Data / New housing loan rate, fixed over 1 to 5 years / Luxembourg

New housing loan rate, fixed over 1 to 5 years in Luxembourg

New housing loan rate, fixed over 1 to 5 years in Luxembourg was 3.72% in June 2026, according to the European Central Bank.

June 20263.72%
Series high5.47September 2007
Series low0.96November 2019
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New housing loan rate, fixed over 1 to 5 years in Luxembourg, May 2003 to June 2026

01234562003-052011-012013-072015-092017-112020-012022-032026-062026-06: 3.72 %02462003-052014-022019-012026-062026-06: 3.72 %
%. Source: ECB, ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 177 values
Period%
2026-063.72
2026-043.53
2026-033.54
2026-023.33
2026-013.3
2025-113.27
2024-014.24
2023-063.95
2023-043.55
2023-023.36
2023-013.54
2022-123.19
2022-113.24
2022-102.99
2022-092.63
2022-082.54
2022-072.4
2022-062.09
2022-051.83
2022-041.61
2022-031.3
2022-021.12
2022-011.09
2021-121.12
2021-111.08
2021-101.11
2021-091.06
2021-081.1
2021-071.06
2021-061.09
2021-051.07
2021-041.08
2021-030.99
2021-021.06
2021-010.98
2020-120.96
2020-111.12
2020-101.09
2020-091.17
2020-081.2
2020-071.11
2020-061.13
2020-051.11
2020-041.13
2020-031.12
2020-021.04
2020-011.03
2019-121.07
2019-110.96
2019-100.98
2019-091.11
2019-081.06
2019-071.11
2019-061.21
2019-051.29
2019-041.34
2019-031.35
2019-021.34
2019-011.38
2018-121.32
2018-111.43
2018-101.5
2018-091.47
2018-081.49
2018-071.49
2018-061.46
2018-051.53
2018-041.62
2018-031.59
2018-021.69
2018-011.49
2017-121.41
2017-111.47
2017-101.6
2017-091.66
2017-081.61
2017-071.58
2017-061.64
2017-051.73
2017-041.62
2017-031.54
2017-021.54
2017-011.51
2016-121.44
2016-111.33
2016-101.44
2016-091.43
2016-081.42
2016-071.39
2016-061.44
2016-051.43
2016-041.48
2016-031.44
2016-021.42
2016-011.57
2015-121.47
2015-111.51
2015-101.59
2015-091.57
2015-081.71
2015-071.76
2015-061.77
2015-051.51
2015-041.45
2015-031.62
2015-021.38
2015-011.42
2014-121.71
2014-111.65
2014-101.78
2014-092
2014-082.09
2014-071.89
2014-061.93
2014-051.66
2014-041.93
2014-032.11
2014-021.93
2014-012.23
2013-122.28
2013-112.24
2013-102.47
2013-092.35
2013-082.22
2013-072.11
2013-061.96
2013-051.87
2013-042.06
2013-032.01
2013-022.09
2012-121.9
2012-112.1
2012-102
2012-092.35
2012-082.4
2012-072.72
2012-062.81
2012-052.9
2012-043.11
2012-033.67
2012-023.15
2012-014.04
2011-123.83
2011-113.43
2011-103.49
2011-093.58
2011-083.4
2011-073.68
2011-044.3
2011-034.02
2011-014.04
2010-113.51
2010-103.48
2010-093.36
2010-083.82
2010-063.53
2010-012.52
2009-122.12
2009-112.39
2009-082.79
2009-073.06
2009-064.03
2009-053.59
2009-043.36
2009-023.29
2008-054.93
2007-115.28
2007-095.47
2007-064.99
2007-035.28
2006-064.19
2004-073.71
2004-053.86
2003-123.44
2003-082.65
2003-073.01
2003-053.43

Luxembourg compared with nearby places

Austria: 3.41 %Belgium: 3.77 %Bulgaria: 2.96 %Cyprus: 3.2 %Germany: 3.96 %Estonia: 7.12 %Spain: 3.73 %Finland: 3.45 %France: 3.4 %Greece: 3.01 %Croatia: 2.76 %Ireland: 3.4 %Italy: 3.64 %Lithuania: 4.53 %Luxembourg: 3.72 %Latvia: 8.55 %Malta: 1.79 %Netherlands: 3.92 %Portugal: 2.82 %Slovenia: 3.24 %Slovakia: 3.66 %
  • Under 3
  • 3 to 3.4
  • 3.4 to 3.7
  • 3.7 to 3.9
  • 3.9 and over
  • No data
New housing loan rate, fixed over 1 to 5 years, June 2026, %. Luxembourg is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Monthly average annual interest rate on new euro loans to households for house purchase, with initial rate fixation over 1 and up to 5 years.

The band describes the initial interest rate fixation period, not the contractual loan maturity. New agreements include renegotiations. Rates are weighted by the amounts agreed during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N) (New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N), New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg.

Harvard

European Central Bank (no date) ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N), New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg (Accessed: 12 October 2026).

BibTeX
@misc{european_new_housing_loan_rate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N): New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg. Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N): New housing loan rate, fixed over 1 to 5 years, Luxembourg, 2003-05 to 2026-06
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/luxembourg.
N1  - Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the new housing loan rate, fixed over 1 to 5 years in Luxembourg?

New housing loan rate, fixed over 1 to 5 years in Luxembourg was 3.72% in June 2026, according to the European Central Bank.

Where does this figure come from?

European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest new housing loan rate, fixed over 1 to 5 years in Luxembourg?

5.47% in September 2007, the highest value since May 2003 in this series.

New housing loan rate, fixed over 1 to 5 years elsewhere in European Union (27)

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