Data / Rankings / Household spending on insurance and financial services (EUR million) / EU countries

EU countries by household spending on insurance and financial services (EUR million)

Germany had the highest household spending on insurance and financial services (EUR million) of 26 EU countries in 2015, at €94.08 billion. Malta had the lowest, at €177.5 million. The median was €3.89 billion and the figure for the European Union (27) was €333.87 billion. Source: Eurostat, European Commission.

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Highest94,082Germany
Lowest177.5Malta
Median3,893.926 EU countries
European Union (27)333,871.8History

Map of EU countries, 2015

Austria: 8,073.5 EUR millionBelgium: 14,429.7 EUR millionBulgaria: 650.7 EUR millionCyprus: 602.8 EUR millionCzechia: 2,988.8 EUR millionGermany: 94,082 EUR millionDenmark: 8,828.9 EUR millionEstonia: 345.7 EUR millionSpain: 25,069 EUR millionFinland: 4,975 EUR millionFrance: 69,176.1 EUR millionGreece: 4,939.4 EUR millionCroatia: 1,043.1 EUR millionHungary: 2,555.7 EUR millionIreland: 2,794.8 EUR millionItaly: 39,177.1 EUR millionLuxembourg: 974.4 EUR millionLatvia: 381 EUR millionMalta: 177.5 EUR millionNetherlands: 19,648 EUR millionPoland: 14,082.3 EUR millionPortugal: 4,799 EUR millionRomania: 974 EUR millionSweden: 9,702.9 EUR millionSlovenia: 1,086.3 EUR millionSlovakia: 1,639.6 EUR million
  • Under 1,000
  • 1,000 to 2,600
  • 2,600 to 5,000
  • 5,000 to 14K
  • 14K and over
  • No data
EUR million, 2015. Hatched areas have no value for this period. Source: Eurostat, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2015

Germany: 94,082 EUR millionGermany94,082France: 69,176.1 EUR millionFrance69,176.1Italy: 39,177.1 EUR millionItaly39,177.1Spain: 25,069 EUR millionSpain25,069Netherlands: 19,648 EUR millionNetherlands19,648Belgium: 14,429.7 EUR millionBelgium14,429.7Poland: 14,082.3 EUR millionPoland14,082.3Sweden: 9,702.9 EUR millionSweden9,702.9Denmark: 8,828.9 EUR millionDenmark8,828.9Austria: 8,073.5 EUR millionAustria8,073.5Finland: 4,975 EUR millionFinland4,975Greece: 4,939.4 EUR millionGreece4,939.4Portugal: 4,799 EUR millionPortugal4,799Czechia: 2,988.8 EUR millionCzechia2,988.8Ireland: 2,794.8 EUR millionIreland2,794.8Hungary: 2,555.7 EUR millionHungary2,555.7Slovakia: 1,639.6 EUR millionSlovakia1,639.6Slovenia: 1,086.3 EUR millionSlovenia1,086.3Croatia: 1,043.1 EUR millionCroatia1,043.1Luxembourg: 974.4 EUR millionLuxembourg974.4Romania: 974 EUR millionRomania974Bulgaria: 650.7 EUR millionBulgaria650.7Cyprus: 602.8 EUR millionCyprus602.8Latvia: 381 EUR millionLatvia381Estonia: 345.7 EUR millionEstonia345.7Malta: 177.5 EUR millionMalta177.5Germany: 94,082 EUR millionGermany94,082France: 69,176.1 EUR millionFrance69,176.1Italy: 39,177.1 EUR millionItaly39,177.1Spain: 25,069 EUR millionSpain25,069Netherlands: 19,648 EUR millionNetherlands19,648Belgium: 14,429.7 EUR millionBelgium14,429.7Poland: 14,082.3 EUR millionPoland14,082.3Sweden: 9,702.9 EUR millionSweden9,702.9Denmark: 8,828.9 EUR millionDenmark8,828.9Austria: 8,073.5 EUR millionAustria8,073.5Finland: 4,975 EUR millionFinland4,975Greece: 4,939.4 EUR millionGreece4,939.4Portugal: 4,799 EUR millionPortugal4,799Czechia: 2,988.8 EUR millionCzechia2,988.8Ireland: 2,794.8 EUR millionIreland2,794.8Hungary: 2,555.7 EUR millionHungary2,555.7Slovakia: 1,639.6 EUR millionSlovakia1,639.6Slovenia: 1,086.3 EUR millionSlovenia1,086.3Croatia: 1,043.1 EUR millionCroatia1,043.1Luxembourg: 974.4 EUR millionLuxembourg974.4Romania: 974 EUR millionRomania974Bulgaria: 650.7 EUR millionBulgaria650.7Cyprus: 602.8 EUR millionCyprus602.8Latvia: 381 EUR millionLatvia381Estonia: 345.7 EUR millionEstonia345.7Malta: 177.5 EUR millionMalta177.5
EUR million. Source: Eurostat, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2015
EUR million		Change on 2014
1Germany94,082+3.8%
2France69,176.1+8.2%
3Italy39,177.1-0.8%
4Spain25,069+5.9%
5Netherlands19,648-4.7%
6Belgium14,429.7+9.9%
7Poland14,082.3-3.8%
8Sweden9,702.9-1%
9Denmark8,828.9+3%
10Austria8,073.5+1.9%
11Finland4,975-0.8%
12Greece4,939.4+1.3%
13Portugal4,799-7.8%
14Czechia2,988.8+7.6%
15Ireland2,794.8-0.7%
16Hungary2,555.7-0.8%
17Slovakia1,639.6-0.1%
18Slovenia1,086.3+6.3%
19Croatia1,043.1-0.7%
20Luxembourg974.4+22.5%
21Romania974+10.8%
22Bulgaria650.7+16.2%
23Cyprus602.8+1.4%
24Latvia381-4.1%
25Estonia345.7+16.2%
26Malta177.5+9.9%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12. Measures service consumption, not gross insurance premiums, investment flows or loan principal. Published in millions of euros at current prices.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2015 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18) (EU countries by household spending on insurance and financial services (EUR million), 2015) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2015. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). EU countries by household spending on insurance and financial services (EUR million), 2015. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18), EU countries by household spending on insurance and financial services (EUR million), 2015 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2015,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18): EU countries by household spending on insurance and financial services (EUR million), 2015}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_MEUR (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18): EU countries by household spending on insurance and financial services (EUR million), 2015
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-eur-million-insurance-financial/eu-countries?period=2015.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services (EUR million)?

Germany, with €94.08 billion in 2015, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services (EUR million)?

Malta, with €177.5 million in 2015.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_MEUR (nama_10_cp18). Retrieved 2026-10-12. 1 EU countries have no value for 2015 and are not ranked.

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