EU countries by MFI household notice deposit balances, notice up to 3 months

France had the highest MFI household notice deposit balances, notice up to 3 months of 21 EU countries in December 2025, at €969.33 billion. Spain had the lowest, at €0. The median was €1.14 billion. Source: the European Central Bank.

Highest969,327France

Lowest0Spain

Median1,14121 EU countries

Map of EU countries, December 2025

Under 1,000
1,000 to 2,000
2,000 to 310K
310K and over
No data

EUR million, December 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, December 2025

EUR million. Source: ECB, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	December 2025 EUR million	Change on December 2024
1	France	969,327	+3%
2	Netherlands	426,108	+10.1%
3	Germany	328,295	-4.6%
4	Italy	320,543	+2.6%
5	Belgium	309,400	+10.6%
6	Ireland	7,429	+9.6%
7	Portugal	3,109.84	+10.8%
8	Finland	2,967	-4.4%
9	Estonia	1,636	+40.9%
10	Greece	1,549	-1%
11	Luxembourg	1,141	-9.3%
12	Cyprus	1,120	-2%
13	Latvia	1,099	+33.9%
14	Slovakia	584.1	-23.9%
15	Bulgaria	349.29	+2,000.4%
16	Lithuania	254	+23.9%
17	Austria	118	-6.3%
18	Malta	0.3	-96.1%
19	Slovenia	0.11	0%
20	Croatia	0	-100%
20	Spain	0	n/a

Other periods

About this ranking

End-of-month stock of deposits redeemable at notice up to 3 months placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

The band is the required notice period for withdrawal, rather than original maturity. Household and corporate depositors retain their separate BSI sectors. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E) (EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12.

Harvard

European Central Bank (no date) ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E), EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12 (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12. Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E): EU countries by MFI household notice deposit balances, notice up to 3 months, 2025-12
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-notice-deposit-balances-up-to-three-months/eu-countries?period=2025-12.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L23.D.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -

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Rank EU countries by MFI household notice deposit balances, notice up to 3 months using official data, and cite the source.

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Questions

Which EU country has the highest MFI household notice deposit balances, notice up to 3 months?

France, with €969.33 billion in December 2025, according to the European Central Bank.

Which EU country has the lowest MFI household notice deposit balances, notice up to 3 months?

Spain, with €0 in December 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household notice deposit balances, notice up to 3 months, unadjusted end-period stock (M.<area>.N.A.L23.D.1.U2.2250.Z01.E). Retrieved 2026-10-12.