EU countries by MFI household notice deposit balances, notice up to 3 months

France had the highest MFI household notice deposit balances, notice up to 3 months of 21 EU countries in March 2026, at €966.66 billion. Spain had the lowest, at €0. The median was €1.37 billion. Source: the European Central Bank.

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Highest966,655France
Lowest0Spain
Median1,36921 EU countries

Map of EU countries, March 2026

Austria: 125 EUR millionBelgium: 311,578 EUR millionBulgaria: 356.93 EUR millionCyprus: 1,109 EUR millionGermany: 322,447 EUR millionEstonia: 1,698 EUR millionSpain: 0 EUR millionFinland: 2,856 EUR millionFrance: 966,655 EUR millionGreece: 1,589 EUR millionCroatia: 0 EUR millionIreland: 7,479 EUR millionItaly: 323,516 EUR millionLithuania: 280 EUR millionLuxembourg: 1,369 EUR millionLatvia: 1,127 EUR millionMalta: 1.67 EUR millionNetherlands: 437,739 EUR millionPortugal: 3,088.02 EUR millionSlovenia: 0.5 EUR millionSlovakia: 538.12 EUR million
  • Under 1,000
  • 1,000 to 2,000
  • 2,000 to 310K
  • 310K and over
  • No data
EUR million, March 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, March 2026

France: 966,655 EUR millionFrance966,655Netherlands: 437,739 EUR millionNetherlands437,739Italy: 323,516 EUR millionItaly323,516Germany: 322,447 EUR millionGermany322,447Belgium: 311,578 EUR millionBelgium311,578Ireland: 7,479 EUR millionIreland7,479Portugal: 3,088.02 EUR millionPortugal3,088.02Finland: 2,856 EUR millionFinland2,856Estonia: 1,698 EUR millionEstonia1,698Greece: 1,589 EUR millionGreece1,589Luxembourg: 1,369 EUR millionLuxembourg1,369Latvia: 1,127 EUR millionLatvia1,127Cyprus: 1,109 EUR millionCyprus1,109Slovakia: 538.12 EUR millionSlovakia538.12Bulgaria: 356.93 EUR millionBulgaria356.93Lithuania: 280 EUR millionLithuania280Austria: 125 EUR millionAustria125Malta: 1.67 EUR millionMalta1.67Slovenia: 0.5 EUR millionSlovenia0.5Croatia: 0 EUR millionCroatia0Spain: 0 EUR millionSpain0France: 966,655 EUR millionFrance966,655Netherlands: 437,739 EUR millionNetherlands437,739Italy: 323,516 EUR millionItaly323,516Germany: 322,447 EUR millionGermany322,447Belgium: 311,578 EUR millionBelgium311,578Ireland: 7,479 EUR millionIreland7,479Portugal: 3,088.02 EUR millionPortugal3,088.02Finland: 2,856 EUR millionFinland2,856Estonia: 1,698 EUR millionEstonia1,698Greece: 1,589 EUR millionGreece1,589Luxembourg: 1,369 EUR millionLuxembourg1,369Latvia: 1,127 EUR millionLatvia1,127Cyprus: 1,109 EUR millionCyprus1,109Slovakia: 538.12 EUR millionSlovakia538.12Bulgaria: 356.93 EUR millionBulgaria356.93Lithuania: 280 EUR millionLithuania280Austria: 125 EUR millionAustria125Malta: 1.67 EUR millionMalta1.67Slovenia: 0.5 EUR millionSlovenia0.5Croatia: 0 EUR millionCroatia0Spain: 0 EUR millionSpain0
EUR million. Source: ECB, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMarch 2026
EUR million
Change on March 2025
1France966,655+1.9%
2Netherlands437,739+8.8%
3Italy323,516+2.9%
4Germany322,447-4.8%
5Belgium311,578+8.7%
6Ireland7,479+8.9%
7Portugal3,088.02+9.1%
8Finland2,856-8.3%
9Estonia1,698+31.1%
10Greece1,589+0.8%
11Luxembourg1,369+21.7%
12Latvia1,127+25.8%
13Cyprus1,109-1.5%
14Slovakia538.12-24.5%
15Bulgaria356.93+2,159.1%
16Lithuania280+29%
17Austria125-7.4%
18Malta1.67-79.3%
19Slovenia0.5+342.5%
20Croatia0-100%
20Spain0n/a

Other periods

About this ranking

End-of-month stock of deposits redeemable at notice up to 3 months placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

The band is the required notice period for withdrawal, rather than original maturity. Household and corporate depositors retain their separate BSI sectors. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E) (EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03.

Harvard

European Central Bank (no date) ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03. Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, notice up to 3 months, 2026-03
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2026-03.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI household notice deposit balances, notice up to 3 months using official data, and cite the source.
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Questions

Which EU country has the highest MFI household notice deposit balances, notice up to 3 months?

France, with €966.66 billion in March 2026, according to the European Central Bank.

Which EU country has the lowest MFI household notice deposit balances, notice up to 3 months?

Spain, with €0 in March 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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