EU countries by insurance and financial services price inflation (HICP, annual rate)

Romania had the highest insurance and financial services price inflation (HICP, annual rate) of 27 EU countries in January 2026, at 9.4%. Estonia had the lowest, at -14.6%. The median was 2.3% and the figure for the European Union (27) was 4%. Source: Eurostat, European Commission.

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Highest9.4Romania
Lowest-14.6Estonia
Median2.327 EU countries
European Union (27)4History

Map of EU countries, January 2026

Austria: 4.1 %Belgium: 2.3 %Bulgaria: 0.4 %Cyprus: 0.1 %Czechia: 5.7 %Germany: 4.2 %Denmark: 2.3 %Estonia: -14.6 %Spain: 4.9 %Finland: 3.6 %France: 4.6 %Greece: 1.4 %Croatia: 0.9 %Hungary: -1.1 %Ireland: 5.4 %Italy: 4.3 %Lithuania: 4.6 %Luxembourg: 1.6 %Latvia: 0 %Malta: -0.7 %Netherlands: 4.2 %Poland: 4.5 %Portugal: 2.2 %Romania: 9.4 %Sweden: 2.1 %Slovenia: 1.5 %Slovakia: 6.5 %
  • Under -5.6
  • -5.6 to -1
  • -1 to 0
  • 0 to 2.2
  • 2.2 to 4.4
  • 4.4 and over
%, January 2026. Red areas are below zero and blue areas above it. Source: Eurostat, HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). Boundaries: Natural Earth (public domain).

All EU countries, January 2026

Romania: 9.4 %Romania9.4Slovakia: 6.5 %Slovakia6.5Czechia: 5.7 %Czechia5.7Ireland: 5.4 %Ireland5.4Spain: 4.9 %Spain4.9France: 4.6 %France4.6Lithuania: 4.6 %Lithuania4.6Poland: 4.5 %Poland4.5Italy: 4.3 %Italy4.3Germany: 4.2 %Germany4.2Netherlands: 4.2 %Netherlands4.2Austria: 4.1 %Austria4.1Finland: 3.6 %Finland3.6Belgium: 2.3 %Belgium2.3Denmark: 2.3 %Denmark2.3Portugal: 2.2 %Portugal2.2Sweden: 2.1 %Sweden2.1Luxembourg: 1.6 %Luxembourg1.6Slovenia: 1.5 %Slovenia1.5Greece: 1.4 %Greece1.4Croatia: 0.9 %Croatia0.9Bulgaria: 0.4 %Bulgaria0.4Cyprus: 0.1 %Cyprus0.1Latvia: 0 %Latvia0Malta: -0.7 %Malta-0.7Hungary: -1.1 %Hungary-1.1Estonia: -14.6 %Estonia-14.6Romania: 9.4 %Romania9.4Slovakia: 6.5 %Slovakia6.5Czechia: 5.7 %Czechia5.7Ireland: 5.4 %Ireland5.4Spain: 4.9 %Spain4.9France: 4.6 %France4.6Lithuania: 4.6 %Lithuania4.6Poland: 4.5 %Poland4.5Italy: 4.3 %Italy4.3Germany: 4.2 %Germany4.2Netherlands: 4.2 %Netherlands4.2Austria: 4.1 %Austria4.1Finland: 3.6 %Finland3.6Belgium: 2.3 %Belgium2.3Denmark: 2.3 %Denmark2.3Portugal: 2.2 %Portugal2.2Sweden: 2.1 %Sweden2.1Luxembourg: 1.6 %Luxembourg1.6Slovenia: 1.5 %Slovenia1.5Greece: 1.4 %Greece1.4Croatia: 0.9 %Croatia0.9Bulgaria: 0.4 %Bulgaria0.4Cyprus: 0.1 %Cyprus0.1Latvia: 0 %Latvia0Malta: -0.7 %Malta-0.7Hungary: -1.1 %Hungary-1.1Estonia: -14.6 %Estonia-14.6
%. Source: Eurostat, HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). Retrieved 2026-10-18.

Full ranking

RankEU countriesJanuary 2026 (%)Change on January 2025
1Romania9.4+10.3 pts
2Slovakia6.5-0.7 pts
3Czechia5.7+1 pts
4Ireland5.4-1.4 pts
5Spain4.9-0.4 pts
6France4.6-3.5 pts
6Lithuania4.6-0.7 pts
8Poland4.5-2.3 pts
9Italy4.3+0.9 pts
10Germany4.2-3.7 pts
10Netherlands4.2-2.3 pts
12Austria4.1+0.4 pts
13Finland3.6+0.2 pts
14Belgium2.3-0.9 pts
14Denmark2.3+1 pts
16Portugal2.2-1.4 pts
17Sweden2.1-0.3 pts
18Luxembourg1.6-0.3 pts
19Slovenia1.5-2.7 pts
20Greece1.4-3.9 pts
21Croatia0.9-8.9 pts
22Bulgaria0.4-3.2 pts
23Cyprus0.1-1.8 pts
24Latvia0+3.3 pts
25Malta-0.7-7 pts
26Hungary-1.1-12.4 pts
27Estonia-14.6-12.7 pts

Other periods

About this ranking

Harmonised index of consumer prices for insurance and financial services (COICOP 2018 division 12, new in COICOP 2018: in the earlier ECOICOP these services were part of miscellaneous goods and services), annual rate of change: the percentage change from the same month a year earlier. Monthly, comparable across EU countries (Eurostat).

Eurostat publishes the HICP under COICOP 2018 from the data for January 2026 and recalculated the category series back to 1997 on that basis, so figures for earlier years can differ from those first published under ECOICOP, by a lot for divisions 08 to 13. The headline rate for all items is hicp_annual_rate. Eurostat marks some back-calculated months as estimates.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr) (EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01) [Data set]. Retrieved October 18, 2026, from https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table

MLA 9

HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr), EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01. Eurostat, European Commission, 16 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table. Invokely, https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01. Accessed 18 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01. Dataset. Accessed October 18, 2026. https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table. Also distributed by Invokely, https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01.

Harvard

Eurostat, European Commission (2026) HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr), EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table, via Invokely: https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01 (Accessed: 18 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_insurance_2026,
  author = {{Eurostat, European Commission}},
  title = {{HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc\_hicp\_minr): EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01. Publisher attribution: Eurostat. HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc\_hicp\_minr). https://ec.europa.eu/eurostat/databrowser/view/prc\_hicp\_minr/default/table. Retrieved 2026-10-18.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr): EU countries by insurance and financial services price inflation (HICP, annual rate), 2026-01
PY  - 2026
DA  - 2026/10/16
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table
L2  - https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/rankings/hicp-insurance-financial-inflation/eu-countries?period=2026-01.
N1  - Publisher attribution: Eurostat. HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). https://ec.europa.eu/eurostat/databrowser/view/prc_hicp_minr/default/table. Retrieved 2026-10-18.
ER  - 
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Questions

Which EU country has the highest insurance and financial services price inflation (HICP, annual rate)?

Romania, with 9.4% in January 2026, according to Eurostat, European Commission.

Which EU country has the lowest insurance and financial services price inflation (HICP, annual rate)?

Estonia, with -14.6% in January 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, HICP, monthly data, annual rate of change, insurance and financial services, COICOP 2018 CP12 (prc_hicp_minr). Retrieved 2026-10-18.

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