Data / New household loan rate for other purposes / Spain

New household loan rate for other purposes in Spain

New household loan rate for other purposes in Spain was 5.25% in August 2026, according to the European Central Bank. That is up 0.48 pts from August 2025. That is the 6th highest of 20 EU countries in August 2026.

August 20265.25%
Change on August 2025+0.48 pts
Rank6th of 20EU countries ranked
Series high7.23October 2008
Series low2.44December 2021
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New household loan rate for other purposes in Spain, January 2003 to August 2026

23456782003-012006-062009-112013-042016-092020-022023-072026-082026-08: 5.25 %24682003-012010-122018-112026-082026-08: 5.25 %
%. Source: ECB, ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 284 values
Period%
2026-085.25
2026-074.56
2026-064.48
2026-054.59
2026-044.48
2026-034.34
2026-024.4
2026-014.36
2025-124.13
2025-114.32
2025-104.44
2025-094.38
2025-084.77
2025-074.18
2025-064.22
2025-054.47
2025-044.42
2025-034.47
2025-024.88
2025-014.87
2024-124.73
2024-115
2024-105.11
2024-095.29
2024-085.8
2024-075.25
2024-065.37
2024-055.61
2024-045.62
2024-035.67
2024-025.73
2024-015.85
2023-125.66
2023-115.98
2023-105.93
2023-095.94
2023-086.02
2023-075.71
2023-065.64
2023-055.75
2023-045.77
2023-035.39
2023-025.69
2023-015.34
2022-124.78
2022-114.93
2022-104.84
2022-093.94
2022-083.76
2022-073.16
2022-063.03
2022-053.16
2022-043.08
2022-032.75
2022-023.07
2022-013.09
2021-122.44
2021-113.04
2021-103.24
2021-092.66
2021-082.96
2021-072.91
2021-062.9
2021-053.11
2021-043.13
2021-033
2021-023.31
2021-013.69
2020-122.77
2020-113.28
2020-103.41
2020-093.09
2020-083.27
2020-073.3
2020-062.85
2020-052.79
2020-042.55
2020-032.93
2020-023.54
2020-013.8
2019-123.04
2019-113.71
2019-104
2019-093.86
2019-083.55
2019-073.73
2019-063.63
2019-053.39
2019-043.66
2019-033.7
2019-023.8
2019-014.02
2018-123.27
2018-113.9
2018-103.86
2018-093.36
2018-083.91
2018-073.75
2018-063.07
2018-053.44
2018-043.29
2018-033.22
2018-023.72
2018-013.4
2017-123.36
2017-113.41
2017-104
2017-093.69
2017-083.95
2017-073.62
2017-063.84
2017-053.92
2017-043.92
2017-034.01
2017-024.04
2017-014.07
2016-123.62
2016-114.12
2016-104
2016-094.23
2016-084.35
2016-073.97
2016-063.94
2016-054.18
2016-044.17
2016-034.33
2016-024.39
2016-014.54
2015-123.77
2015-114.08
2015-104.36
2015-094.44
2015-084.72
2015-074.27
2015-064.51
2015-054.58
2015-044.69
2015-034.79
2015-025.12
2015-015.2
2014-124.64
2014-115.14
2014-105.36
2014-095.54
2014-085.67
2014-075.34
2014-065.48
2014-055.6
2014-045.63
2014-035.58
2014-025.65
2014-015.72
2013-125.58
2013-115.88
2013-106.17
2013-096.19
2013-086.47
2013-076.17
2013-065.96
2013-056.31
2013-045.99
2013-035.82
2013-025.93
2013-015.89
2012-125.81
2012-115.61
2012-106
2012-096.14
2012-086.4
2012-075.98
2012-066.07
2012-056.18
2012-046.07
2012-035.9
2012-026.15
2012-016.25
2011-125.94
2011-116.02
2011-105.98
2011-095.98
2011-086.17
2011-075.85
2011-065.47
2011-055.8
2011-045.89
2011-035.67
2011-025.64
2011-015.68
2010-125.16
2010-115.18
2010-105.37
2010-095.38
2010-085.49
2010-075
2010-064.68
2010-054.5
2010-044.57
2010-034.72
2010-024.82
2010-014.99
2009-124.48
2009-114.91
2009-105.08
2009-095.13
2009-085.33
2009-075.15
2009-065.21
2009-055.29
2009-045.1
2009-035.04
2009-025.2
2009-015.93
2008-126.51
2008-117.1
2008-107.23
2008-097.14
2008-087.15
2008-076.77
2008-066.65
2008-056.67
2008-046.32
2008-036.28
2008-026.2
2008-016.43
2007-126.36
2007-116.4
2007-106.35
2007-096.38
2007-086.18
2007-075.83
2007-065.8
2007-055.73
2007-045.71
2007-035.52
2007-025.5
2007-015.43
2006-125.09
2006-115.27
2006-105.35
2006-095.23
2006-085.14
2006-074.9
2006-064.82
2006-054.74
2006-044.57
2006-034.44
2006-024.31
2006-014.34
2005-124.18
2005-114.03
2005-104.12
2005-094.13
2005-084.24
2005-073.99
2005-064.04
2005-054.14
2005-044.22
2005-034.26
2005-024.21
2005-014.28
2004-124.2
2004-114.34
2004-104.37
2004-094.47
2004-084.46
2004-074.24
2004-064.27
2004-054.3
2004-044.35
2004-034.34
2004-024.35
2004-014.6
2003-124.31
2003-114.55
2003-104.58
2003-094.77
2003-084.79
2003-074.49
2003-064.66
2003-054.83
2003-044.84
2003-035.05
2003-025.09
2003-015.24

