Household credit as a share of GDP in Spain

Household credit as a share of GDP in Spain was 42.5% of GDP in Q1 2026, according to the Bank for International Settlements. That is down 0.8 pts from Q1 2025. That is the 10th highest of 17 EU countries in Q1 2026.

Q1 2026, % of GDP42.5 Estimated
Change on Q1 2025-0.8 pts
Rank10th of 17EU countries ranked
Series high85.7Q2 2010
Series low22.9Q1 1985
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Household credit as a share of GDP in Spain, Q4 1980 to Q1 2026

204060801001980-Q41987-Q21993-Q42000-Q22006-Q42013-Q22019-Q42026-Q11980-Q4: 24.4 % of GDP1981-Q1: 24.2 % of GDP1981-Q2: 24.5 % of GDP1981-Q3: 24.7 % of GDP1981-Q4: 25.5 % of GDP1982-Q1: 25.4 % of GDP1982-Q2: 25.7 % of GDP1982-Q3: 25.8 % of GDP1982-Q4: 26.4 % of GDP1983-Q1: 26.3 % of GDP1983-Q2: 26.2 % of GDP1983-Q3: 25.8 % of GDP1983-Q4: 26.2 % of GDP1984-Q1: 24.7 % of GDP1984-Q2: 24.5 % of GDP1984-Q3: 23.2 % of GDP1984-Q4: 23.7 % of GDP1985-Q1: 22.9 % of GDP1985-Q2: 23.4 % of GDP1985-Q3: 23 % of GDP1985-Q4: 23.7 % of GDP1986-Q1: 22.9 % of GDP1986-Q2: 23.4 % of GDP1986-Q3: 23.2 % of GDP1986-Q4: 24.1 % of GDP1987-Q1: 24.1 % of GDP1987-Q2: 25 % of GDP1987-Q3: 25.2 % of GDP1987-Q4: 26.6 % of GDP1988-Q1: 26.4 % of GDP1988-Q2: 27 % of GDP1988-Q3: 27.6 % of GDP1988-Q4: 29.3 % of GDP1989-Q1: 29.3 % of GDP1989-Q2: 30.7 % of GDP1989-Q3: 30.7 % of GDP1989-Q4: 31.5 % of GDP1990-Q1: 31.3 % of GDP1990-Q2: 31.7 % of GDP1990-Q3: 31.2 % of GDP1990-Q4: 31 % of GDP1991-Q1: 30.8 % of GDP1991-Q2: 31.5 % of GDP1991-Q3: 30.9 % of GDP1991-Q4: 31.4 % of GDP1992-Q1: 30.6 % of GDP1992-Q2: 31.2 % of GDP1992-Q3: 31 % of GDP1992-Q4: 31.4 % of GDP1993-Q1: 31.3 % of GDP1993-Q2: 31.7 % of GDP1993-Q3: 31.9 % of GDP1993-Q4: 31.8 % of GDP1994-Q1: 31.5 % of GDP1994-Q2: 31.7 % of GDP1994-Q3: 31.2 % of GDP1994-Q4: 31.4 % of GDP1995-Q1: 31.4 % of GDP1995-Q2: 31.9 % of GDP1995-Q3: 31.5 % of GDP1995-Q4: 31.5 % of GDP1996-Q1: 31.8 % of GDP1996-Q2: 32.7 % of GDP1996-Q3: 32.2 % of GDP1996-Q4: 32.3 % of GDP1997-Q1: 32.5 % of GDP1997-Q2: 33.8 % of GDP1997-Q3: 33.9 % of GDP1997-Q4: 34.5 % of GDP1998-Q1: 35.2 % of GDP1998-Q2: 36.7 % of GDP1998-Q3: 36.9 % of GDP1998-Q4: 38.1 % of GDP1999-Q1: 39.3 % of GDP1999-Q2: 40.7 % of GDP1999-Q3: 41.1 % of GDP1999-Q4: 42.3 % of GDP2000-Q1: 43.1 % of GDP2000-Q2: 44.2 % of GDP2000-Q3: 44.5 % of GDP2000-Q4: 45.6 % of GDP2001-Q1: 45.8 % of GDP2001-Q2: 46.8 % of GDP2001-Q3: 46.8 % of GDP2001-Q4: 47.3 % of GDP2002-Q1: 48.2 % of GDP2002-Q2: 49.8 % of GDP2002-Q3: 50.3 % of GDP2002-Q4: 51.2 % of GDP2003-Q1: 52 % of GDP2003-Q2: 54 % of GDP2003-Q3: 54.8 % of GDP2003-Q4: 56.7 % of GDP2004-Q1: 58 % of GDP2004-Q2: 60.5 % of GDP2004-Q3: 61.5 % of GDP2004-Q4: 63.5 % of GDP2005-Q1: 64.8 % of GDP2005-Q2: 67.6 % of GDP2005-Q3: 68.5 % of GDP2005-Q4: 70.9 % of GDP2006-Q1: 72.5 % of GDP2006-Q2: 75.3 % of GDP2006-Q3: 76.1 % of GDP2006-Q4: 78.2 % of GDP2007-Q1: 