Countries by made a digital payment, adults

Denmark had the highest made a digital payment, adults of 141 countries in 2014, at 98.12%. Yemen had the lowest, at 0.69%. The median was 29.17%. Source: the World Bank.

Keep it in a collection in your library.
Highest98.12Denmark
Lowest0.69Yemen
Median29.17141 countries

Map of countries, 2014

United Arab Emirates: 68.29 %Afghanistan: 3.78 %Albania: 12.25 %Armenia: 7.23 %Angola: 19.18 %Argentina: 31.28 %Austria: 90.29 %Australia: 93.22 %Azerbaijan: 8.9 %Bosnia and Herzegovina: 23.38 %Bangladesh: 5.94 %Belgium: 93.48 %Burkina Faso: 6.1 %Bulgaria: 38.07 %Burundi: 2.24 %Benin: 4.82 %Bolivia: 20.77 %Brazil: 46.96 %Bhutan: 12.91 %Botswana: 37.51 %Belarus: 46.29 %Belize: 16.71 %Canada: 94.95 %Democratic Republic of the Congo: 9.09 %Republic of the Congo: 6.39 %Switzerland: 86.58 %Côte d’Ivoire: 27.56 %Chile: 47.01 %Cameroon: 4.82 %China: 37.36 %Colombia: 23.85 %Costa Rica: 42.81 %Cyprus: 55.53 %Czechia: 73.31 %Germany: 93.33 %Denmark: 98.12 %Dominican Republic: 22.23 %Algeria: 11.71 %Ecuador: 15.89 %Estonia: 94.21 %Egypt: 5.36 %Spain: 90.28 %Ethiopia: 3.61 %Finland: 97.52 %France: 90.01 %Gabon: 17.26 %United Kingdom: 95.59 %Georgia: 13.37 %Ghana: 19.97 %Guinea: 3.74 %Greece: 22.58 %Guatemala: 19.83 %Hong Kong: 76.1 %Honduras: 18.71 %Croatia: 62.87 %Haiti: 8.01 %Hungary: 57.54 %Indonesia: 16.39 %Ireland: 84.55 %Israel: 81.03 %India: 15.72 %Iraq: 2.61 %Iran: 71.61 %Italy: 66.25 %Jamaica: 35.36 %Jordan: 8.22 %Japan: 80.47 %Kenya: 66.22 %Kyrgyzstan: 10.64 %Cambodia: 15.61 %South Korea: 83.32 %Kuwait: 57.78 %Kazakhstan: 23.01 %Lebanon: 23.03 %Sri Lanka: 13.79 %Lithuania: 56.29 %Luxembourg: 90.04 %Latvia: 81.62 %Moldova: 8.39 %Montenegro: 27.67 %Madagascar: 4.9 %North Macedonia: 41.9 %Mali: 9.44 %Myanmar: 2.02 %Mongolia: 50.85 %Mauritania: 11.02 %Mauritius: 37.11 %Malawi: 10.16 %Mexico: 25.26 %Malaysia: 45.57 %Namibia: 38.19 %Niger: 4.16 %Nigeria: 29.17 %Nicaragua: 8.32 %Netherlands: 96.55 %Norway: 97.84 %Nepal: 5.62 %New Zealand: 96.08 %Panama: 24.25 %Peru: 17.58 %Philippines: 17.55 %Pakistan: 6.19 %Poland: 52.67 %Puerto Rico: 54.55 %Palestine: 7.87 %Portugal: 70.49 %Romania: 29.69 %Serbia: 44.23 %Russia: 44.33 %Rwanda: 23.08 %Saudi Arabia: 45.52 %Sudan: 10.73 %Sweden: 97.72 %Singapore: 85.44 %Slovenia: 82.28 %Slovakia: 69.47 %Sierra Leone: 9.04 %Senegal: 9.6 %Somalia: 35.14 %El Salvador: 21.34 %Chad: 6.5 %Togo: 2.94 %Thailand: 21.94 %Tajikistan: 4.88 %Tunisia: 13.4 %Türkiye: 44.28 %Taiwan: 69.29 %Tanzania: 33.62 %Ukraine: 34.03 %Uganda: 38.71 %United States: 88.28 %Uruguay: 32.82 %Uzbekistan: 36.41 %Venezuela: 47.56 %Vietnam: 10.59 %Yemen: 0.69 %South Africa: 52.7 %Zambia: 22.36 %Zimbabwe: 27.63 %
  • Under 8.2
  • 8.2 to 17
  • 17 to 28
  • 28 to 46
  • 46 to 81
  • 81 and over
  • No data
%, 2014. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Made a digital payment (% age 15+) (g20.made). Boundaries: Natural Earth (public domain).

