central Bank.

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Highest966,655France
Lowest0Spain
Median1,58921 EU countries

Map of EU countries, March 2026

Austria: 146 EUR millionBelgium: 311,639 EUR millionBulgaria: 356.93 EUR millionCyprus: 1,555 EUR millionGermany: 383,761 EUR millionEstonia: 1,698 EUR millionSpain: 0 EUR millionFinland: 29,492 EUR millionFrance: 966,655 EUR millionGreece: 1,589 EUR millionCroatia: 0 EUR millionIreland: 7,479 EUR millionItaly: 323,710 EUR millionLithuania: 280 EUR millionLuxembourg: 1,633 EUR millionLatvia: 1,128 EUR millionMalta: 10.14 EUR millionNetherlands: 460,951 EUR millionPortugal: 3,088.02 EUR millionSlovenia: 0.5 EUR millionSlovakia: 554.12 EUR million
  • Under 1,000
  • 1,000 to 2,000
  • 2,000 to 310K
  • 310K and over
  • No data
EUR million, March 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, March 2026

France: 966,655 EUR millionFrance966,655Netherlands: 460,951 EUR millionNetherlands460,951Germany: 383,761 EUR millionGermany383,761Italy: 323,710 EUR millionItaly323,710Belgium: 311,639 EUR millionBelgium311,639Finland: 29,492 EUR millionFinland29,492Ireland: 7,479 EUR millionIreland7,479Portugal: 3,088.02 EUR millionPortugal3,088.02Estonia: 1,698 EUR millionEstonia1,698Luxembourg: 1,633 EUR millionLuxembourg1,633Greece: 1,589 EUR millionGreece1,589Cyprus: 1,555 EUR millionCyprus1,555Latvia: 1,128 EUR millionLatvia1,128Slovakia: 554.12 EUR millionSlovakia554.12Bulgaria: 356.93 EUR millionBulgaria356.93Lithuania: 280 EUR millionLithuania280Austria: 146 EUR millionAustria146Malta: 10.14 EUR millionMalta10.14Slovenia: 0.5 EUR millionSlovenia0.5Croatia: 0 EUR millionCroatia0Spain: 0 EUR millionSpain0France: 966,655 EUR millionFrance966,655Netherlands: 460,951 EUR millionNetherlands460,951Germany: 383,761 EUR millionGermany383,761Italy: 323,710 EUR millionItaly323,710Belgium: 311,639 EUR millionBelgium311,639Finland: 29,492 EUR millionFinland29,492Ireland: 7,479 EUR millionIreland7,479Portugal: 3,088.02 EUR millionPortugal3,088.02Estonia: 1,698 EUR millionEstonia1,698Luxembourg: 1,633 EUR millionLuxembourg1,633Greece: 1,589 EUR millionGreece1,589Cyprus: 1,555 EUR millionCyprus1,555Latvia: 1,128 EUR millionLatvia1,128Slovakia: 554.12 EUR millionSlovakia554.12Bulgaria: 356.93 EUR millionBulgaria356.93Lithuania: 280 EUR millionLithuania280Austria: 146 EUR millionAustria146Malta: 10.14 EUR millionMalta10.14Slovenia: 0.5 EUR millionSlovenia0.5Croatia: 0 EUR millionCroatia0Spain: 0 EUR millionSpain0
EUR million. Source: ECB, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMarch 2026
EUR million
Change on March 2025
1France966,655+1.9%
2Netherlands460,951+9.7%
3Germany383,761-3.3%
4Italy323,710+2.9%
5Belgium311,639+8.7%
6Finland29,492+1.9%
7Ireland7,479+8.9%
8Portugal3,088.02+9.1%
9Estonia1,698+31.1%
10Luxembourg1,633+37.9%
11Greece1,589+0.8%
12Cyprus1,555-1.3%
13Latvia1,128+25.8%
14Slovakia554.12-24.3%
15Bulgaria356.93+12.6%
16Lithuania280+29%
17Austria146-6.4%
18Malta10.14-45.3%
19Slovenia0.5+342.5%
20Croatia0-100%
20Spain0n/a

Other periods

About this ranking

End-of-month stock of deposits redeemable at notice placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E) (EU countries by MFI household notice deposit balances, 2026-03) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, 2026-03. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). EU countries by MFI household notice deposit balances, 2026-03. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03.

Harvard

European Central Bank (no date) ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, 2026-03 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, 2026-03}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03. Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, 2026-03
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries?period=2026-03.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI household notice deposit balances using official data, and cite the source.
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Questions

Which EU country has the highest MFI household notice deposit balances?

France, with €966.66 billion in March 2026, according to the European Central Bank.

Which EU country has the lowest MFI household notice deposit balances?

Spain, with €0 in March 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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