79.1 % of GDP2007-Q2: 81.1 % of GDP2007-Q3: 81.4 % of GDP2007-Q4: 81.9 % of GDP2008-Q1: 82 % of GDP2008-Q2: 83 % of GDP2008-Q3: 82.4 % of GDP2008-Q4: 82.8 % of GDP2009-Q1: 82.7 % of GDP2009-Q2: 84 % of GDP2009-Q3: 84.3 % of GDP2009-Q4: 85 % of GDP2010-Q1: 84.6 % of GDP2010-Q2: 85.7 % of GDP2010-Q3: 84.4 % of GDP2010-Q4: 84.3 % of GDP2011-Q1: 83.3 % of GDP2011-Q2: 83.4 % of GDP2011-Q3: 82.5 % of GDP2011-Q4: 82.4 % of GDP2012-Q1: 81.8 % of GDP2012-Q2: 82.1 % of GDP2012-Q3: 81.4 % of GDP2012-Q4: 81.4 % of GDP2013-Q1: 80.4 % of GDP2013-Q2: 80.2 % of GDP2013-Q3: 78.8 % of GDP2013-Q4: 77.6 % of GDP2014-Q1: 76.3 % of GDP2014-Q2: 76.2 % of GDP2014-Q3: 74.5 % of GDP2014-Q4: 73.1 % of GDP2015-Q1: 71.7 % of GDP2015-Q2: 71 % of GDP2015-Q3: 68.9 % of GDP2015-Q4: 67.6 % of GDP2016-Q1: 66.4 % of GDP2016-Q2: 66.5 % of GDP2016-Q3: 64.9 % of GDP2016-Q4: 64.1 % of GDP2017-Q1: 63.2 % of GDP2017-Q2: 63.1 % of GDP2017-Q3: 61.6 % of GDP2017-Q4: 60.9 % of GDP2018-Q1: 60.2 % of GDP2018-Q2: 60.4 % of GDP2018-Q3: 59.3 % of GDP2018-Q4: 58.6 % of GDP2019-Q1: 57.9 % of GDP2019-Q2: 58.2 % of GDP2019-Q3: 57.1 % of GDP2019-Q4: 56.5 % of GDP2020-Q1: 56.7 % of GDP2020-Q2: 60.3 % of GDP2020-Q3: 60.8 % of GDP2020-Q4: 62.1 % of GDP2021-Q1: 62.1 % of GDP2021-Q2: 60.4 % of GDP2021-Q3: 58.6 % of GDP2021-Q4: 57.2 % of GDP2022-Q1: 55.7 % of GDP2022-Q2: 55.1 % of GDP2022-Q3: 53 % of GDP2022-Q4: 51.4 % of GDP2023-Q1: 49.5 % of GDP2023-Q2: 49 % of GDP2023-Q3: 47.2 % of GDP2023-Q4: 46.1 % of GDP2024-Q1: 45.2 % of GDP2024-Q2: 45.3 % of GDP2024-Q3: 44 % of GDP2024-Q4: 43.7 % of GDP2025-Q1: 43.3 % of GDP2025-Q2: 43.9 % of GDP2025-Q3: 43 % of GDP2025-Q4: 42.9 % of GDP2026-Q1: 42.5 % of GDP
% of GDP. Source: BIS, BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Retrieved 2026-10-12.
All 182 values
Period% of GDP
2026-Q142.5 Estimated
2025-Q442.9 Estimated
2025-Q343 Estimated
2025-Q243.9 Estimated
2025-Q143.3 Estimated
2024-Q443.7 Estimated
2024-Q344 Estimated
2024-Q245.3 Estimated
2024-Q145.2 Estimated
2023-Q446.1 Estimated
2023-Q347.2 Estimated
2023-Q249 Estimated
2023-Q149.5 Estimated
2022-Q451.4 Estimated
2022-Q353 Estimated
2022-Q255.1 Estimated
2022-Q155.7 Estimated
2021-Q457.2 Estimated
2021-Q358.6 Estimated
2021-Q260.4 Estimated
2021-Q162.1 Estimated
2020-Q462.1 Estimated
2020-Q360.8 Estimated
2020-Q260.3 Estimated
2020-Q156.7 Estimated
2019-Q456.5 Estimated
2019-Q357.1 Estimated
2019-Q258.2 Estimated
2019-Q157.9 Estimated
2018-Q458.6 Estimated
2018-Q359.3 Estimated
2018-Q260.4 Estimated
2018-Q160.2 Estimated
2017-Q460.9 Estimated
2017-Q361.6 Estimated
2017-Q263.1 Estimated
2017-Q163.2 Estimated
2016-Q464.1 Estimated
2016-Q364.9 Estimated
2016-Q266.5 Estimated
2016-Q166.4 Estimated
2015-Q467.6 Estimated
2015-Q368.9 Estimated
2015-Q271 Estimated
2015-Q171.7 Estimated
2014-Q473.1 Estimated
2014-Q374.5 Estimated
2014-Q276.2 Estimated
2014-Q176.3 Estimated
2013-Q477.6 Estimated