Top 40 countries, 2014

Denmark: 98.12 %Denmark98.12Norway: 97.84 %Norway97.84Sweden: 97.72 %Sweden97.72Finland: 97.52 %Finland97.52Netherlands: 96.55 %Netherlands96.55New Zealand: 96.08 %New Zealand96.08United Kingdom: 95.59 %United Kingdom95.59Canada: 94.95 %Canada94.95Estonia: 94.21 %Estonia94.21Belgium: 93.48 %Belgium93.48Germany: 93.33 %Germany93.33Australia: 93.22 %Australia93.22Austria: 90.29 %Austria90.29Spain: 90.28 %Spain90.28Luxembourg: 90.04 %Luxembourg90.04France: 90.01 %France90.01United States: 88.28 %United States88.28Switzerland: 86.58 %Switzerland86.58Singapore: 85.44 %Singapore85.44Ireland: 84.55 %Ireland84.55South Korea: 83.32 %South Korea83.32Slovenia: 82.28 %Slovenia82.28Latvia: 81.62 %Latvia81.62Israel: 81.03 %Israel81.03Japan: 80.47 %Japan80.47Hong Kong: 76.1 %Hong Kong76.1Czechia: 73.31 %Czechia73.31Iran: 71.61 %Iran71.61Malta: 70.54 %Malta70.54Portugal: 70.49 %Portugal70.49Slovakia: 69.47 %Slovakia69.47Taiwan: 69.29 %Taiwan69.29United Arab Emirates: 68.29 %United Arab Emirates68.29Italy: 66.25 %Italy66.25Kenya: 66.22 %Kenya66.22Bahrain: 63.65 %Bahrain63.65Croatia: 62.87 %Croatia62.87Kuwait: 57.78 %Kuwait57.78Hungary: 57.54 %Hungary57.54Lithuania: 56.29 %Lithuania56.29Denmark: 98.12 %Denmark98.12Norway: 97.84 %Norway97.84Sweden: 97.72 %Sweden97.72Finland: 97.52 %Finland97.52Netherlands: 96.55 %Netherlands96.55New Zealand: 96.08 %New Zealand96.08United Kingdom: 95.59 %United Kingdom95.59Canada: 94.95 %Canada94.95Estonia: 94.21 %Estonia94.21Belgium: 93.48 %Belgium93.48Germany: 93.33 %Germany93.33Australia: 93.22 %Australia93.22Austria: 90.29 %Austria90.29Spain: 90.28 %Spain90.28Luxembourg: 90.04 %Luxembourg90.04France: 90.01 %France90.01United States: 88.28 %United States88.28Switzerland: 86.58 %Switzerland86.58Singapore: 85.44 %Singapore85.44Ireland: 84.55 %Ireland84.55South Korea: 83.32 %South Korea83.32Slovenia: 82.28 %Slovenia82.28Latvia: 81.62 %Latvia81.62Israel: 81.03 %Israel81.03Japan: 80.47 %Japan80.47Hong Kong: 76.1 %Hong Kong76.1Czechia: 73.31 %Czechia73.31Iran: 71.61 %Iran71.61Malta: 70.54 %Malta70.54Portugal: 70.49 %Portugal70.49Slovakia: 69.47 %Slovakia69.47Taiwan: 69.29 %Taiwan69.29United Arab Emirates: 68.29 %United Arab Emirates68.29Italy: 66.25 %Italy66.25Kenya: 66.22 %Kenya66.22Bahrain: 63.65 %Bahrain63.65Croatia: 62.87 %Croatia62.87Kuwait: 57.78 %Kuwait57.78Hungary: 57.54 %Hungary57.54Lithuania: 56.29 %Lithuania56.29
%. Source: World Bank Global Findex, Global Findex: Made a digital payment (% age 15+) (g20.made). Retrieved 2026-10-12.

