Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Chittenden County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 14 counties in 2025, at $40,136,955. Essex County had the lowest, at $3,155,347. The median was $12,503,073 and the figure for Vermont was $221,180,601. Source: the Federal Emergency Management Agency.

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Highest40,136,955Chittenden County
Lowest3,155,347Essex County
Median12,503,07314 counties
Vermont221,180,601History

Map of counties, 2025

Addison County: 11,286,326 USDBennington County: 18,795,265 USDCaledonia County: 10,747,505 USDChittenden County: 40,136,955 USDEssex County: 3,155,347 USDFranklin County: 13,146,625 USDGrand Isle County: 3,962,661 USDLamoille County: 10,577,617 USDOrange County: 11,184,926 USDOrleans County: 11,859,521 USDRutland County: 18,650,985 USDWashington County: 22,232,064 USDWindham County: 20,324,970 USDWindsor County: 25,134,254 USD
  • Under 11M
  • 11M to 18M
  • 18M to 21M
  • 21M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

All counties, 2025

Chittenden County: 40,136,955 USDChittenden County40,136,955Windsor County: 25,134,254 USDWindsor County25,134,254Washington County: 22,232,064 USDWashington County22,232,064Windham County: 20,324,970 USDWindham County20,324,970Bennington County: 18,795,265 USDBennington County18,795,265Rutland County: 18,650,985 USDRutland County18,650,985Franklin County: 13,146,625 USDFranklin County13,146,625Orleans County: 11,859,521 USDOrleans County11,859,521Addison County: 11,286,326 USDAddison County11,286,326Orange County: 11,184,926 USDOrange County11,184,926Caledonia County: 10,747,505 USDCaledonia County10,747,505Lamoille County: 10,577,617 USDLamoille County10,577,617Grand Isle County: 3,962,661 USDGrand Isle County3,962,661Essex County: 3,155,347 USDEssex County3,155,347Chittenden County: 40,136,955 USDChittenden County40,136,955Windsor County: 25,134,254 USDWindsor County25,134,254Washington County: 22,232,064 USDWashington County22,232,064Windham County: 20,324,970 USDWindham County20,324,970Bennington County: 18,795,265 USDBennington County18,795,265Rutland County: 18,650,985 USDRutland County18,650,985Franklin County: 13,146,625 USDFranklin County13,146,625Orleans County: 11,859,521 USDOrleans County11,859,521Addison County: 11,286,326 USDAddison County11,286,326Orange County: 11,184,926 USDOrange County11,184,926Caledonia County: 10,747,505 USDCaledonia County10,747,505Lamoille County: 10,577,617 USDLamoille County10,577,617Grand Isle County: 3,962,661 USDGrand Isle County3,962,661Essex County: 3,155,347 USDEssex County3,155,347
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Chittenden County40,136,955
2Windsor County25,134,254
3Washington County22,232,064
4Windham County20,324,970
5Bennington County18,795,265
6Rutland County18,650,985
7Franklin County13,146,625
8Orleans County11,859,521
9Addison County11,286,326
10Orange County11,184,926
11Caledonia County10,747,505
12Lamoille County10,577,617
13Grand Isle County3,962,661
14Essex County3,155,347

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_vermont_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Rank Counties in Vermont by expected annual loss from natural hazards (FEMA National Risk Index) using official data, and cite the source.
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Chittenden County, with $40,136,955 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Essex County, with $3,155,347 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Vermont: more rankings