EU countries by household spending on insurance and financial services (EUR million), 2024

Germany had the highest household spending on insurance and financial services (EUR million) of 27 EU countries in 2024, at €121.74 billion. Estonia had the lowest, at €621.9 million. The median was €7.15 billion and the figure for the European Union (27) was €573.5 billion. Source: Eurostat, European Commission.

Highest121,738Germany

Lowest621.9Estonia

Median7,15227 EU countries

European Union (27)573,503.8History

All EU countries, 2024

EUR million. Source: Eurostat, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2024 EUR million	Change on 2023
1	Germany Provisional	121,738	+6.9%
2	France Provisional	121,586.9	+2.3%
3	Italy	67,194.9	+14.6%
4	Spain	63,197	+6.9%
5	Netherlands	38,250	-0.7%
6	Poland	32,736.4	+22%
7	Belgium Provisional	27,580.4	-8.2%
8	Sweden	14,491.8	+14.3%
9	Denmark	13,810.6	-0.5%
10	Austria	12,824.9	+10.7%
11	Ireland	8,285.1	+27.9%
12	Finland	8,218	-1.2%
13	Portugal	7,838.4	+2.9%
14	Greece Provisional	7,152	-4.5%
15	Czechia	6,420.2	+13.1%
16	Hungary	5,824.5	+0.1%
17	Slovenia	2,472.9	+13.1%
18	Slovakia	2,447.6	+12.3%
19	Lithuania	2,213.9	+16.5%
20	Romania Provisional	2,086.9	+11.9%
21	Luxembourg	1,701.8	+19.6%
22	Croatia Provisional	1,646.9	+4.3%
23	Bulgaria	1,478.6	+29.8%
24	Cyprus Provisional	1,309.3	-1.9%
25	Latvia	1,014	+9.2%
26	Malta	916.8	+12.7%
27	Estonia	621.9	+8.8%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12. Measures service consumption, not gross insurance premiums, investment flows or loan principal. Published in millions of euros at current prices.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18) (EU countries by household spending on insurance and financial services (EUR million), 2024) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2024. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). EU countries by household spending on insurance and financial services (EUR million), 2024. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2024 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_household_2024,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18): EU countries by household spending on insurance and financial services (EUR million), 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18): EU countries by household spending on insurance and financial services (EUR million), 2024
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/household-consumption-eur-million-insurance-financial/eu-countries" width="760" height="500" title="EU countries by household spending on insurance and financial services (EUR million), 2024, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by household spending on insurance and financial services (EUR million) using official data, and cite the source.

rank_places {"indicator":"household_consumption_eur_million_insurance_financial","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=household_consumption_eur_million_insurance_financial&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest household spending on insurance and financial services (EUR million)?

Germany, with €121.74 billion in 2024, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services (EUR million)?

Estonia, with €621.9 million in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12.