Full ranking

RankCountries2014 (%)
1Denmark98.12
2Norway97.84
3Sweden97.72
4Finland97.52
5Netherlands96.55
6New Zealand96.08
7United Kingdom95.59
8Canada94.95
9Estonia94.21
10Belgium93.48
11Germany93.33
12Australia93.22
13Austria90.29
14Spain90.28
15Luxembourg90.04
16France90.01
17United States88.28
18Switzerland86.58
19Singapore85.44
20Ireland84.55
21South Korea83.32
22Slovenia82.28
23Latvia81.62
24Israel81.03
25Japan80.47
26Hong Kong76.1
27Czechia73.31
28Iran71.61
29Malta70.54
30Portugal70.49
31Slovakia69.47
32Taiwan69.29
33United Arab Emirates68.29
34Italy66.25
35Kenya66.22
36Bahrain63.65
37Croatia62.87
38Kuwait57.78
39Hungary57.54
40Lithuania56.29
41Cyprus55.53
42Puerto Rico54.55
43South Africa52.7
44Poland52.67
45Mongolia50.85
46Venezuela47.56
47Chile47.01
48Brazil46.96
49Belarus46.29
50Malaysia45.57
51Saudi Arabia45.52
52Russia44.33
53Türkiye44.28
54Serbia44.23
55Costa Rica42.81
56North Macedonia41.9
57Uganda38.71
58Namibia38.19
59Bulgaria38.07
60Botswana37.51
61China37.36
62Mauritius37.11
63Uzbekistan36.41
64Jamaica35.36
65Somalia35.14
66Ukraine34.03
67Tanzania33.62
68Uruguay32.82
69Argentina31.28
70Romania29.69
71Nigeria29.17
72Montenegro27.67
73Zimbabwe27.63
74Côte d’Ivoire27.56
75Mexico25.26
76Panama24.25
77Colombia23.85
78Bosnia and Herzegovina23.38
79Rwanda23.08
80Lebanon23.03
81Kazakhstan23.01
82Greece22.58
83Zambia22.36
84Dominican Republic22.23
85Thailand21.94
86El Salvador21.34
87Bolivia20.77
88Ghana19.97
89Guatemala19.83
90Angola19.18
91Honduras18.71
92Peru17.58
93Philippines17.55
94Gabon17.26
95Belize16.71
96Indonesia16.39
97Ecuador15.89
98India15.72
99Cambodia15.61
100Sri Lanka13.79
101Tunisia13.4
102Georgia13.37
103Bhutan12.91
104Albania12.25
105Algeria11.71
106Mauritania11.02
107Sudan10.73
108Kyrgyzstan10.64
109Vietnam10.59
110Malawi10.16
111Senegal9.6
112Mali9.44
113Democratic Republic of the Congo9.09
114Sierra Leone9.04
115Azerbaijan8.9
116Moldova8.39
117Nicaragua8.32
118Jordan8.22
119Haiti8.01
120Palestine7.87
121Armenia7.23
122Chad6.5
123Republic of the Congo6.39
124Pakistan6.19
125Burkina Faso6.1
126Bangladesh5.94
127Nepal5.62
128Egypt5.36
129Madagascar4.9
130Tajikistan4.88
131Benin4.82
132Cameroon4.82
133Niger4.16
134Afghanistan3.78
135Guinea3.74
136Ethiopia3.61
137Togo2.94
138Iraq2.61
139Burundi2.24
140Myanmar2.02
141Yemen0.69

Other periods

About this ranking

Percentage of respondents aged 15 and over who used mobile money, a debit or credit card, or a phone to pay from an account, or the internet to pay bills or make purchases, in the past 12 months. Includes bills and domestic remittances paid from a financial institution or mobile money account.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 16 countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Made a digital payment  (% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Made a digital payment (% age 15+) (g20.made) (Countries by made a digital payment, adults, 2014) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Made a digital payment (% age 15+) (g20.made), Countries by made a digital payment, adults, 2014. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Made a digital payment (% age 15+) (g20.made). Countries by made a digital payment, adults, 2014. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014.

Harvard

World Bank (2025) Global Findex: Made a digital payment (% age 15+) (g20.made), Countries by made a digital payment, adults, 2014 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_made_a_2014,
  author = {{World Bank}},
  title = {{Global Findex: Made a digital payment (\% age 15+) (g20.made): Countries by made a digital payment, adults, 2014}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014. Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital payment (\% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Made a digital payment (% age 15+) (g20.made): Countries by made a digital payment, adults, 2014
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/made-digital-payment-adults/countries?period=2014.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital payment (% age 15+) (g20.made). https://api.worldbank.org/v2/country/all/indicator/g20.made?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest made a digital payment, adults?

Denmark, with 98.12% in 2014, according to the World Bank.

Which country has the lowest made a digital payment, adults?

Yemen, with 0.69% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Made a digital payment (% age 15+) (g20.made). Retrieved 2026-10-12. 16 countries have no value for 2014 and are not ranked.

Made a digital payment, adults: other rankings

Countries: more rankings