Data / Rankings / Household spending on insurance and financial services (EUR million) / EU countries

EU countries by household spending on insurance and financial services (EUR million)

France had the highest household spending on insurance and financial services (EUR million) of 27 EU countries in 2023, at €118.88 billion. Estonia had the lowest, at €571.6 million. The median was €6.48 billion and the figure for the European Union (27) was €542.02 billion. Source: Eurostat, European Commission.

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Highest118,884.2France
Lowest571.6Estonia
Median6,476.127 EU countries
European Union (27)542,024.2History

Map of EU countries, 2023

Austria: 11,589.8 EUR millionBelgium: 29,163.4 EUR millionBulgaria: 1,138.7 EUR millionCyprus: 1,334.5 EUR millionCzechia: 5,677.8 EUR millionGermany: 113,905 EUR millionDenmark: 13,878.9 EUR millionEstonia: 571.6 EUR millionSpain: 59,071 EUR millionFinland: 8,319 EUR millionFrance: 118,884.2 EUR millionGreece: 7,485.1 EUR millionCroatia: 1,578.3 EUR millionHungary: 5,818.1 EUR millionIreland: 6,476.1 EUR millionItaly: 58,638.9 EUR millionLithuania: 1,901.1 EUR millionLuxembourg: 1,422.6 EUR millionLatvia: 928.9 EUR millionMalta: 813.7 EUR millionNetherlands: 38,527 EUR millionPoland: 26,833.6 EUR millionPortugal: 7,615.3 EUR millionRomania: 1,865.7 EUR millionSweden: 12,678.6 EUR millionSlovenia: 2,185.8 EUR millionSlovakia: 2,179.2 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 8,000
  • 8,000 to 29K
  • 29K and over
EUR million, 2023. Source: Eurostat, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2023

France: 118,884.2 EUR millionFrance118,884.2Germany: 113,905 EUR millionGermany113,905Spain: 59,071 EUR millionSpain59,071Italy: 58,638.9 EUR millionItaly58,638.9Netherlands: 38,527 EUR millionNetherlands38,527Belgium: 29,163.4 EUR millionBelgium29,163.4Poland: 26,833.6 EUR millionPoland26,833.6Denmark: 13,878.9 EUR millionDenmark13,878.9Sweden: 12,678.6 EUR millionSweden12,678.6Austria: 11,589.8 EUR millionAustria11,589.8Finland: 8,319 EUR millionFinland8,319Portugal: 7,615.3 EUR millionPortugal7,615.3Greece: 7,485.1 EUR millionGreece7,485.1Ireland: 6,476.1 EUR millionIreland6,476.1Hungary: 5,818.1 EUR millionHungary5,818.1Czechia: 5,677.8 EUR millionCzechia5,677.8Slovenia: 2,185.8 EUR millionSlovenia2,185.8Slovakia: 2,179.2 EUR millionSlovakia2,179.2Lithuania: 1,901.1 EUR millionLithuania1,901.1Romania: 1,865.7 EUR millionRomania1,865.7Croatia: 1,578.3 EUR millionCroatia1,578.3Luxembourg: 1,422.6 EUR millionLuxembourg1,422.6Cyprus: 1,334.5 EUR millionCyprus1,334.5Bulgaria: 1,138.7 EUR millionBulgaria1,138.7Latvia: 928.9 EUR millionLatvia928.9Malta: 813.7 EUR millionMalta813.7Estonia: 571.6 EUR millionEstonia571.6France: 118,884.2 EUR millionFrance118,884.2Germany: 113,905 EUR millionGermany113,905Spain: 59,071 EUR millionSpain59,071Italy: 58,638.9 EUR millionItaly58,638.9Netherlands: 38,527 EUR millionNetherlands38,527Belgium: 29,163.4 EUR millionBelgium29,163.4Poland: 26,833.6 EUR millionPoland26,833.6Denmark: 13,878.9 EUR millionDenmark13,878.9Sweden: 12,678.6 EUR millionSweden12,678.6Austria: 11,589.8 EUR millionAustria11,589.8Finland: 8,319 EUR millionFinland8,319Portugal: 7,615.3 EUR millionPortugal7,615.3Greece: 7,485.1 EUR millionGreece7,485.1Ireland: 6,476.1 EUR millionIreland6,476.1Hungary: 5,818.1 EUR millionHungary5,818.1Czechia: 5,677.8 EUR millionCzechia5,677.8Slovenia: 2,185.8 EUR millionSlovenia2,185.8Slovakia: 2,179.2 EUR millionSlovakia2,179.2Lithuania: 1,901.1 EUR millionLithuania1,901.1Romania: 1,865.7 EUR millionRomania1,865.7Croatia: 1,578.3 EUR millionCroatia1,578.3Luxembourg: 1,422.6 EUR millionLuxembourg1,422.6Cyprus: 1,334.5 EUR millionCyprus1,334.5Bulgaria: 1,138.7 EUR millionBulgaria1,138.7Latvia: 928.9 EUR millionLatvia928.9Malta: 813.7 EUR millionMalta813.7Estonia: 571.6 EUR millionEstonia571.6
EUR million. Source: Eurostat, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2023
EUR million		Change on 2022
1France118,884.2+39.6%
2Germany Provisional113,905+9.4%
3Spain59,071+42.7%
4Italy58,638.9+13.4%
5Netherlands38,527+14.5%
6Belgium29,163.4+20.2%
7Poland26,833.6+14.7%
8Denmark13,878.9+24.9%
9Sweden12,678.6+6.7%
10Austria11,589.8+32.8%
11Finland8,319+19.9%
12Portugal7,615.3+8.5%
13Greece Provisional7,485.1+45.3%
14Ireland6,476.1+55.4%
15Hungary5,818.1+23%
16Czechia5,677.8+39.1%
17Slovenia2,185.8+35%
18Slovakia2,179.2-11.3%
19Lithuania1,901.1+52.1%
20Romania1,865.7+20.5%
21Croatia1,578.3+31.6%
22Luxembourg1,422.6+28.4%
23Cyprus1,334.5+49.1%
24Bulgaria1,138.7+3.8%
25Latvia928.9+37.1%
26Malta813.7+150.1%
27Estonia571.6+4%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12. Measures service consumption, not gross insurance premiums, investment flows or loan principal. Published in millions of euros at current prices.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18) (EU countries by household spending on insurance and financial services (EUR million), 2023) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2023. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). EU countries by household spending on insurance and financial services (EUR million), 2023. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2023 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2023,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18): EU countries by household spending on insurance and financial services (EUR million), 2023}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18): EU countries by household spending on insurance and financial services (EUR million), 2023
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2023.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services (EUR million)?

France, with €118.88 billion in 2023, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services (EUR million)?

Estonia, with €571.6 million in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12.

EU countries: more rankings