Data / New housing loan rate, fixed over 1 to 5 years / Cyprus

New housing loan rate, fixed over 1 to 5 years in Cyprus

New housing loan rate, fixed over 1 to 5 years in Cyprus was 3.27% in August 2026, according to the European Central Bank. That is up 0.31 pts from August 2025. That is the 15th highest of 20 EU countries in August 2026.

August 20263.27%
Change on August 2025+0.31 pts
Rank15th of 20EU countries ranked
Series high6.04November 2023
Series low1.82August 2019
Get an email when a new figure is out or this one is revised.

New housing loan rate, fixed over 1 to 5 years in Cyprus, June 2010 to August 2026

12345672010-062011-072012-082014-032023-102024-112026-082010-06: 3.43 %2010-07: 3.57 %2010-08: 3.68 %2010-09: 3.79 %2010-10: 3.68 %2010-11: 3.86 %2010-12: 4.08 %2011-01: 4.18 %2011-02: 4.18 %2011-03: 4.34 %2011-04: 4.29 %2011-05: 4.45 %2011-06: 4.49 %2011-07: 4.54 %2011-08: 4.55 %2011-09: 4.64 %2011-10: 4.65 %2011-11: 4.82 %2011-12: 5.01 %2012-01: 4.88 %2012-02: 5.12 %2012-03: 5.21 %2012-04: 5.32 %2012-05: 5.34 %2012-06: 5.39 %2012-07: 4.66 %2012-08: 4.55 %2012-09: 4.22 %2012-10: 4.39 %2012-11: 4.22 %2012-12: 4.21 %2013-01: 4.31 %2013-02: 4.3 %2013-03: 4.16 %2013-05: 4.06 %2013-06: 4.07 %2013-08: 4.85 %2013-09: 3.87 %2014-02: 4.41 %2014-03: 4.16 %2015-06: 3.98 %2015-07: 3.94 %2015-08: 3.88 %2015-09: 3.99 %2015-12: 3.76 %2019-08: 1.82 %2020-05: 1.86 %2020-07: 1.86 %2020-09: 1.92 %2023-07: 5.66 %2023-08: 5.72 %2023-09: 5.74 %2023-10: 5.95 %2023-11: 6.04 %2023-12: 4.88 %2024-01: 4.69 %2024-02: 4.61 %2024-03: 4.33 %2024-04: 4.16 %2024-05: 4.11 %2024-06: 4.19 %2024-07: 4.09 %2024-08: 4.46 %2024-09: 4.28 %2024-10: 4.29 %2024-11: 4.18 %2024-12: 4.22 %2025-01: 3.94 %2025-02: 3.36 %2025-03: 3.32 %2025-04: 3.22 %2025-05: 3.16 %2025-06: 3.09 %2025-07: 2.99 %2025-08: 2.96 %2025-09: 2.98 %2025-10: 3.01 %2025-11: 2.85 %2025-12: 3.04 %2026-01: 3.05 %2026-02: 3.02 %2026-03: 3.1 %2026-04: 3.13 %2026-05: 3.1 %2026-06: 3.2 %2026-07: 3.27 %2026-08: 3.27 %
%. Source: ECB, ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 87 values
Period%
2026-083.27
2026-073.27
2026-063.2
2026-053.1
2026-043.13
2026-033.1
2026-023.02
2026-013.05
2025-123.04
2025-112.85
2025-103.01
2025-092.98
2025-082.96
2025-072.99
2025-063.09
2025-053.16
2025-043.22
2025-033.32
2025-023.36
2025-013.94
2024-124.22
2024-114.18
2024-104.29
2024-094.28
2024-084.46
2024-074.09
2024-064.19
2024-054.11
2024-044.16
2024-034.33
2024-024.61
2024-014.69
2023-124.88
2023-116.04
2023-105.95
2023-095.74
2023-085.72
2023-075.66
2020-091.92
2020-071.86
2020-051.86
2019-081.82
2015-123.76
2015-093.99
2015-083.88
2015-073.94
2015-063.98
2014-034.16
2014-024.41
2013-093.87
2013-084.85
2013-064.07
2013-054.06
2013-034.16
2013-024.3
2013-014.31
2012-124.21
2012-114.22
2012-104.39
2012-094.22
2012-084.55
2012-074.66
2012-065.39
2012-055.34
2012-045.32
2012-035.21
2012-025.12
2012-014.88
2011-125.01
2011-114.82
2011-104.65
2011-094.64
2011-084.55
2011-074.54
2011-064.49
2011-054.45
2011-044.29
2011-034.34
2011-024.18
2011-014.18
2010-124.08
2010-113.86
2010-103.68
2010-093.79
2010-083.68
2010-073.57
2010-063.43

Rankings

Definition

Monthly average annual interest rate on new euro loans to households for house purchase, with initial rate fixation over 1 and up to 5 years.

The band describes the initial interest rate fixation period, not the contractual loan maturity. New agreements include renegotiations. Rates are weighted by the amounts agreed during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

How to cite

European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N) (New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N), New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus.

Harvard

European Central Bank (no date) ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N), New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus (Accessed: 12 October 2026).

BibTeX
@misc{european_new_housing_loan_rate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N): New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus. Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N): New housing loan rate, fixed over 1 to 5 years, Cyprus, 2010-06 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-one-to-five-years/cyprus.
N1  - Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.I.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

What is the latest new housing loan rate, fixed over 1 to 5 years in Cyprus? Cite the source.
get_value {"indicator":"ecb_housing_rate_fixation_1to5y","place":"cy"}
GET https://invokely.ai/api/v1/value?indicator=ecb_housing_rate_fixation_1to5y&place=cy

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

What is the new housing loan rate, fixed over 1 to 5 years in Cyprus?

New housing loan rate, fixed over 1 to 5 years in Cyprus was 3.27% in August 2026, according to the European Central Bank. That is up 0.31 pts from August 2025. That is the 15th highest of 20 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR: New housing loan rate, fixed over 1 to 5 years (M.<area>.B.A2C.I.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest new housing loan rate, fixed over 1 to 5 years in Cyprus?

6.04% in November 2023, the highest value since June 2010 in this series.

New housing loan rate, fixed over 1 to 5 years elsewhere in European Union (27)

Related statistics for Cyprus

All statistics for Cyprus | Cyprus in figures