EU countries by MFI household notice deposit balances, August 2026

France had the highest MFI household notice deposit balances of 21 EU countries in August 2026, at €966.96 billion. Spain had the lowest, at €0. The median was €1.56 billion. Source: the European Central Bank.

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Highest966,956France
Lowest0Spain
Median1,55921 EU countries

Map of EU countries, August 2026

Austria: 130 EUR millionBelgium: 312,610 EUR millionBulgaria: 374.5 EUR millionCyprus: 1,515 EUR millionGermany: 375,799 EUR millionEstonia: 1,949 EUR millionSpain: 0 EUR millionFinland: 28,939 EUR millionFrance: 966,956 EUR millionGreece: 1,559 EUR millionCroatia: 0 EUR millionIreland: 7,760 EUR millionItaly: 325,349 EUR millionLithuania: 302 EUR millionLuxembourg: 1,672 EUR millionLatvia: 1,170 EUR millionMalta: 9.62 EUR millionNetherlands: 468,871 EUR millionPortugal: 3,176.38 EUR millionSlovenia: 0 EUR millionSlovakia: 522.25 EUR million
  • Under 1,000
  • 1,000 to 2,000
  • 2,000 to 310K
  • 310K and over
  • No data
EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

France: 966,956 EUR millionFrance966,956Netherlands: 468,871 EUR millionNetherlands468,871Germany: 375,799 EUR millionGermany375,799Italy: 325,349 EUR millionItaly325,349Belgium: 312,610 EUR millionBelgium312,610Finland: 28,939 EUR millionFinland28,939Ireland: 7,760 EUR millionIreland7,760Portugal: 3,176.38 EUR millionPortugal3,176.38Estonia: 1,949 EUR millionEstonia1,949Luxembourg: 1,672 EUR millionLuxembourg1,672Greece: 1,559 EUR millionGreece1,559Cyprus: 1,515 EUR millionCyprus1,515Latvia: 1,170 EUR millionLatvia1,170Slovakia: 522.25 EUR millionSlovakia522.25Bulgaria: 374.5 EUR millionBulgaria374.5Lithuania: 302 EUR millionLithuania302Austria: 130 EUR millionAustria130Malta: 9.62 EUR millionMalta9.62Croatia: 0 EUR millionCroatia0Slovenia: 0 EUR millionSlovenia0Spain: 0 EUR millionSpain0France: 966,956 EUR millionFrance966,956Netherlands: 468,871 EUR millionNetherlands468,871Germany: 375,799 EUR millionGermany375,799Italy: 325,349 EUR millionItaly325,349Belgium: 312,610 EUR millionBelgium312,610Finland: 28,939 EUR millionFinland28,939Ireland: 7,760 EUR millionIreland7,760Portugal: 3,176.38 EUR millionPortugal3,176.38Estonia: 1,949 EUR millionEstonia1,949Luxembourg: 1,672 EUR millionLuxembourg1,672Greece: 1,559 EUR millionGreece1,559Cyprus: 1,515 EUR millionCyprus1,515Latvia: 1,170 EUR millionLatvia1,170Slovakia: 522.25 EUR millionSlovakia522.25Bulgaria: 374.5 EUR millionBulgaria374.5Lithuania: 302 EUR millionLithuania302Austria: 130 EUR millionAustria130Malta: 9.62 EUR millionMalta9.62Croatia: 0 EUR millionCroatia0Slovenia: 0 EUR millionSlovenia0Spain: 0 EUR millionSpain0
EUR million. Source: ECB, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million
Change on August 2025
1France Provisional966,956+0.7%
2Netherlands Provisional468,871+7.1%
3Germany Provisional375,799-4.5%
4Italy Provisional325,349+1.9%
5Belgium Provisional312,610+5.3%
6Finland Provisional28,939-2.5%
7Ireland Provisional7,760+6.5%
8Portugal Provisional3,176.38+5%
9Estonia Provisional1,949+23.7%
10Luxembourg Provisional1,672+34.1%
11Greece Provisional1,559+0.6%
12Cyprus Provisional1,515-2.9%
13Latvia Provisional1,170+11.3%
14Slovakia Provisional522.25-19.9%
15Bulgaria Provisional374.5+15.7%
16Lithuania Provisional302+22.8%
17Austria Provisional130-8.5%
18Malta Provisional9.62-10.7%
19Croatia Provisional0n/a
19Slovenia Provisional0-100%
19Spain Provisional0n/a

Other periods

About this ranking

End-of-month stock of deposits redeemable at notice placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E) (EU countries by MFI household notice deposit balances, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). EU countries by MFI household notice deposit balances, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI household notice deposit balances using official data, and cite the source.
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Questions

Which EU country has the highest MFI household notice deposit balances?

France, with €966.96 billion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household notice deposit balances?

Spain, with €0 in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household notice deposit balances, unadjusted end-period stock (M.<area>.N.A.L23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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