2013-Q378.8 Estimated
2013-Q280.2 Estimated
2013-Q180.4 Estimated
2012-Q481.4 Estimated
2012-Q381.4 Estimated
2012-Q282.1 Estimated
2012-Q181.8 Estimated
2011-Q482.4 Estimated
2011-Q382.5 Estimated
2011-Q283.4 Estimated
2011-Q183.3 Estimated
2010-Q484.3 Estimated
2010-Q384.4 Estimated
2010-Q285.7 Estimated
2010-Q184.6 Estimated
2009-Q485 Estimated
2009-Q384.3 Estimated
2009-Q284 Estimated
2009-Q182.7 Estimated
2008-Q482.8 Estimated
2008-Q382.4 Estimated
2008-Q283 Estimated
2008-Q182 Estimated
2007-Q481.9 Estimated
2007-Q381.4 Estimated
2007-Q281.1 Estimated
2007-Q179.1 Estimated
2006-Q478.2 Estimated
2006-Q376.1 Estimated
2006-Q275.3 Estimated
2006-Q172.5 Estimated
2005-Q470.9 Estimated
2005-Q368.5 Estimated
2005-Q267.6 Estimated
2005-Q164.8 Estimated
2004-Q463.5 Estimated
2004-Q361.5 Estimated
2004-Q260.5 Estimated
2004-Q158 Estimated
2003-Q456.7 Estimated
2003-Q354.8 Estimated
2003-Q254 Estimated
2003-Q152 Estimated
2002-Q451.2 Estimated
2002-Q350.3 Estimated
2002-Q249.8 Estimated
2002-Q148.2 Estimated
2001-Q447.3 Estimated
2001-Q346.8 Estimated
2001-Q246.8 Estimated
2001-Q145.8 Estimated
2000-Q445.6 Estimated
2000-Q344.5 Estimated
2000-Q244.2 Estimated
2000-Q143.1 Estimated
1999-Q442.3 Estimated
1999-Q341.1 Estimated
1999-Q240.7 Estimated
1999-Q139.3 Estimated
1998-Q438.1 Estimated
1998-Q336.9 Estimated
1998-Q236.7 Estimated
1998-Q135.2 Estimated
1997-Q434.5 Estimated
1997-Q333.9 Estimated
1997-Q233.8 Estimated
1997-Q132.5 Estimated
1996-Q432.3 Estimated
1996-Q332.2 Estimated
1996-Q232.7 Estimated
1996-Q131.8 Estimated
1995-Q431.5 Estimated
1995-Q331.5 Estimated
1995-Q231.9 Estimated
1995-Q131.4 Estimated
1994-Q431.4 Estimated
1994-Q331.2 Estimated
1994-Q231.7 Estimated
1994-Q131.5 Estimated
1993-Q431.8 Estimated
1993-Q331.9 Estimated
1993-Q231.7 Estimated
1993-Q131.3 Estimated
1992-Q431.4 Estimated
1992-Q331 Estimated
1992-Q231.2 Estimated
1992-Q130.6 Estimated
1991-Q431.4 Estimated
1991-Q330.9 Estimated
1991-Q231.5 Estimated
1991-Q130.8 Estimated
1990-Q431 Estimated
1990-Q331.2 Estimated
1990-Q231.7 Estimated
1990-Q131.3 Estimated
1989-Q431.5 Estimated
1989-Q330.7 Estimated
1989-Q230.7 Estimated
1989-Q129.3 Estimated
1988-Q429.3 Estimated
1988-Q327.6 Estimated
1988-Q227 Estimated
1988-Q126.4 Estimated
1987-Q426.6 Estimated
1987-Q325.2 Estimated
1987-Q225 Estimated
1987-Q124.1 Estimated
1986-Q424.1 Estimated
1986-Q323.2 Estimated
1986-Q223.4 Estimated
1986-Q122.9 Estimated
1985-Q423.7 Estimated
1985-Q323 Estimated
1985-Q223.4 Estimated
1985-Q122.9 Estimated
1984-Q423.7 Estimated
1984-Q323.2 Estimated
1984-Q224.5 Estimated
1984-Q124.7 Estimated
1983-Q426.2 Estimated
1983-Q325.8 Estimated
1983-Q226.2 Estimated
1983-Q126.3 Estimated
1982-Q426.4 Estimated
1982-Q325.8 Estimated
1982-Q225.7 Estimated
1982-Q125.4 Estimated
1981-Q425.5 Estimated
1981-Q324.7 Estimated
1981-Q224.5 Estimated
1981-Q124.2 Estimated
1980-Q424.4 Estimated