Spain compared with nearby places

Austria: 3.83 %Belgium: 4.33 %Bulgaria: 4.59 %Cyprus: 4 %Germany: 4.38 %Estonia: 6.87 %Spain: 5.25 %Finland: 3.51 %France: 3.64 %Greece: 5.3 %Croatia: 5.34 %Italy: 4.79 %Lithuania: 6.94 %Luxembourg: 3.09 %Latvia: 4.67 %Malta: 4.32 %Netherlands: 4.85 %Portugal: 3.74 %Slovenia: 5.75 %Slovakia: 4.09 %
  • Under 3.8
  • 3.8 to 4.3
  • 4.3 to 4.7
  • 4.7 to 5.3
  • 5.3 and over
  • No data
New household loan rate for other purposes, August 2026, %. Spain is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Monthly average annual interest rate on new euro loans to households for purposes other than house purchase or consumption, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N) (New household loan rate for other purposes, Spain, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N), New household loan rate for other purposes, Spain, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-loan-rate-for-other-purposes/spain. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). New household loan rate for other purposes, Spain, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-loan-rate-for-other-purposes/spain.

Harvard

European Central Bank (no date) ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N), New household loan rate for other purposes, Spain, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-loan-rate-for-other-purposes/spain (Accessed: 12 October 2026).

BibTeX
@misc{european_new_household_loan_rate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N): New household loan rate for other purposes, Spain, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-loan-rate-for-other-purposes/spain. Publisher attribution: European Central Bank. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N): New household loan rate for other purposes, Spain, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/household-loan-rate-for-other-purposes/spain
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-loan-rate-for-other-purposes/spain.
N1  - Publisher attribution: European Central Bank. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the new household loan rate for other purposes in Spain?

New household loan rate for other purposes in Spain was 5.25% in August 2026, according to the European Central Bank. That is up 0.48 pts from August 2025. That is the 6th highest of 20 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest new household loan rate for other purposes in Spain?

7.23% in October 2008, the highest value since January 2003 in this series.

New household loan rate for other purposes elsewhere in European Union (27)

Related statistics for Spain

All statistics for Spain | Spain in figures