Rankings

Definition

Quarter-end gross core debt of households and NPISHs from all lender sectors, divided by nominal GDP over the latest four quarters, in percent.

BIS core debt: loans and debt securities, plus currency and deposits for government. Includes domestic and foreign lenders. Households include non-profit institutions serving households; corporations include public and private non-financial corporations. Gross debt: financial assets are not deducted. Private sectors are unconsolidated; government is consolidated. Market valuation follows national sources; US private debt securities use face value. BIS break adjustments and some historical estimates are retained. Unlike World Bank domestic private credit, it excludes trade credit and covers all lender sectors. Not seasonally adjusted.

How to cite

Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Bank for International Settlements. (n.d.). BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp (Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1

MLA 9

BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp, Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Invokely, https://invokely.ai/en/household-credit-gdp/spain. Accessed 12 Oct. 2026.

Chicago (author-date)

Bank for International Settlements. n.d. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Also distributed by Invokely, https://invokely.ai/en/household-credit-gdp/spain.

Harvard

Bank for International Settlements (no date) BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp, Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1, via Invokely: https://invokely.ai/en/household-credit-gdp/spain (Accessed: 12 October 2026).

BibTeX
@misc{bank_household_credit_as_a_2026,
  author = {{Bank for International Settlements}},
  title = {{BIS WS\_TC: H.A.M.770.A, quarterly, household credit gdp: Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1}},
  howpublished = {Data set},
  url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-credit-gdp/spain. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv\&startPeriod=1970-Q1. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Bank for International Settlements
TI  - BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp: Household credit as a share of GDP, Spain, 1980-Q4 to 2026-Q1
PB  - Bank for International Settlements
DB  - Invokely
UR  - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1
L2  - https://invokely.ai/en/household-credit-gdp/spain
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-credit-gdp/spain.
N1  - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
ER  - 
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Questions

What is the household credit as a share of GDP in Spain?

Household credit as a share of GDP in Spain was 42.5% of GDP in Q1 2026, according to the Bank for International Settlements. That is down 0.8 pts from Q1 2025. That is the 10th highest of 17 EU countries in Q1 2026.

Where does this figure come from?

Bank for International Settlements. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Retrieved by Invokely on 2026-10-12.

What was the highest household credit as a share of GDP in Spain?

85.7% of GDP in Q2 2010, the highest value since Q4 1980 in this series.

Household credit as a share of GDP elsewhere in European Union (27)

Related statistics for Spain

All statistics for Spain | Spain in figures